Got SBI Cashback Instantly

[cowcoconut]

Hey,
I had previously applied for sbi cashback and the agent kept calling me to verify and kept failing. Random calls etc. kept happening for a month and they rejected my card. I finally gave up and then got the hdfc swiggy card. Now today when I logged into internet banking, it showed that I'm eligible for pre approved credit cards, SBI cashback was one of them. I clicked apply and filled the form today afternoon.
Today evening itself I got the confirmation that my card is dispatched and also got a virtual card right away.
At first I thought I got scammed or something, but I checked and it was real. That was the fastest credit card application of my life.


EDIT: Some additional info:
This time, when I applied from the netbanking page, there was no KYC calls/video etc. There was a CIBIL enquiry though.
I have an RD with SBI. Have no prior SBI credit card. CIBIL Score was 789 at the time.

This is what it looked like in the netbanking page:

 

[shivamk]

Esign through protein by aadhar OTP.

Ye waala protein powder mujhe bhi chahiye jiska box OTP se khulega

 

[Ak Singh]

After how many days of phone verification have you received esign link?

Yesterday I completed video kyc and today I got call from sbi and they asked me all details and said you will receive esign link. After some mins I got esign link.

Ye waala protein powder mujhe bhi chahiye jiska box OTP se khulega

Corrected - protein protean✔️

 

[cowcoconut]

Yesterday I completed video kyc and today I got call from sbi and they asked me all details and said you will receive esign link. After some mins I got esign link.

Corrected - protein protean✔️

Did you get the card?

 

[Sahil_07]

Did you get the card?

Bro you got the esign link?

 

[Ak Singh]

Did you get the card?

Yes card is approved but limit is only 16000 wtf.. 😒

 

[cowcoconut]

Is there 5% cashback for international spend too?
I need rupay for offline payments and if they give 1% cashback in UPI transaction,then it will be bonus but I doubt it will happen.
May be they will give 1% in UPI payments of only above 2k.
And also for me with UPI transaction,it will be easier to reach the spending milestones of 2 lakh as my spending is not that high without those instant discount offers

Hey I just booked a hotel in Malaysia and I got 5% cashback. It's a good way to offset the 4% forex fee you have to pay.
And I think as far as entry level cards are concerned, sbi cashback is pretty good for international online spends. (better than those 0 forex markup cards with ~0.5 reward rates).

Will check if it works on Grab once I go to the trip. If so 90% of my use cases in south east asia are covered

I think you should go for the visa variant only. You can get so many other cards that give UPI cashback.

 

[pointhacker]

I also got this card but limit is 50k only 🙁 🙁 🙁

 

[Ak Singh]

I also got this card but limit is 50k only 🙁 🙁 🙁

You still got 50k. I got only 16k.
Is this your first sbi card?
And What salary range per month you entered when applying sbi cb cc ?

 

[pointhacker]

You still got 50k. I got only 16k.
Is this your first sbi card?
And What salary range per month you entered when applying sbi cb cc ?

Dont remember what range I gave but my salary is near to 75kpm

 

[cowcoconut]

I also got this card but limit is 50k only 🙁 🙁 🙁

After reading posts on Technofino I’m happy about my 97k limit 😆

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

After reading posts on Technofino I’m happy about my 97k limit 😆

me got 120K

 

[Venky61]

I didn't read the welcome gift part, was too excited about getting cashback. Can someone else who got a card through netbanking share what the welcome gift was?
I haven't paid my first statement and I haven't got any gifts so far.

There was no welcome gift. And for me payment through auto debit was mandatory, it wasn't proceeding further without it. But as it was a salary account I was fine with it. Surprisingly payment through HDFC bill portal or Sbi unipay not happening, not sure if it is due to auto debit acceptance. Will wait for statement generation and try again.

I got only 20K. Not sure the reason but could be due to having an SBI Simply click which has a higher limit.

 

[Ak Singh]

I got only 20K. Not sure the reason but could be due to having an SBI Simply click which has a higher limit.

Maybe I also got less limit only rs16000 on sbi cb cc.

 

[CyberPsych]

Yes, verification call where they will ask us to confirm all the details which we entered in the application and explain about card features.

Damn, the SBI agent has been trying to reach me through phone for getting payslip again but since Truecaller showed red (28 spam reports(and some bullsh*t naming like stock trading telegram, I kept declining the call from last Wednesday. Today she WhatsApp'd me from a different number and asked me to send payslip. Then again came the call from same number, something clicked and attended the call. She said I got your payslip, I will upload again, you will get e-sign SMS, etc.

Looks like I need to attend the spam calls as well when waiting for credit card approval.

 

[CyberPsych]

I got only 20K. Not sure the reason but could be due to having an SBI Simply click which has a higher limit.

How much limit on the simply click?

 

[Venky61]

How much limit on the simply click?

Don't remember the exact value but mostly around 1.5-1.8 L

 

[cowcoconut]

me got 120K

Do you have any FD or salary account with SBI? Not sure why I got 97k limit and you got 120k credit limit when others are getting <50k limit.

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Do you have any FD or salary account with SBI? Not sure why I got 97k limit and you got 120k credit limit when others are getting <50k limit.

Kuch bhi nahi tha ekdum fresh. That too i applied at 12 am. Hehe.

 

[Shin-Chan]

After how many days of phone verification have you received esign link?

It depends user to user for someone a few hours to folks who received 2-3 days later. ideally should not be more than 24 hours delay

 

[Shin-Chan]

Kuch bhi nahi tha ekdum fresh. That too i applied at 12 am. Hehe.

Shubh mahurat ??