Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done

Via Internet Banking 👇

Menu》Services》Other》Debit Card Cashback

Or
Via Mobile App 👇

Menu》Service Request》Cards and Forex》Debit Card Cashback



*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[varun__goel_]

Approved hua myzone ltf ? 🤭

Recd call for physical verification

She said that no one will be visiting, we are approving from our end. If Axis calls, tell them that physical verf has been completed🤣🤣🤣

 

[NShah]

Recd call for physical verification

She said that no one will be visiting, we are approving from our end. If Axis calls, tell them that physical verf has been completed🤣🤣🤣

Wait for approval?😝
Pahle sab ke cc reject kiye saal bhar ab akal aa rhi hai financial year ending ke time
Ab kuch bhi jugaad lagakar approv Kara rahe

 

[ashwinkashwink is verified member.]

I had opened a account manually in Axis Bank. And the matter of Concern is I want Axis E-Debit card but it is only available in Online Accounts. Since I could not open online account as account already exists.

Does this happened with someone ? How could I avail E-Debit card

Not possible to open new account digitally.

 

[BhaiyaJi]

I had opened a account manually in Axis Bank. And the matter of Concern is I want Axis E-Debit card but it is only available in Online Accounts. Since I could not open online account as account already exists.

Does this happened with someone ? How could I avail E-Debit card

Is there any benefit of E-debit card?

 

[sparkit]

I have converted my basic account to liberty savings account. So do we get voucher only using liberty debit card or we can use any other debit card from that account?

 

[varun__goel_]

I have converted my basic account to liberty savings account. So do we get voucher only using liberty debit card or we can use any other debit card from that account?

For 750 voucher - any DC and UPI P2M.

For weekend cb - liberty dc is must.

Hope you have gone through the recent changes.

 

[ramandeep]

I had opened a account manually in Axis Bank. And the matter of Concern is I want Axis E-Debit card but it is only available in Online Accounts. Since I could not open online account as account already exists.

Does this happened with someone ? How could I avail E-Debit card

I opened account online, though currently kit not received but in internet login its showing 2 debit cards one e debit and other is rewards online?
Is e debit chargeable?

 

[RajeshV]

I had spent 25k for CC payment on Mobikwik with debit card in December, but was charged NMC yesterday. Sent an email asking for reversal. 😫

In their reply they just said what the charge was and asked me to contact branch manager for reversal. I then asked about account closure and they replied with closure form (older version though), and said I can visit my nearest branch for closure.

I filled up a newer form from the website and went to a nearby branch on the 1st along with my chequebook and broken debit card so that they can't deny in any way. But they said they don't have any approving authority available for the next 10 days and that I have to visit another nearby branch since they can't retain dated forms from customers.

On my way back I sent a reply mentioning this and asked what kind of absurd service this was. They replied that night asking for branch IFSC Code. On Saturday afternoon, the assistant branch manager called and asked what the issue was. He repeatedly apologised, tried to get me to shift to this branch with a downgraded account, and then offered to have the forms collected on Monday. He also said some of my credit cards had auto-debit turned on and got them disabled. I'd then noticed that a ticket was raised with the nodal officer just a little while before the call.

On Monday afternoon a person came with a closure form (with account number alone filled) for signature. I signed that and gave my form also. Today I got a call from the nodal office to confirm that the issue was addressed. And the account has also been officially closed. \o/

 

[DimeEarner]

P2M - counted
P2A - disqualified for 750

ECOM PUR/WWW AMAZON
THIS ONE??

 

[varun__goel_]

In branch system the charges are for Jan 2024, and in my statement they are for Dec 2023. Kya chu**ya h🤦

Letter di hai reversal k liye🙄🙄

And as per branch a new option has been/will be released in which customer can raise a complaint directly from app for reversal of charges of upto Rs.2000 and will be reversed within a day

How much time do they take for reversal?
@VISHESH_BANSAL

 

[SSV]

ECOM PUR/WWW AMAZON
THIS ONE??

This one is allowed

 

[VISHESH_BANSAL]

How much time do they take for reversal?
@VISHESH_BANSAL

Mera toh kabhi reversal ka issue aaya hi nhi.

I followed SOC strictly.

Ek baar Physical Statement ke charges deduct kiye thhe.

X ke DM m kaafi khuch sunna diya saalo ko

Mne kha CCTV footage dekha merko mne kab Branch visit kiya Physical Statement ke liye🤣

Phir Next day reverse ho gaye.

You should once try via X route

 

[varun__goel_]

Mera toh kabhi reversal ka issue aaya hi nhi.

I followed SOC strictly.

Ek baar Physical Statement ke charges deduct kiye thhe.

X ke DM m kaafi khuch sunna diya saalo ko

Mne kha CCTV footage dekha merko mne kab Branch visit kiya Physical Statement ke liye🤣

Phir Next day reverse ho gaye.

You should once try via X route

 

[varun__goel_]

Mera toh kabhi reversal ka issue aaya hi nhi.

I followed SOC strictly.

Ek baar Physical Statement ke charges deduct kiye thhe.

X ke DM m kaafi khuch sunna diya saalo ko

Mne kha CCTV footage dekha merko mne kab Branch visit kiya Physical Statement ke liye🤣

Phir Next day reverse ho gaye.

You should once try via X route

S**li Assistant Mang kh rhi hai ki 7 din lgenge kam se kam🙄

 

[sparkit]

Hi guys,
today i added my wife's basic savings account to my axis liberty family account,
And its showing as approved in message and mail. But when i log into my wifes account, i cannot see any Liberty status there. Its showing old status as DBEZY. Is this normal ? Can i purchase Liberty or Delight card with this joint account? (I cannot see those variant option in Upgrade debit card section) Only the same 3 variant cards are showing for upgrade.

 

[varun__goel_]

Hi guys,
today i added my wife's basic savings account to my axis liberty family account,
And its showing as approved in message and mail. But when i log into my wifes account, i cannot see any Liberty status there. Its showing old status as DBEZY. Is this normal ? Can i purchase Liberty or Delight card with this joint account? (I cannot see those variant option in Upgrade debit card section) Only the same 3 variant cards are showing for upgrade.

It is just for joint maintenance of average balance.

You cannot get liberty dc or liberty account benefit in easy access account even if you link it under family group

 

[sparkit]

It is just for joint maintenance of average balance.

You cannot get liberty dc or liberty account benefit in easy access account even if you link it under family group

Okay thanks 👍🏻

 

[sparkit]

It is just for joint maintenance of average balance.

You cannot get liberty dc or liberty account benefit in easy access account even if you link it under family group

Can we create two axis account for same customer ? One basic and one liberty?

 

[SSV]

Can we create two axis account for same customer ? One basic and one liberty?

Yes, I think so .. visit to branch required..

 

[varun__goel_]

Need suggestions...

Majority of the members are present here, so posting in this thread rather than creating one.


Due to obvious TF Community effect and chull😂, I opened a lot of accounts for very little benefits and have already closed few of them.

As of now I hold:-
HDFC Classic Banking, SBI, IDFC Future First, Kotak 811, Axis Liberty & BOB

Now after piling up these accs, I have decided to close a few of them. SBI & HDFC are permanent ones so won't be closing them.

IDFC has no benefit other than 0 charges and 0 mab. Services are good. Was thinking of Axis but their changing tncs🤯. Service were decent enough.

Now suggest what others should I close. Want to keep these accs for long term usage and benefits. Want to reduce the accs to 3 or max 4