Eligiblity for IDFC wealth credit card

[Gangadhar]

My CTC is 6.2 LPA and i have a HDFC Regalia credit card with 3L limit, would i able to apply for IDFC select or Wealth credit card on a C to C Basis?

 

[deep@vie]

how long is the cooldown period after closing the card? just got my idfc savings account upgraded to wealth - can I ask for Wealth CC immediately?

yes

 

[dheerajb]

Any idea why gpay isn't working? I'm facing the same issue with gpay and Samsung pay.

 

[sharma]

you can ask them to remove the cibil hits. They will approve it in 2-3 weeks and will remove it in 1 week after confirmation. I just removed 4 IDFC inquiries last month

Bro is it possible.

 

[CardSeeker]

How To Cancel Previous Applications?

August 2021 Application Still Showing and getting error while applying now

 

[Teja Bhai]

What is min limit for upgrading to select card

minimum 4.5L annual income.

or if you are applying C2C then the existing card shd have a minimum 2L limit.

 

[Nitheesh]

you can ask them to remove the cibil hits. They will approve it in 2-3 weeks and will remove it in 1 week after confirmation. I just removed 4 IDFC inquiries last month

to whom should we request to remove the hits? and which website do you use to see your credit score?

 

[CardSeeker]

How To Cancel Previous Applications?

August 2021 Application Still Showing and getting error while applying now

Anyone Pls Suggest

 

[metal_heart]

Does Wealth Add On card, also gets complimentary domestic lounge access?
Anyone tried ?

 

[sharma]

you can ask them to remove the cibil hits. They will approve it in 2-3 weeks and will remove it in 1 week after confirmation. I just removed 4 IDFC inquiries last month

Bro what documents needs to be submitted for this

 

[Sagar]

Bro what documents needs to be submitted for this

your cibil report needed

 

[ADITYA1904]

i applied using magnus and got around 90% of the limit of magnus for the wealth card

Hi, i want to apply c2c on basis of my HDFC Infinia credit card with 8L limit or icici amazon pay cc limit with 7.5L limit? Which is best? Also did they ask ITR and bank statement for c2c application or only credit card statement? I dont have idfc account but i also have idfc loan relationship with 25L so Please give some ideas

 

[R!ppEr]

Hi, i want to apply c2c on basis of my HDFC Infinia credit card with 8L limit or icici amazon pay cc limit with 7.5L limit? Which is best? Also did they ask ITR and bank statement for c2c application or only credit card statement? I dont have idfc account but i also have idfc loan relationship with 25L so Please give some ideas

use infinia, apay i dont think they entertain for wealth variant, since i had previously tried a few times using it and always got the select variant shown to me

 

[ADITYA1904]

use infinia, apay i dont think they entertain for wealth variant, since i had previously tried a few times using it and always got the select variant shown to me

I am applying through branch manager via c2c, why they are asking itr?

 

[R!ppEr]

I am applying through branch manager via c2c, why they are asking itr?

go via online! why you wanna go offline? online magnus with 5L+ limit i was able to get wealth without bank statements or ITR

 

[ADITYA1904]

go via online! why you wanna go offline? online magnus with 5L+ limit i was able to get wealth without bank statements or ITR

How to apply online c2c? Which documents Do i need to upload online? I am self employed doctor? Do they video kyc or visit verification? I had idfc loan running and long term loan relationship…

 

[ADITYA1904]

go via online! why you wanna go offline? online magnus with 5L+ limit i was able to get wealth without bank statements or ITR

One more question, hdfc doesn’t report credit limit in cibil so if i enter hdfc infinia card and credit limit in online form then how will idfc confirm my hdfc infinia card and infinia credit limit and according to that they approve my card?

 

[satyamkaushik]

One more question, hdfc doesn’t report credit limit in cibil so if i enter hdfc infinia card and credit limit in online form then how will idfc confirm my hdfc infinia card and infinia credit limit and according to that they approve my card?

For me when I entered my limit on the DCB they simply offered me the Wealth variant on the next page.

There was no verification of documents like credit card statement or photograph. I was only asked to complete the video KYC.

 

[ADITYA1904]

For me when I entered my limit on the DCB they simply offered me the Wealth variant on the next page.

There was no verification of documents like credit card statement or photograph. I was only asked to complete the video KYC.

So i have to do video kyc in my hospital or i can do at home or at anywhere? What they ask in video kyc like aadhar card pan card or any other questions?

 

[satyamkaushik]

So i have to do video kyc in my hospital or i can do at home or at anywhere? What they ask in video kyc like aadhar card pan card or any other questions?

In simple terms the video KYC is basically a normal video call with the bank agent. The bank will share you a link for the call which you can join anytime during business hours.

For me they had asked me for the PAN card and just a confirmation of my basic details.

 

[ADITYA1904]

For me when I entered my limit on the DCB they simply offered me the Wealth variant on the next page.

There was no verification of documents like credit card statement or photograph. I was only asked to complete the video KYC.

But i heard that hdfc bank not reporting credit limit to cibil then how idfc online system know that i have hdfc card with this limit?