HDFC Super Premium Cards Eligibility hiked!!!

[Quiksilver27]

If you spend 3 lakhs in 90 days on all MCC codes (no MCC exclusions), they will not charge the Infinia joining fee of 14750, which is billed after 120 days (in case you don't spend 3 lakhs in 90 days)

But if you spend 3 lacs in 90 days and don't have to pay the joining fee, in that case will they give you 12500 points or not?
@SSV @anirban.choudhury @CMG @TechnoFino @Subhankar

no reward points if fees are not charged..

 

[uchitshah]

60L itr . One more month late and i would have not got the card. Hopefully this criteria keeps card from getting devalued

Lucky you bro.
Great news, you got it

 

[Ash8]

Grreeeaaatttttt !
Long live Infinia !

 

[PavanPavan is verified member.]

Guys can come one confirm imperia eligibility criteria is also revised?

 

[Lobogris]

If you spend 3 lakhs in 90 days on all MCC codes (no MCC exclusions), they will not charge the Infinia joining fee of 14750, which is billed after 120 days (in case you don't spend 3 lakhs in 90 days)

But if you spend 3 lacs in 90 days and don't have to pay the joining fee, in that case will they give you 12500 points or not?
@SSV @anirban.choudhury @CMG @TechnoFino @Subhankar

I can answer that. You only get 12,500 points if you pay the fee. Not if it is FYF or the fee is waived due to compliance with spending an amount.

 

[Lobogris]

Got my Biz Black card today as well. So now, I have 3 HDFC cards: Infinia, Biz Black and Tata Neu.

 

[drsel]

Got my Biz Black card today as well. So now, I have 3 HDFC cards: Infinia, Biz Black and Tata Neu.

How are you planning to waive off the joining fee of both biz black and infinia?

 

[Lobogris]

How are you planning to waive off the joining fee of both biz black and infinia?

I am not concerned about the fees. On Infinia, you anyway get 12,500 reward points. So there is no fee apart from GST. I have already spent around 8 lakhs on it and might meet the 10 lakhs threshold but I am not going to do anything extra to get there. It was FYF. On Biz Black, first year would be free if I spend 1.5 lakhs in 90 days. So I will pay 55k advance tax each month for 3 months. After that, it can be waived by spending 7.5 lakhs but even if I don’t, I should get around 90k cashback each year. So paying 10k is ok.

 

[uchitshah]

Do anyone feel this is precursor to Infinia Reserve coming this Diwali

Figures cross

 

[rogerthat]

Do anyone feel this is precursor to Infinia Reserve coming this Diwali

Figures cross

Its too late to launch for Diwali. People have already started their shopping... And even if it launches tomorrow only few people will receive it in time to make spends for the festival.

 

[uchitshah]

My guess is they will announce in Diwali
Eligibility and all little later
Create some hype
And issue from 2025 onwards

This is just my gut feeling,
No information received from anywhere.

 

[drsel]

My guess is they will announce in Diwali
Eligibility and all little later
Create some hype
And issue from 2025 onwards

Even if they do, the joining and renewal fee will be 59000 or more

 

[uchitshah]

Even if they do, the joining and renewal fee will be 59000 or more

I feel it will be in range of 90k to 1lac.
Real UHNI card
And trust me, many people can afford it
India has got lot of wealth and purchasing power now.

 

[Lobogris]

I feel it will in 90k to 1lac range.
Real UHNI card
And trust me, many people can afford it
India has got lot of wealth and purchasing power now.

I don’t mind paying it if it brings some benefit or exclusivity. Or if you get more value in rewards.

 

[BVCBVC is verified member.]

I feel it will in 90k to 1lac range.
Real UHNI card
And trust me, many people can afford it
India has got lot of wealth and purchasing power now.

Like the case with Amex Plat Charge .

 

[Swastik]

Even if they do, the joining and renewal fee will be 59000 or more

This seems more likely

I feel it will in 90k to 1lac range.
Real UHNI card
And trust me, many people can afford it
India has got lot of wealth and purchasing power now.

This seems a little out there, it'll have exclusivity but very few people will actually pick it up

 

[Swastik]

I don’t mind paying it if it brings some benefit or exclusivity. Or if you get more value in rewards.

At this price point reward rate goes out of the window,

And i myself couldn't of think any benefits for which I'd pay 1L/yr

Exclusivity yes, but as we're seeing with the crowds at centurion lounges so even that can be bought with money, and its not enough keep people in the long run

 

[learningrewardgame]

Quick question-

Is it possible to get DCB Metal on c2c basis? 15L axis + 5l amex
If yes, can someone guide me or refer for the same?

As per HDFC bank (various branches tried) all are saying minimum account opening is required now if no relation and then the salary eligibility after yesterday's update.

When i applied via their online portal they showed Swiggy or Regalia privilige card. They did cibil as well as equifax check for that too.

 

[navam]

At this price point reward rate goes out of the window,

And i myself couldn't of think any benefits for which I'd pay 1L/yr

Exclusivity yes, but as we're seeing with the crowds at centurion lounges even that can be bought with money, and its not enough keep people in the long run

How about 1lk points for 1lk rs. Would that convince you?

 

[drmsiva]

Got my Biz Black card today as well. So now, I have 3 HDFC cards: Infinia, Biz Black and Tata Neu.

I have Infinia and no other HDFC cards. I am a self employed professional and have the Imperia account. I have asked Biz Black as floater card but the local guys are not sure of the way to get it. They have asked me to email which I did and they forwarded it to CC team in Coimbatore but not approved yet.

Can you let me know how you got it - was it as a floater or a new application? Thank you.