no reward points if fees are not charged..
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HDFC Super Premium Cards Eligibility hiked!!!
- Thread starter dravikumar
- Start date
Lucky you bro.
Great news, you got it
I can answer that. You only get 12,500 points if you pay the fee. Not if it is FYF or the fee is waived due to compliance with spending an amount.
drsel
TF Prestige
How are you planning to waive off the joining fee of both biz black and infinia?
I am not concerned about the fees. On Infinia, you anyway get 12,500 reward points. So there is no fee apart from GST. I have already spent around 8 lakhs on it and might meet the 10 lakhs threshold but I am not going to do anything extra to get there. It was FYF. On Biz Black, first year would be free if I spend 1.5 lakhs in 90 days. So I will pay 55k advance tax each month for 3 months. After that, it can be waived by spending 7.5 lakhs but even if I don’t, I should get around 90k cashback each year. So paying 10k is ok.
Its too late to launch for Diwali. People have already started their shopping... And even if it launches tomorrow only few people will receive it in time to make spends for the festival.
drsel
TF Prestige
Even if they do, the joining and renewal fee will be 59000 or more
I feel it will be in range of 90k to 1lac.
Real UHNI card
And trust me, many people can afford it
India has got lot of wealth and purchasing power now.
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I don’t mind paying it if it brings some benefit or exclusivity. Or if you get more value in rewards.
Like the case with Amex Plat Charge .
This seems more likely
This seems a little out there, it'll have exclusivity but very few people will actually pick it up
At this price point reward rate goes out of the window,
And i myself couldn't of think any benefits for which I'd pay 1L/yr
Exclusivity yes, but as we're seeing with the crowds at centurion lounges so even that can be bought with money, and its not enough keep people in the long run
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learningrewardgame
TF Buzz
Quick question-
Is it possible to get DCB Metal on c2c basis? 15L axis + 5l amex
If yes, can someone guide me or refer for the same?
As per HDFC bank (various branches tried) all are saying minimum account opening is required now if no relation and then the salary eligibility after yesterday's update.
When i applied via their online portal they showed Swiggy or Regalia privilige card. They did cibil as well as equifax check for that too.
Is it possible to get DCB Metal on c2c basis? 15L axis + 5l amex
If yes, can someone guide me or refer for the same?
As per HDFC bank (various branches tried) all are saying minimum account opening is required now if no relation and then the salary eligibility after yesterday's update.
When i applied via their online portal they showed Swiggy or Regalia privilige card. They did cibil as well as equifax check for that too.
How about 1lk points for 1lk rs. Would that convince you?
I have Infinia and no other HDFC cards. I am a self employed professional and have the Imperia account. I have asked Biz Black as floater card but the local guys are not sure of the way to get it. They have asked me to email which I did and they forwarded it to CC team in Coimbatore but not approved yet.
Can you let me know how you got it - was it as a floater or a new application? Thank you.
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