Federal Bank RuPay Signet Credit Card

[jetesh]

The Federal Bank issues the Signet Credit Card on Visa as well as the RuPay network, both variants having almost the same features except International Lounge Access.

Rupay variant having 4 complimentary international lounge access every year.

I am planning an international trip with my family next month. And I need a credit card with an international lounge access feature. After some research and comparison with a few other cards, I shortlisted the Federal Bank Signet Credit Card, RuPay network variant.


Kindly tell me about the overall experience with this card and with the bank's CC offers.

 

[jetesh]

... ... ...

 

[aayusharyan]

The Federal Bank issues the Signet Credit Card on Visa as well as the RuPay network, both variants having almost the same features except International Lounge Access.

Rupay variant having 4 complimentary international lounge access every year.

I am planning an international trip with my family next month. And I need a credit card with an international lounge access feature. After some research and comparison with a few other cards, I shortlisted the Federal Bank Signet Credit Card, RuPay network variant.


Kindly tell me about the overall experience with this card and with the bank's CC offers.

I don't think you can use those 4 access at once. It will be like 1 for you then additional guests will be chargeable.
Or unless you have other cards to swipe and use for lounge access.

 

[jetesh]

I don't think you can use those 4 access at once. It will be like 1 for you then additional guests will be chargeable.
Or unless you have other cards to swipe and use for lounge access.

I already have 2 cards with international lounge access. I need 1 more. That's why I am looking for this card.

 

[aayusharyan]

I already have 2 cards with international lounge access. I need 1 more. That's why I am looking for this card.

Then you can look at this card. Fedup bank has tie up with LoungeKey so you need to check which lounges use lounge Key (I have experience some only use PP and not LK, so check that first).
Also, they work on reversal system. They will charge full 35 USD to your card and then reverse it later. I am still waiting for my reversal on the usage last week.

 

[jetesh]

Then you can look at this card. Fedup bank has tie up with LoungeKey so you need to check which lounges use lounge Key (I have experience some only use PP and not LK, so check that first).
Also, they work on reversal system. They will charge full 35 USD to your card and then reverse it later. I am still waiting for my reversal on the usage last week.

Ok thanks and your card variant ???

 

[KLB@96]

did you check scapia , wealth ?

 

[WandereR]

scapia

Conditional domestic only

 

[D₹V]

The Federal Bank issues the Signet Credit Card on Visa as well as the RuPay network, both variants having almost the same features except International Lounge Access.

Rupay variant having 4 complimentary international lounge access every year.

I am planning an international trip with my family next month. And I need a credit card with an international lounge access feature. After some research and comparison with a few other cards, I shortlisted the Federal Bank Signet Credit Card, RuPay network variant.


Kindly tell me about the overall experience with this card and with the bank's CC offers.

Hahahah.

You can't select card variant in federal bank application.

They'll offer any card as per eligibility & limit approved!

 

[sharma]

Hahahah.

You can't select card variant in federal bank application.

They'll offer any card as per eligibility & limit approved!

Can we request them to change the variant after we get the card or they don't even consider the request

 

[D₹V]

Can we request them to change the variant after we get the card or they don't even consider the request

Mostly it won't work.

 

[KLB@96]

Hahahah.

You can't select card variant in federal bank application.

They'll offer any card as per eligibility & limit approved!

do they ask any docs ? or instant online approval

 

[jetesh]

By the way .... federal bank works more like a nationalize bank

 

[jetesh]

do they ask any docs ? or instant online approval

Nope no instant approval

 

[aayusharyan]

Nope no instant approval

In my case, it was, I mean, after vKYC. But yeah, no other verification... So, I guess, YMMW.
My experience - thread here.

 

[D₹V]

do they ask any docs ? or instant online approval

Sometimes yes, sometimes no.

You can read my thread about federal cards & other's experience on same thread too.

 

[Ranger]

Can we request them to change the variant after we get the card or they don't even consider the request

You can after you get the card. At first, I called the customer care and they said it's not possible. Then, I emailed them with mentioning about the RBI guideline with attaching the doc for it. Within few days, I got the call that they are processing the network conversion request for the card.

 

[ronakshah]

Slightly off topic question - did anyone receive swiggy voucher for milestone benefit on signet card? If yes what is the value

 

[Lobogris]

Then you can look at this card. Fedup bank has tie up with LoungeKey so you need to check which lounges use lounge Key (I have experience some only use PP and not LK, so check that first).
Also, they work on reversal system. They will charge full 35 USD to your card and then reverse it later. I am still waiting for my reversal on the usage last week.

Let us know if you get if refunded.

 

[aayusharyan]

Let us know if you get if refunded.

It's still pending. In fact, the transaction didn't add in the bill also (it's a good thing by Fed bank).
The txn was around first week of Nov. Then the bill generation happened and till now, that txn is pending confirmation. So, it's not like I have to pay the lounge fees in the bill and then later adjust it. So, that's a good thing.