Credit card for School education spends

[devarshi84]

I have tried to post this topic on various threads without much response and Seldom see posts from other users asking similar question. While not useful to many, Education fees goes into lacs for many and is a big expense.

In my case, the fees is collected via an App called Eduqfix. The School doesn't accept fees except cheque. Eduqfix charges certain fees for using a credit card. Also, many cards do not get cashback/ Points for paying school fees as per MCC code.

I was considering getting something like a Kotak IOCL Rupay or Tata neu infinity credit card to make UPI payment for school fees.

What are the thoughts of other card holders?

 

[rajubhai]

I guess these are good cards for education payment: Infinia, DCB, Axis Vistara cards, SBI Vistara cards, IDFC cards.
Also, AmEx cards if supported. Jodo & Edufix don't support AmEx.

hdfc regalia gold

 

[Deleted member 30446]

Axis Atlas still gives points on Education Spends so I’d use that.

 

[nitinmits]

I got 2% CB on Standard Chartered Smart credit card

 

[HumorSimpson]

I got 2% CB on Standard Chartered Smart credit card

Limits on earning?

 

[nitinmits]

1000 CB per month I think

 

[HumorSimpson]

1000 CB per month I think

Pass. School fee are at 80K +.

 

[nitinmits]

Axis LIC Signature provides 1%

 

[HumorSimpson]

Axis LIC Signature provides 1%

PG has about 1% charges.
The good old IDFC wealth was best even after deduction of PG charges.

I think no card gives 2%+ now on edu fees of 1lakh inr

 

[drmsiva]

Infinia gives 3.3% for educational spends. HDFC gives rewards for educational spends with personal CCs.

 

[itscaj]

PG has about 1% charges.
The good old IDFC wealth was best even after deduction of PG charges.

I think no card gives 2%+ now on edu fees of 1lakh inr

why not use Axis Vistara which still gives points on educational spends plus milestone benefits

 

[superstar@123]

Infinia gives 3.3% for educational spends. HDFC gives rewards for educational spends with personal CCs.

This is what I am using.
My spends are around 70k per quarter (23k per month). PG charges around 1.5% but with Infinia, I get 3.3% rewards.
Net benefit is 1.8%.

 

[pinki]

Apay 🗿 .

 

[350modena]

I guess these are good cards for education payment: Infinia, DCB, Axis Vistara cards, SBI Vistara cards, IDFC cards.
Also, AmEx cards if supported. Jodo & Edufix don't support AmEx.

Which is the best way to use Jodo then? Which card ? As I see they seem to charge 2% on credit cards like rupay n visa.

 

[prashu]

Wealth card is good option.

Are you guys talking about IDFC wealth credit card?

 

[Wealth is my birth right!]

Are you guys talking about IDFC wealth credit card?

Idfc wealth post recent devaluations its not giving X time rewards for education

 

[superstar@123]

Which is the best way to use Jodo then? Which card ? As I see they seem to charge 2% on credit cards like rupay n visa.

Following as my kid's school also uses Jodo

 

[card_007]

Which is the best way to use Jodo then? Which card ? As I see they seem to charge 2% on credit cards like rupay n visa.

The cards I mentioned above are good for Jodo. Jodo charges 1% + tax on CC payments.

 

[350modena]

The cards I mentioned above are good for Jodo. Jodo charges 1% + tax on CC payments.

I tried payment via Jodo and on my rupay CC it was charging 2%+

 

[shafiq49]

In Eduqfix platform, we can pay with UPI using Rupay CC.

Any suggestions on Rupay CC which gives good reward points?

 

[jeevanreddy58]

In Eduqfix platform, we can pay with UPI using Rupay CC.

Any suggestions on Rupay CC which gives good reward points?

1.5% with tata neu infinity