In that case it is fine 👍Somewhere between 19.5-20k was the exact loss amount. I had said >15k in my initial post just as an indication
Follow along with the video below to see how to install our site as a web app on your home screen.
Note: This feature may not be available in some browsers.
In that case it is fine 👍Somewhere between 19.5-20k was the exact loss amount. I had said >15k in my initial post just as an indication
Got credited today. So, it took 8 working days instead of the committed 5.4 PM mein aaya toh kya hi credit huwa hoga, kal hoga then 😂
I am going to put a lil dif. view:If you knew the money came from RM's pocket and the mistake was genuine the right choice would have been to accept only the amount you lost (interest loss) and not the entire 20K. While you are saying it was your conscience due to which you accepted it, at the same time you also chose to make profit. The 2 doesn't go together.
IndusInd bhi kuch jada hi time le liya 🤣Got credited today. So, it took 8 working days instead of the committed 5.
If this is the view then why accept unofficially? Then OP should not care about what happens to BM/RM since they have intentionally wronged him and insist on getting compensated officially. He could have got a much higher amount.I am going to put lil dif view:
Bro he was told that he managed to compensate him with petty voucher, BM has authorised it, officially or unofficially.
I guess, compensation was given unofficially. Or by replacing with the particular(s) of some other petty expenses made by the branch.
In my view, the officer who did the mistake was told to compensate personally out of his pocket so as to not to damage the reputation of branch/BM.
Human is to err, but attitude matters. The day when he raised concern, his RM atleast was supposed to visit the A/c holder personally, he could have said Sorry and not to make complainant about this officialy, kindly give us 2-3 working days, we will resolve it. We will do needful. It's was just a mistake and we are regretful but I am ensuring you that we will keep this concern at utmost priority and will make good the loss.
But he along with BM didn't speak much about addressing his concern properly. They assumed him like he don't know anything about his rights, just an illiterate, who will forget these things. Nothing gonna happen just chill. That time he only asked for rectification or compensation equal to loss incurred due to their mistake.
If anyone believes this is the truth, then I really don't know what to say. Do you have any idea how many fake vouchers he will have to make to get 20K through petty cash? There is a daily limit of petty cash and it is not very high. My father has been a BM for around 2 decades and I know if he had to get 2 chairs repaired he had to get it done in 2 days as 1 day's petty cash wasn't enough to repair 2 chairs.Now, don't make OP regretful for accepting the compensation which was asked in the complaint made to PNO, he is not at fault, RM cooked the matter, hided some essential facts to settle the case of the records/books. OP even emphasised that whether this compensation out of someone's else pocket but RM denied ans told it's from Branch only, peety CB.
What OP needs to do then? He assumed what they are telling is true and correct. Anyways he would have got it, he even tried to save them by withdrawing case officially as per their (RM&BM) request.
OP can definitely judge what's good for him. But the meaning of Ethical doesn't change based on what OP thinks. The word has a much larger meaning.RM/BM cared about thier growth, perfomance over the compensation. No doubt, employees are the agents of the bank, bank is liable to pay but employees bear more than that when there's manual mistake from their end. It stays like a non curable wound for lifetime.
Whatever OP felt correct in that circumstances, he did so. OP faced the inconveniences, so he can judge accordingly, what's good/ ethical for him.
I think next business day is the standard for DD credit. Since it was deposited in branch after close of business on 18th, credit on 20th seems fair to me.IndusInd bhi kuch jada hi time le liya 🤣
As per my experience we need to wait for at least 2 months.Any response from BO's end? Not yet, right?
Really? 😬You are presenting contrasting scenarios.
Because, he wanted compensation he got, mode doesn't matter to him; unofficially or officially. They wanted to control the damage, their performance report. They did so by requesting him to withdraw the case officially by saying it's resolved.If this is the view then why accept unofficially?
I don't want to indulge in arguments, this doesn't even belongs to make though let's clear, better he can comment what is his saying.Then OP should not care about what happens to BM/RM since they have intentionally wronged him and insist on getting compensated officially.
Yes, he may have got. But he only demanded for 20k, if you demand only 20k and when decision favours you won't get more than the claimed amount, generally.He could have got a much higher amount.
I didn't mean that he did that way, quoted RM's saying. That's the affair of branch.If anyone believes this is the truth, then I really don't know what to say. Do you have any idea how many fake vouchers he will have to make to get 20K through petty cash? There is a daily limit of petty cash and it is not very high. My father has been a BM for around 2 decades and I know if he had to get 2 chairs repaired he had to get it done in 2 days as 1 day's petty cash wasn't enough to repair 2 chairs.
Yep, ham log ko kya 😂OP can definitely judge what's good for him. But the meaning of Ethical doesn't change based on what OP thinks. The word has a much larger meaning.
They need 2 months to comment but they send e-mail to complainant to respond with an ultimatum of 7 days or so, otherwise case will be closed. 🤣I think next business day is the standard for DD credit. Since it was deposited in branch after close of business on 18th, credit on 20th seems fair to me.
As per my experience we need to wait for at least 2 months.
Yehe baat toh mein nai bhi bola, nahi @sourpai ? 🙂Bhai I do not want to put anyone's career on line due to simple human error. I can tell it is a simple human error since I know the sequence of events.
