Credit card for School education spends

[devarshi84]

I have tried to post this topic on various threads without much response and Seldom see posts from other users asking similar question. While not useful to many, Education fees goes into lacs for many and is a big expense.

In my case, the fees is collected via an App called Eduqfix. The School doesn't accept fees except cheque. Eduqfix charges certain fees for using a credit card. Also, many cards do not get cashback/ Points for paying school fees as per MCC code.

I was considering getting something like a Kotak IOCL Rupay or Tata neu infinity credit card to make UPI payment for school fees.

What are the thoughts of other card holders?

 

[MJN]

Now only checked its cc Avenue and it's 0% charges only..

Can I add money to my payzapp account using any of the card above and then use payzapp card in cc Avenue for 49k and 53k

 

[sourpai]

Can I add money to my payzapp account using any of the card above and then use payzapp card in cc Avenue for 49k and 53k

You can use ICICI Apay card to get 1% on Payzap load. Rest of the cards are not useful

But Payzap wallet debit limit per month is 1L only so keep that in mind

 

[HumorSimpson]

You can use ICICI Apay card to get 1% on Payzap load. Rest of the cards are not useful

But Payzap wallet debit limit per month is 1L only so keep that in mind

ICICI apay still rewards wallet ?

 

[Animal]

ICICI apay still rewards wallet ?

Y e s

 

[prashu]

You can use ICICI Apay card to get 1% on Payzap load. Rest of the cards are not useful

But Payzap wallet debit limit per month is 1L only so keep that in mind

And if we want to transfer from payzap wallet to bank any charges are levied?

 

[sourpai]

And if we want to transfer from payzap wallet to bank any charges are levied?

Yes.. 2.5% till 31st July and 1.18% from Aug 1st.

It is not useful

 

[blackmamba]

Infinia gives 3.3% for educational spends. HDFC gives rewards for educational spends with personal CCs.

Does this hold true today as well? There is conflicting information that HDFC is not giving rewards points via red girrafe anymore.

 

[dexter_greycells]

Does this hold true today as well? There is conflicting information that HDFC is not giving rewards points via red girrafe anymore.

Starting 1st Sep they won't reward any education payments via intermediaries like CRED, Mobikwik etc. If you pay directly from the institution's site you will still get rewards. Giraffe seems to fall under the same category as CRED, Mobikwik.

 

[MJN]

Can anyone confirm education payment of my 80k will be considered for annual fee spent waiver of my Hsbc cashback (live+)

 

[MS R]

Can anyone confirm education payment of my 80k will be considered for annual fee spent waiver of my Hsbc cashback (live+)

yes . .

 

[Astraea]

I need to pay my sister's college fees of 3.10L next month.

Here are the credit cards I have:

1. HDFC Diners Club Privilege Credit Card (3L limit) - Need suggestions on whether to use this.
2. Amazon Pay Credit Card (2.20L limit) - 1% cashback.

I have other cards, but their limits are too low.

If I use the HDFC card, I'll need to prepay about 10k. If I use the Amazon Pay card, I'll need to prepay about 90k. I'm unsure if these options are workable and would appreciate your advice.


University has axis payment gateway

 

[chinnodu]

The best thing with APay card is no question asked cashback.... do even Rs 1 crore transaction (if you have such a limit), you'll get 1 lakh minimun at the end of month

Well, Question will be asked by IT Department only

 

[Riya]

Well, Question will be asked by IT Department only

yeah ofcourse they will ask but if the expenses are not involving Hawala or money laundering, etc then no need to worry

 

[HumorSimpson]

yeah ofcourse they will ask but if the expenses are not involving Hawala or money laundering, etc then no need to worry

There are Gopal sharma s too

 

[chinnodu]

There are Gopal sharma s too

Who is Gopal Sharma?

 

[HumorSimpson]

Who is Gopal Sharma?

He is the anti stereotype of Sharma ji ke beta.
He rotated 70Lakhs for 0.5 % cashback using his dad's and sister cc, got IT notice.
Search his thread.

 

[Riya]

 

[Ci9her]

I need to pay 128000 by this month's end. Will it incur gst? College accepts payments via credit, debit cards and UPI. Also I have ICICI APay and Sbi cashback card and HDFC Swiggy card. Then other useless card like sbi simply save and Kotak league.
Also let me know which card of the above can give me cashback.

 

[SunnyM]

I need to pay 128000 by this month's end. Will it incur gst? College accepts payments via credit, debit cards and UPI. Also I have ICICI APay and Sbi cashback card and HDFC Swiggy card. Then other useless card like sbi simply save and Kotak league.
Also let me know which card of the above can give me cashback.

I use swiggy cashback for educational payments but it has a capping of 500 Rs. No extra charges if paid directly on schools website.

 

[Ci9her]

I use swiggy cashback for educational payments but it has a capping of 500 Rs. No extra charges if paid directly on schools website.

What about ICICI Apay?