Hdfc launch 4 new business credit card

[CMGCMG is verified member.]

1. Biz Black Metal Edition Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-black)
   • 5 Reward Points for every ₹ 150 spent (1 RP is equal to upto ₹1)
   • 5X Reward Points on Bill Payments via PayZapp/SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals
   • Unlimited Airport Lounge Access
   • Complimentary Annual membership of Club Marriott & Taj Stay Voucher worth ₹ 5000 on spends of ₹1.5 lakh within first 90 days as Welcome Benefit
   • Flight tickets / Taj Hotels Stay Voucher worth up to Rs.5,000 on every ₹ 5 Lakhs & above spends, Earn voucher worth ₹ 20,000 in calendar year as Milestone Benefit
   • Joining/Renewal Membership Fee – Rs. 10,000/- plus Applicable Taxes
2. Biz Power Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-power)
   • 5X Reward Points on Bill Payments via PayZapp/SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals, Google Ads, Cleartax, Reliance Digital
   • Up to 16 domestic & 6 International Airport Lounge Access in a year
   • Complimentary Amazon Prime Annual Membership + BizPrime 6 months Subscription on completing 1 online transaction within 30 days as Welcome Benefit
   • MakeMyTrip / Reliance Digital Gift Voucher worth up to Rs.2,500 on per quarterly spends of Rs. 2.5 Lakhs as Milestone Benefit
   • 4 Reward Points for every ₹ 150 spent (1 Reward Point = Upto 0.50 paise)
   • Joining/Renewal Membership Fee – Rs. 2500/- plus Applicable Taxes
3. Biz Grow Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-grow)
   • 10X Cashpoints on Bill Payments via PayZapp / SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals, Cleartax, DMart
   • Get 2000 Bonus Cashpoints on quarterly spends of ₹ 1 Lakh as Milestone Benefit. Earn up to 8,000 Cashpoints in a calendar year.
   • 1% Fuel surcharge waiver
   • 2 Cashpoints for every ₹ 150 spent
   • Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
4. Biz First Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-first)
   • 3% Cashpoints on EMI spends (Earn Maximum 1,000 Cashpoints/ month)
   • 2% Cashpoints on Utility Bills, Electronics, SmartPay & PayZapp transactions (Earn Maximum 500 Cashpoints/ month)
   • 1% Cashpoints on UPI and other spends (Earn Maximum 500 Cashpoints/ month)
   • Get 2000 Bonus Cashpoints on quarterly spends of ₹ 75,000 as Milestone Benefit. Earn up to 8,000 Cashpoints in a calendar year.
   • 1% Fuel surcharge waiver
   • Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
5. HDFC Bank UPI RuPay Biz Credit Card (https://www.hdfcbank.com/personal/p...dit-cards/hdfc-bank-upi-rupay-biz-credit-card)
   • 3% Cashpoints on Groceries, SuperMarket & Dining spends & all PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
   • 2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
   • 1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel & Education categories) (Maximum of 500 Points can be earned in a calendar month)
   • Joining/ Renewal Membership Fee - ₹99/- + Applicable Taxes (Festive Season Offer!!!)

 

[meumangarora]

Yes I got it, It is seen on app 2 days after bill generated but we can redeem only after next month bill generated.

If you don't mind me asking. When was your bill generated?

 

[MilesMax]

I had applied for Biz Black but only Biz Power was approved.
After how many months can I request an upgrade? (PS. I fullfill the ITR & other criterias)

 

[kartik123]

Don’t believe them they don’t know anything, same response given to me last month but it didn’t happened then I complained to grievance department see this, they told me to wait for 10 days but even after that I didn’t received it
View attachment 55243

got the same response to my mail as well but nocredit of points yet. Don't know why hdfc is behaving this way

 

[nandhakumar]

Hi all,
For bizblack upgrade anyone tried with gst return or other than ITR,

 

[meumangarora]

got the same response to my mail as well but nocredit of points yet. Don't know why hdfc is behaving this way

Did you receive the points yet post 10 working days?

 

[meumangarora]

Don’t believe them they don’t know anything, same response given to me last month but it didn’t happened then I complained to grievance department see this, they told me to wait for 10 days but even after that I didn’t received it
View attachment 55243

Did you get the rewards?

 

[kartik123]

Did you receive the points yet post 10 working days?

no points received yet

 

[The_Beast]

is the smartbuy 10000rp capping separate from the 7500 rp capping on ITR payments?

 

[sid16]

is the smartbuy 10000rp capping separate from the 7500 rp capping on ITR payments?

I don't think so. There is an overall capping of 7500 on accelerated reward points.

 

[The_Beast]

I don't think so. There is an overall capping of 7500 on accelerated reward points.

The confusion comes from the fact that capping of ITR points is 7500, while smartbuy has a capping of 10,000 for bizblack

 

[The_Beast]

The confusion comes from the fact that capping of ITR points is 7500, while smartbuy has a capping of 10,000 for bizblack

Also, Siddarth from card expert reports that the smartbuy capping is different from 5x on taxes.. check Sc below

 

[meumangarora]

In April, I got 7500 bonus rewards for income tax transaction as well as 3x rewards for an APay GV I bought.

Still waiting for 7500 bonus rewards of May statement though 😭

 

[The_Beast]

In April, I got 7500 bonus rewards for income tax transaction as well as 3x rewards for an APay GV I bought.

Still waiting for 7500 bonus rewards of May statement though 😭

Does the 7500 include the Amazon GV part?
Or it is 7500 for tax + 3x of Amazon GV.
Also, for more clarity, if I may ask, how many rp was the Amazon GV alone?

 

[sid16]

Also, Siddarth from card expert reports that the smartbuy capping is different from 5x on taxes.. check Sc below

Wow, then I stand corrected.

 

[meumangarora]

Does the 7500 include the Amazon GV part?
Or it is 7500 for tax + 3x of Amazon GV.
Also, for more clarity, if I may ask, how many rp was the Amazon GV alone?

No, normal and accelerated rewards for APay GV were added when transaction was settled.
7500 bonus credits were credited post statement generation.

For APay GV, you get 990 rewards for 10k voucher. Minus the plaform charge for APay GV. You can see proper calculations on gyftr website.

 

[The_Beast]

Is anyone able to make transactions in the personal version of smartbuy?
I have tried booking flights 3 times, money debited on all 3, but ticket didn't generate. It says transaction failed..
On other hand, booked via Bizdeals on makemytrip, and the transaction went through.

 

[kartik123]

In April, I got 7500 bonus rewards for income tax transaction as well as 3x rewards for an APay GV I bought.

Still waiting for 7500 bonus rewards of May statement though 😭

Got it today for the may statement

 

[meumangarora]

Got it today for the may statement

Great. Do you mean you got the missing rewards or for the next statement?

 

[Vikas09]

Did you get the rewards?

Yes I received it after two mails to grievance departmant but again didn’t received last month reward points, have to repeat the process again 🤦🏻‍♂️

 

[meumangarora]

Yes I received it after two mails to grievance departmant but again didn’t received last month reward points, have to repeat the process again 🤦🏻‍♂️

By any chance did you pay off your outstanding before the bill was generated?
Also, how many transactions did you do in the billing period.
I'm trying to find the root cause, why some are getting the points while others don't.