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Infinia HDFC Infinia "requesting" 1.5 lakhs spend per month?
vivdwive
TF Select
No point to make believe now...they certainly are eyeing on big spends for having their premium card and campaigning with some plan back on mind
Mine is already on Dark mode and still not visible.this is correct..
On my laptop, when I see with my nomral white background.. I can't see... like below:
View attachment 56991
But when I select the text, it appears..
View attachment 56992
URJ_19666-Infinia-Low-Spender
shashankrt
TF Ace
drsel
TF Prestige
Not sure if its a warning or just a request 🤔…...
There is a logical reason to choose 1.5 lakhs and not 1 lakh per month.
1.5 lakhs is chosen because that is the threshold over which Magnus Burgundy gives 14% return on all spends excluding Traveledge, Grabdeals, Giftedge and 7 excluded categories
👉 What will happen if this much spend is not done ?
Can they downgrade the card??
There is a logical reason to choose 1.5 lakhs and not 1 lakh per month.
1.5 lakhs is chosen because that is the threshold over which Magnus Burgundy gives 14% return on all spends excluding Traveledge, Grabdeals, Giftedge and 7 excluded categories
👉 What will happen if this much spend is not done ?
Can they downgrade the card??
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thirdworldfish
TF Buzz
Looks like HDFC mass-emailed every Infinia customer. Their "request" to spend 18L annually is weird considering their fee reversal criteria on spends is 10L. Either way, what's the next best card? Just in case, HDFC decides to existing Infinia customers.
Please dont compare 🪓 to any Bank .. Thanks..
Infinia Reserve !!😉
- It may become similar to spend requirement for lounge access that's happening across banks. Banks used to keep the top cards like DCB, Infinia, Yes Private, ICICI Emerald away from such devaluations but it looks like things are changing
- On a broad level, it seems the products are being designed by the marketing people who are not able to walk the talk (lower revenue than expected) and hence the devaluation
- Since they don't want to close cards for non/low-revenue generating customer, they devalue the card by reducing reward value and benefits, and create a new card allowing revenue generating janta to "upgrade". HDFC has been doing this for a decade
See what must have happened : ( according to my sixth sense 😉 )
1) HDFC decided to send all their infinia users an email stating that how good Infinia is and how much rewarding it is to spend on this card..
2) It seems there may be less spending observed lately.. to give a pat on every Infinia users and tell them to spend, spend and spend to get these rewards ....
3) While sending these emails: they must have categorised all infina users in to some 2 , 3, or 4 or whatever categories m, puerlu for their internal puroposes..
4) because the body of the email has to vary depeding upon the category, this email content has to be tagged with category name , for technical purposes..
5) Some supposed tob a smart techie must have said, okay let us hide the category by matching the backgeound with text color.. but he /she must had forgetten that the text could be visible by contrast background and / or copy pasting..
So , in all likelihood , it is not of a major concern as of now for the users, just a storm in a Tea cup...
Relax guys and have drink (of your choice !! )...
Enjoy life.. that is more important...
Have fun...
Just spoke to customer care and they confirmed that we need to spend 1.5L to avail INFIANA benefits mentioned in the mail but they are not sure when it will be effective from. I reminded them of the RBI rule and they disconnected the call
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Sudip
TF Premier
Just my view,
Every 4th person is nowadays getting an Infinia as it seems HDFC has relaxed a lot of criteria to get Infinia (maybe bank realized they've given too many infinia cards to even customers who won't spend much and would just use their card for lounge access and hardly give hdfc any business/ profit), they expect users to spend around 10lakhs+ per year and not just keep it as a souvenir (usually to get upgraded to Infinia person holding regalia is also expected to spend 8Lakhs+)and since many people are not spending, banks thought of sending a mail to decide course of action later if many users fail to do so.
Every 4th person is nowadays getting an Infinia as it seems HDFC has relaxed a lot of criteria to get Infinia (maybe bank realized they've given too many infinia cards to even customers who won't spend much and would just use their card for lounge access and hardly give hdfc any business/ profit), they expect users to spend around 10lakhs+ per year and not just keep it as a souvenir (usually to get upgraded to Infinia person holding regalia is also expected to spend 8Lakhs+)and since many people are not spending, banks thought of sending a mail to decide course of action later if many users fail to do so.
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Chillax ! !1 mahine pehle card bana h, uspr bhi 1.4 lakhs tak spend kar chuka hu or ye abhi se mujhe low spender bol rahe.
Bloody hell. 1.5L / month?
Their own caps on RPs are 45k for hotels and 90k for flights / month. Can't buy more than 20k Amazon vouchers. Why should we spend more?
Their own caps on RPs are 45k for hotels and 90k for flights / month. Can't buy more than 20k Amazon vouchers. Why should we spend more?
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