Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link*

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link**

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[hellobois]

What I understand from soc is if you maintain 25k then cheque book is free, otherwise chargeable(spending 25k)

Who uses cheque book in this era of digital banking?
I think only old businessmen use it.

 

[AritraSaha]

I have used cred only till now. 1 rupee reward for 2 lakhs hits differently

Do this.
Tap& hold cred. UNINSTALL

 

[AritraSaha]

First cheque book must be free, if you want clarification mail them so as it will act as proof if charged

I think 20 or 25 free per year

 

[varun__goel_]

I have used cred only till now. 1 rupee reward for 2 lakhs hits differently

Get a account or two in hdfc if you regularly have such amount of payment for non hdfc cc

 

[ArpanOP]

Do this.
Tap& hold cred. UNINSTALL

Will keep it to see my dues

 

[varun__goel_]

Who uses cheque book in this era of digital banking?
I think only old businessmen use it.

Better to have it for emergencies than not have it and regretting

 

[varun__goel_]

Will keep it to see my dues

The only use of cred now, as it gives reminder frequently

 

[AritraSaha]

Will keep it to see my dues

You can do that with paytm & with other apps..

 

[AritraSaha]

The only use of cred now, as it gives reminder frequently

I have it for 2 reason.
1. Can check running offers in cc.
2. Sometimes gives good deal on store.

 

[ArpanOP]

I have it for 2 reason.
1. Can check running offers in cc.
2. Sometimes gives good deal on store.

Yeah, same. Also, paytm is shit overall. Can't even transact over 1lakh with a bloody debit card. KYC is suspended yet managed to do it on my mum's phone. Great.

 

[pothi]

When I started reading this thread, it had only 137 pages. Now, 140. Future readers will take ages to read.

 

[hellobois]

Do this.
Tap& hold cred. UNINSTALL

It's like a pet dog.
A dog barks when someone is at the door.
Cred sends 3 way notifications when your credit card statement is generated. So it's a must have app in your phone.
Even though the cred coins are as useless as a crow's shit, the timely reminders save a lot of efforts.

I see the notification on cred and make cc bill payment on HDFC billpay or Cheq.

Life is cruel bro

 

[hellobois]

When I started reading this thread, it had only 137 pages. Now, 140. Future readers will take ages to read.

Your name is pothi, it means bundle in hindi. You should write an article upto 140 pages so that there would be a status dedicated to you when this thread ends.
Although it may take a couple of years but I'll try to convince the moderators to dedicate this thread to you for your efforts.
I'm sure you can do it bro

 

[AritraSaha]

Yeah, same. Also, paytm is shit overall. Can't even transact over 1lakh with a bloody debit card. KYC is suspended yet managed to do it on my mum's phone. Great.

Don't know about 1L thing. But if you had mini kyc(wallet), you can do full kyc.

 

[ArpanOP]

Don't know about 1L thing. But if you had mini kyc(wallet), you can do full kyc.

Are bhai, both the account was opened last month.

 

[varun__goel_]

Are bhai, both the account was opened last month.

Is your Axis dc working now?

 

[ArpanOP]

Is your Axis dc working now?

Yes. I escalate it to the axis and it turns out I don't have to wait 24 hours. That is only for the 1st transaction. Paytm was the one to blame cause they were not processing the payment.

 

[telescope]

Can anyone tell me how to add family members to liberty family banking system?

1. Do they need to individually open liberty account first and then link to my account/customer id?
2. If I spend 25k in my account and family members neither maintain nor spend 25k in their account, will they get charged non-maintenance fees?
3. If family members transact with their dc, will they get 750 per quarter voucher individually?

 

[NShah]

Can anyone tell me how to add family members to liberty family banking system?

1. Do they need to individually open liberty account first and then link to my account/customer id?
2. If I spend 25k in my account and family members neither maintain nor spend 25k in their account, will they get charged non-maintenance fees?
3. If family members transact with their dc, will they get 750 per quarter voucher individually?

Axis mobile app>Services>Family Banking
1) Yes
2) No .Post in thread 'Axis Bank Liberty Savings Account Benefits' https://www.technofino.in/community...erty-savings-account-benefits.1504/post-37832
3)Yes.? @VISHESH_BANSAL I read in this thread that only primary account holder is eligible

 

[VISHESH_BANSAL]

3)Yes.? @VISHESH_BANSAL I read in this thread that only primary account holder is eligible

May be Yes.
Though I have Liberty Family Banking but I never tried.
I use only my Account , other Accounts are doing rest with Zero Balance and Zero txns