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Hdfc launch 4 new business credit card

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  1. Biz Black Metal Edition Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-black)
    • 5 Reward Points for every ₹ 150 spent (1 RP is equal to upto ₹1)
    • 5X Reward Points on Bill Payments via PayZapp/SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals
    • Unlimited Airport Lounge Access
    • Complimentary Annual membership of Club Marriott & Taj Stay Voucher worth ₹ 5000 on spends of ₹1.5 lakh within first 90 days as Welcome Benefit
    • Flight tickets / Taj Hotels Stay Voucher worth up to Rs.5,000 on every ₹ 5 Lakhs & above spends, Earn voucher worth ₹ 20,000 in calendar year as Milestone Benefit
    • Joining/Renewal Membership Fee – Rs. 10,000/- plus Applicable Taxes
  2. Biz Power Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-power)
    • 5X Reward Points on Bill Payments via PayZapp/SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals, Google Ads, Cleartax, Reliance Digital
    • Up to 16 domestic & 6 International Airport Lounge Access in a year
    • Complimentary Amazon Prime Annual Membership + BizPrime 6 months Subscription on completing 1 online transaction within 30 days as Welcome Benefit
    • MakeMyTrip / Reliance Digital Gift Voucher worth up to Rs.2,500 on per quarterly spends of Rs. 2.5 Lakhs as Milestone Benefit
    • 4 Reward Points for every ₹ 150 spent (1 Reward Point = Upto 0.50 paise)
    • Joining/Renewal Membership Fee – Rs. 2500/- plus Applicable Taxes
  3. Biz Grow Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-grow)
    • 10X Cashpoints on Bill Payments via PayZapp / SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals, Cleartax, DMart
    • Get 2000 Bonus Cashpoints on quarterly spends of ₹ 1 Lakh as Milestone Benefit. Earn up to 8,000 Cashpoints in a calendar year.
    • 1% Fuel surcharge waiver
    • 2 Cashpoints for every ₹ 150 spent
    • Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
  4. Biz First Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-first)
    • 3% Cashpoints on EMI spends (Earn Maximum 1,000 Cashpoints/ month)
    • 2% Cashpoints on Utility Bills, Electronics, SmartPay & PayZapp transactions (Earn Maximum 500 Cashpoints/ month)
    • 1% Cashpoints on UPI and other spends (Earn Maximum 500 Cashpoints/ month)
    • Get 2000 Bonus Cashpoints on quarterly spends of ₹ 75,000 as Milestone Benefit. Earn up to 8,000 Cashpoints in a calendar year.
    • 1% Fuel surcharge waiver
    • Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
  5. HDFC Bank UPI RuPay Biz Credit Card (https://www.hdfcbank.com/personal/p...dit-cards/hdfc-bank-upi-rupay-biz-credit-card)
    • 3% Cashpoints on Groceries, SuperMarket & Dining spends & all PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
    • 2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
    • 1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel & Education categories) (Maximum of 500 Points can be earned in a calendar month)
    • Joining/ Renewal Membership Fee - ₹99/- + Applicable Taxes (Festive Season Offer!!!)
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Biz-Power_146X98.png
Biz-Grow_146X98.png
Biz-First_146X98.png
HDFC-Bank-UPI-RuPay-Biz-Credit-Card-146x98.png
 
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Did anyone get their First Year Fee waived off for Biz Black? This is what it says:
"Spend Rs.1.5 Lakhs in first 90 days of card issuance to get First Year Joining Fee waived off (Applicable for fresh issuance only)"

What does "Applicable for fresh issuance only" mean in this context?
Yes I swiped 1.5l and during bill generation it was not found and multiple reward points also got credited and even a voucher.
 
Write a mail to Grievance redressal team that you need Biz black credit as a floater card if you qualify then they will only send an agent to your home and collect the documents
I did for did for upgrade, they gave temporary approval, asked for cibil consent. Let's see what happens! Finger crossed

Update: Finally got my B Regalia upgraded to BizBlack, Delivery in 3 Days 😀

Tricked worked for me: Did 8.5 Lakh spends in last 6 months. Been rejected for this card approval 3 times before this.
 
Last edited:
Did anyone get their First Year Fee waived off for Biz Black? This is what it says:
"Spend Rs.1.5 Lakhs in first 90 days of card issuance to get First Year Joining Fee waived off (Applicable for fresh issuance only)"

What does "Applicable for fresh issuance only" mean in this context?
Yes, I have this offer to upgrade one of my business regalia LTF to Biz Black Diners with 10k annual fee (No fee for 1st 12 months).

But I don't have business spends any more. What percent of returns will I get for buying smartbuy vouchers like Amazon, etc.

