Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link*

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link**

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[4uziaul]

Other than paytm and mobikwik any other platform to earn 60k goals by paying CC bills?

You can try Cheq.

 

[Cebu]

Other than paytm and mobikwik any other platform to earn 60k goals by paying CC bills?

Cheq and cred..

 

[ArpanOP]

Cheq and cred..

I have used cred only till now. 1 rupee reward for 2 lakhs hits differently

 

[telescope]

I have got welcome kit of liberty savings (SBLBR). Got only passbook (very poor paper quality) and liberty dc. No chequebook.
Is it only me that who have not received chequebook? or the cheque book will come later? or I need to manually request for it?

I checked in netbanking that no cheque book has been issued to my account (checked using date range).

 

[varun__goel_]

I have got welcome kit of liberty savings (SBLBR). Got only passbook (very poor paper quality) and liberty dc. No chequebook.
Is it only me that who have not received chequebook? or the cheque book will come later? or I need to manually request for it?

I checked in netbanking that no cheque book has been issued to my account (checked using date range).

For digitally opened accs they are not issuing cheque book by default. I only received dc.

 

[ArpanOP]

I have got welcome kit of liberty savings (SBLBR). Got only passbook (very poor paper quality) and liberty dc. No chequebook.
Is it only me that who have not received chequebook? or the cheque book will come later? or I need to manually request for it?

I checked in netbanking that no chequebook has been issued to my account (checked using date range).

For the chequebook, you have to raise a request and it will be dispatched from them. Just a way to save money/paper. I don't even maintain a physical pasbook for any of my accounts. An email statement is more than enough for me. My father has an axis passbook the page quality degraded over time for sure.

 

[telescope]

For the chequebook, you have to raise a request and it will be dispatched from them. Just a way to save money/paper. I don't even maintain a physical pasbook for any of my accounts. An email statement is more than enough for me. My father has an axis passbook the page quality degraded over time for sure.

Ok I'll raise a request for cheque book. But, in the SoC link on axis website, charges for cheque are vaguely written.

 

[ArpanOP]

Ok I'll raise a request for cheque book. But, in the SoC link on axis website, charges for cheque are vaguely written.

1st one will be free. For any doubts call customer care and ask them then tell them to send you one. Generally, you get one book/financial year for free. Some bank offers differently as well like per quarter.

 

[NShah]

Ok I'll raise a request for cheque book. But, in the SoC link on axis website, charges for cheque are vaguely written.

1st one will be free. For any doubts call customer care and ask them then tell them to send you one. Generally, you get one book/financial year for free. Some bank offers differently as well like per quarter.

Free of cost unlimited in axis liberty saving account if you maintain trv

Fees and Charges

 

[varun__goel_]

Ok I'll raise a request for cheque book. But, in the SoC link on axis website, charges for cheque are vaguely written.

What I understand from soc is if you maintain 25k then cheque book is free, otherwise chargeable(spending 25k)

 

[ArpanOP]

Free of cost unlimited in axis liberty saving account if you maintain trv

Fees and Charges

That's a great info!

 

[telescope]

Free of cost unlimited in axis liberty saving account if you maintain trv

Fees and Charges

This TRV is confusing me. TRV value is not given there. Instead for liberty, spending condition is given.

What I understand from soc is if you maintain 25k then cheque book is free, otherwise chargeable(spending 25k)

You mean if I spend 25k instead of maintaining, and order cheque book, I'll be charged?

 

[ashwinkashwink is verified member.]

You mean if I spend 25k instead of maintaining, and order cheque book, I'll be charged?

Yes!
If you have exhausted free limit.

 

[ArpanOP]

This TRV is confusing me. TRV value is not given there. Instead for liberty, spending condition is given.

You mean if I spend 25k instead of maintaining, and order cheque book, I'll be charged?

Either spend 25k or maintain 25k minimum balance

 

[varun__goel_]

This TRV is confusing me. TRV value is not given there. Instead for liberty, spending condition is given.

You mean if I spend 25k instead of maintaining, and order cheque book, I'll be charged?

First cheque book must be free, if you want clarification mail them so as it will act as proof if charged

 

[telescope]

Yes!
If you have exhausted free limit.

What's the free limit?

 

[ashwinkashwink is verified member.]

What's the free limit?

As per general savings account...

 

[telescope]

Yes!
If you have exhausted free limit.

Either spend 25k or maintain 25k minimum balance

First cheque book must be free, if you want clarification mail them so as it will act as proof if charged

Too much ambiguity. Better I'll mail axis and post here.

 

[NShah]

Too much ambiguity. Better I'll mail axis and post here.

As per axis website you have to maintain 25k mab to avail unlimited cheque book

 

[ashwinkashwink is verified member.]

As per axis website you have to maintain 25k mab to avail unlimited cheque book

Yes that's right.