RM called me on the day itself and apologised when I sent an email about incorrect FD closure. It is just that they did not expect me to raise it to PNO. After PNO complaint, RM's manager also called and was also telling me that it will fire back on them in much larger way if the complaint is pursued.
So I took a call and closed it when compensation was offered. RM got his lesson. May be he escaped this time, but next time he knows he can't escape if other customer is not as considerate as me. Was it a bit of grey area in terms of being Ethical? May be yes may be no, but I choose that over putting someone's career on line
I am putting this topic to rest from my side. Last post! 😀
I believe @sjmajumder was just confused about the amount. Once you mentioned that your total loss was around 20K, and they refunded you that amount.Bhai I do not want to put anyone's career on line due to simple human error. I can tell it is a simple human error since I know the sequence of events.
RM called me on the day itself and apologised when I sent an email about incorrect FD closure. It is just that they did not expect me to raise it to PNO. After PNO complaint, RM's manager also called and was also telling me that it will fire back on them in much larger way if the complaint is pursued.
So I took a call and closed it when compensation was offered. RM got his lesson. May be he escaped this time, but next time he knows he can't escape if other customer is not as considerate as me. Was it a bit of grey area in terms of being Ethical? May be yes may be no, but I choose that over putting someone's career on line
I am putting this topic to rest from my side. Last post! 😀
19/20 ka fark hai 😂I believe @sjmajumder was just confused about the amount. Once you mentioned that your total loss was around 20K, and they refunded you that amount.
Everything got cleared and In the end, it's a win-win for both sides. Your RM got to keep his job, and you recovered your lost money.
Fark toh hai but approach wali baat bhi hai officially/unofficially. Sjmajumder ka kehna bhi ek dum sahi hai, jab karna hi tha toh sab kuch officially karte 😅 but khair chalo case solved. Good for both parties.19/20 ka fark hai 😂
Yes win- win situation 🙂Fark toh hai but approach wali baat bhi hai officially/unofficially. Sjmajumder ka kehna bhi ek dum sahi hai, jab karna hi tha toh sab kuch officially karte 😅 but khair chalo case solved. Good for both parties.
Let's rest the matter. Very difficult to explain over comments. Needs face to face interaction.Really? 😬
Because, he wanted compensation he got, mode doesn't matter to him; unofficially or officially. They wanted to control the damage, their performance report. They did so by requesting him to withdraw the case officially by saying it's resolved.
I don't want to indulge in arguments, this doesn't even belongs to make though let's clear, better he can comment what is his saying.
How can you say they wronged him intentionally? I think it was just a mistake. Don't know in depth.
Yes, he may have got. But he only demanded for 20k, if you demand only 20k and when decision favours you won't get more than the claimed amount, generally.
I didn't mean that he did that way, quoted RM's saying. That's the affair of branch.
That's is why I have also told that RM cooked, hidden some essential facts of the matter. Don't know what they did, only they knew, how they handled the matter.
Also, told may be the compensation was given officer's pocket who made the mistake.
Yep, ham log ko kya 😂
No offence bro 🤭
@sourpai kya kehna chahte hain aap? Tipaani karye 🙂
They paid it via a neft transfer. We got to know a couple of months later when speaking to the account manager that the bank had later taken the money out of their salaries.How did they pay? How did you come to know it was paid from the employees pocket?
That means it was officially done and this should have been internal to the bank and it's employees and should have never come out. Speaking about it in public is violation of confidentiality agreement between employee and employer and there could be additional penalty for that.They paid it via a neft transfer. We got to know a couple of months later when speaking to the account manager that the bank had later taken the money out of their salaries.
True.. I think how it was done was that the bank paid us the 30k and then penalized the employees and deducted it from their payroll. Maybe under non performance incentive they would have lost that amount or something like that.That means it was officially done and this should have been internal to the bank and it's employees and should have never come out. Speaking about it in public is violation of confidentiality agreement between employee and employer and there could be additional penalty for that.
Now if we get news of some devaluation, we know who's responsible.After ending my spree in May I lodged 2 fresh complaints against Axis and HSBC in September.
HSBC has paid me Rs. 1000 but the complaint is still open as it was done arbitrarily by HSBC. They simply added 1000 to my CC account and sent me a mail stating that a compensation of Rs. 1000 has been paid for the delay in dispatch of the addon card. Will update when the case is resolved.
This thread is focused on my Axis Bank complaint.
Axis bank blocked my Forex card without any intimation. Below is my complaint to Axis Bank PNO:
View attachment 74589
To which I received the below response:
View attachment 74593
Those of you who know me, know for sure that I won't spare them so easily. So, I logged a complaint with RBIO on 7th September. While complaining to RBIO, I increased my compensation demand from Rs. 10,000 to Rs. 50,000.
Received mail from RBIO on 30th October for conciliation meeting on 11th November. Then got a call from the lady of the local branch of Axis Bank on 6th November with a request to consider a compensation of Rs. 20,000 instead of my demanded amount of Rs. 50,000. I agreed on condition of immediate settlement and without the need to attend the conciliation meeting. They asked for 5 days to settle the amount and confirmed the same through official mail. Intimated RBIO by mail that we have reached an agreement and he may please call off the meeting. Axis bank has also done the same. Received below closure mail from RBIO this morning.
View attachment 74590