I have two Business Regalia LTF. I was anyway thinking of closing one to reduce the clutter. So, if it is free for 1st 12 months, I can upgrade one of the my cards and if I don't find it useful, I can close Biz Black after 11 months.
 

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Yes I swiped 1.5l and during bill generation it was not found and multiple reward points also got credited and even a voucher.
Thanks for the info

Yes, I have this offer to upgrade one of my business regalia LTF to Biz Black Diners with 10k annual fee (No fee for 1st 12 months).

But I don't have business spends any more. What percent of returns will I get for buying smartbuy vouchers like Amazon, etc.

I have two Business Regalia LTF. I was anyway thinking of closing one to reduce the clutter. So, if it is free for 1st 12 months, I can upgrade one of the my cards and if I don't find it useful, I can close Biz Black after 11 months.
Thanks for the info
I think it is 3x as seen from the quoted posts below


Also, Siddarth from card expert reports that the smartbuy capping is different from 5x on taxes.. check Sc below
In April, I got 7500 bonus rewards for income tax transaction as well as 3x rewards for an APay GV I bought.

Still waiting for 7500 bonus rewards of May statement though 😭
 
Yes, I have this offer to upgrade one of my business regalia LTF to Biz Black Diners with 10k annual fee (No fee for 1st 12 months).

But I don't have business spends any more. What percent of returns will I get for buying smartbuy vouchers like Amazon, etc.

I have two Business Regalia LTF. I was anyway thinking of closing one to reduce the clutter. So, if it is free for 1st 12 months, I can upgrade one of the my cards and if I don't find it useful, I can close Biz Black after 11 months.

Yes, I have this offer to upgrade one of my business regalia LTF to Biz Black Diners with 10k annual fee (No fee for 1st 12 months).

But I don't have business spends any more. What percent of returns will I get for buying smartbuy vouchers like Amazon, etc.

I have two Business Regalia LTF. I was anyway thinking of closing one to reduce the clutter. So, if it is free for 1st 12 months, I can upgrade one of the my cards and if I don't find it useful, I can close Biz Black after 11 months.
Hi bro.
If u tel me Your business regalia card limit
 
Hi bro.
If u tel me Your business regalia card limit
Hi.

It is 8,20,000 combined for 4 cards (2 regalia, 1 neu infinity and 1 Swiggy).

Limit used to be separate when I had 2 regalia. Then I applied for Neu infinity and HDFC woke up and made my combined limit of 3 cards to one of the regalias (lower one). I had to send few email to make it total of 2 cards I had. Swiggy CC I got last month only.
 
Hey folks,

Has anyone applied for a credit card without an ITR? According to the website, you can apply using bank statements and GST returns.

Has anyone tried applying with these documents? I currently have a business account with HDFC and a basic MoneyBack card (2.36L). When I checked the website, it showed that I am eligible only for the Biz Grow Credit Card. Is it possible to get the Biz Power or Business Regalia Gold card directly?

My branch people are telling me to get the Biz Grow first, and after one month, I will have the option to upgrade. Is that true, or can I apply directly for the Regalia Gold?
Hi,

Did you apply for Bizgrow card? I got Bizgrow preapproved, But I want Bizpower card, any pointers? My ITR is 8 lakhs, but have significant GST amount of around 40k per month
 
Hi,

Did you apply for Bizgrow card? I got Bizgrow preapproved, But I want Bizpower card, any pointers? My ITR is 8 lakhs, but have significant GST amount of around 40k per month
Nope, Now I am not even able to apply for floater card, the website showing it's already card applied , I wrote the email to the grieveance stating the same If they are not giving any resolutions I am planning to move my card to another account
 
Got the missing bonus points of the previous statement + bonus points of the new statement generated on 16th June today.
I kept an outstanding, that could be the catch.
is there any fixed date to know the 5x points credit date? I didn't receive last month's statement it's been 25 Days.
 
I did for did for upgrade, they gave temporary approval, asked for cibil consent. Let's see what happens! Finger crossed

Update: Finally got my B Regalia upgraded to BizBlack, Delivery in 3 Days 😀

Tricked worked for me: Did 8.5 Lakh spends in last 6 months. Been rejected for this card approval 3 times before this.
What kind of spends were the 8.5L? Like online shopping / utility/ wallet loads etc. ? Just trying to figure out how to spend a larger amount in a shorter period...
 
Can anyone tell me what kind of vouchers are present in buisness catalogue for redemption of reward points for Biz Power ?
They say value is 1RP=0.65 paise
HDFC BizGrow & BizPower Now Available on RuPay Variant | Free Amazon Prime:

 
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