How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

[TechnoFinoTechnoFino is verified member.]

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.



So, don't be surprised if hdfc bank ask you for 10L limit. 😃

 

[Finchamp!]

I had closed my LTF regalia a few months back, hoping a day would come when I would be able to freshly apply for DCB/ Infinia based on C2C basis. But now I am confused whether HDFC would let me apply for said cards on c2c basis, since I closed my regalia only a few months back. 😢

 

[aniketkr.sharma]

I had closed my LTF regalia a few months back, hoping a day would come when I would be able to freshly apply for DCB/ Infinia based on C2C basis. But now I am confused whether HDFC would let me apply for said cards on c2c basis, since I closed my regalia only a few months back. 😢

In C2C hdfc mostly offers Moneyback

 

[MrMonkey]

I had closed my LTF regalia a few months back, hoping a day would come when I would be able to freshly apply for DCB/ Infinia based on C2C basis. But now I am confused whether HDFC would let me apply for said cards on c2c basis, since I closed my regalia only a few months back. 😢

Apply directly for the card you are eligible using payslip/ITR

 

[Satyajeet]

Go

Have similar limit and spends on DCB, have dropped them email on wednesday. Hoping for a positive repGood luck

Good Luck! Did you get an email response from them?

 

[DarthBrooks]

Does this e-mail mean am eligible for upgrade?

 

[Yeat]

Go

Good Luck! Did you get an email response from them?

Yeah, got mail asking to send physical form to chennai office on same day when I had sent initial mail.

I shared signed form on mail itself and then received response on following day and request is already under review and will be reverted by 26th. So waiting since then.

 

[gamersgzb]

Does this e-mail mean am eligible for upgrade?

View attachment 78146

Yes you are

 

[DarthBrooks]

Yes you are

Phew !!! Finally after 10 months on Regalia, thanks for confirming.

 

[Nishan11]

Yeah, got mail asking to send physical form to chennai office on same day when I had sent initial mail.

I shared signed form on mail itself and then received response on following day and request is already under review and will be reverted by 26th. So waiting since then.

Yes you are but you need to send self attested salary slips for 3 months/ITR by follow up mail,if not sent already.

Best wishes.

 

[amitalpha]

Is it worth upgrading from LTF Regalia gold to paid Diners black ?

 

[nh124001]

Is it worth upgrading from LTF Regalia gold to paid Diners black ?

if you can spend 8L per annum then it's ok, else bahut bekar

 

[tbharech]

Yes you are but you need to send self attested salary slips for 3 months/ITR by follow up mail,if not sent already.

Best wishes.

In a similar email I had received for upgrade from Regalia Gold to Infinia, I knowingly did not send the self attested payslips or ITR and just confirmed on the pricing and point conversion. They did not follow-up on that and just went ahead with the card approval.

 

[ministerofpoints]

please keep us updated if you do mail for upgrade!

wrote to them and got this response. Can I just email them instead of sending physical documents through a courier? Also, any idea why am I being asked for salary / ITR proof when the upgrade requested is on spend based criteria?

Thank you for writing to us.

This is with reference to your e-mail dated December 26, 2024 regarding upgrade of your HDFC Bank credit card account.

We request you to forward the duly filled in form along with the self-attested income / supporting documents accompanied by a signed letter to the below-mentioned address to enable us review your request.

Click here to download the upgrade form and send it to below address.

HDFC Bank Cards Division,
P.O. Box. 8654, Ambattur Industrial Estate, P.O.,
Chennai - 600058.

 

[Yeat]

wrote to them and got this response. Can I just email them instead of sending physical documents through a courier? Also, any idea why am I being asked for salary / ITR proof when the upgrade requested is on spend based criteria?

Thank you for writing to us.

This is with reference to your e-mail dated December 26, 2024 regarding upgrade of your HDFC Bank credit card account.

We request you to forward the duly filled in form along with the self-attested income / supporting documents accompanied by a signed letter to the below-mentioned address to enable us review your request.

Click here to download the upgrade form and send it to below address.

HDFC Bank Cards Division,
P.O. Box. 8654, Ambattur Industrial Estate, P.O.,
Chennai - 600058.

Well that's what I did. They gave me date of 26th, will let you know what response I get today

 

[Ram1]

Tanishq 1:1 is for infinia only? Or applies to DCB metal also?

 

[Yeat]

Tanishq 1:1 is for infinia only? Or applies to DCB metal also?

Infinia only...DCB doesn't have Tanishq option

 

[Ram1]

Infinia only...DCB doesn't have Tanishq option

Do you have dcb metal?

 

[Yeat]

Do you have dcb metal?

Yes, I do have DCB metal

 

[sharma]

Do anyone have millenia link.
Like tata neu link where I'm getting I cannot apply now

 

[vishp]

wrote to them and got this response. Can I just email them instead of sending physical documents through a courier? Also, any idea why am I being asked for salary / ITR proof when the upgrade requested is on spend based criteria?

Thank you for writing to us.

This is with reference to your e-mail dated December 26, 2024 regarding upgrade of your HDFC Bank credit card account.

We request you to forward the duly filled in form along with the self-attested income / supporting documents accompanied by a signed letter to the below-mentioned address to enable us review your request.

Click here to download the upgrade form and send it to below address.

HDFC Bank Cards Division,
P.O. Box. 8654, Ambattur Industrial Estate, P.O.,
Chennai - 600058.

I read somewhere in the forum that a person just sent it on the mail when they ask sending physically. He also skipped sending income docs. Not sure where that thread is. You can share it on mail and tell to consider.