How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

[TechnoFinoTechnoFino is verified member.]

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.



So, don't be surprised if hdfc bank ask you for 10L limit. 😃

 

[787]

I had applied to upgrade from Regalia to Infinia using the email method listed on this thread.

The only eligibility I had was that I hold a HDFC Regalia and my credit limit was above 10L. Not much spending done on Regalia recently.

Below is the timeline for the same.


1.) Sent email on 4th Feb to grievance.redressalcc@hdfcbank.com and attached the signed form and a copy of my hdfc regalia statement with credit limit > 10L. Received a reply the same day that it is being processed and will receive response latest by 10th Feb.

2.) Didn't get any update by 10th Feb, so sent an email again to grievance.redressalcc@hdfcbank.com and also cc'd it to priorityredressal.creditcards@hdfcbank.com and escalation.cc@hdfcbank.com.

3.) Received reply on 16th Feb that card has been approved and will be dispatched soon.

4.) Today on 18th Feb, I have received the Infinia Metal card via Blue Dart. Also received the priority pass for myself + add-on Infinia (Add-on as registered on older Regalia, didn't do anything extra to apply for new add-on) and add-on priority pass too!


All thanks to this wonderful thread!
Thank you very much @TechnoFino 🙂

 

[vc314]

I would be grateful if someone could give a gist of what is the content of the letter one writes to grievance redress.

 

[787]

I would be grateful if someone could give a gist of what is the content of the letter one writes to grievance redress.

Here it is.




Cheers!

 

[LT1]

Hello folks,
I have a LTF DC Privilege card with 13L limit (something that I am holding from 8-9 years). Recently I have been bombarded with DCB FYF offers, I have written to their grievance redressal team stating that I would only consider it if's LTF or swapped for Infinia. What are the chances that they will consider this?

If you meet the Infinia Salary criteria or have decent spending on a Privilege card, push them hard for Infinia. As mentioned, by few other folks including me in this thread, go to grievance or to PNO level.

 

[LT1]

Unfortunately my RM is useless.. I have a regalia with 10+L limit and have maxed it out a few times.. I casually called and said I have the DCB offer (FYF) but I want infinia but no response

Does the grievance email method work?

All I'm looking for is infinia fyf

Since you have enough spending on the Regalia and have 10+ limit as well, push them for Infinia. Grievance first and then to PNO.

 

[Ram1]

How could one approach for fresh infinia?
If have around 25L NRV in imperia savings account
and annual income doesn't come into infinia bracket
Particularly when RM/BM useless??
@TechnoFino @Subhankar

 

[787]

How could one approach for fresh infinia?
If have around 25L NRV in imperia savings account
and annual income doesn't come into infinia bracket
Particularly when RM/BM useless??
@TechnoFino @Subhankar

You need either 10L in credit limit for c2c. Or 40L+ ITR.

 

[Ram1]

You need either 10L in credit limit for c2c. Or 40L+ ITR.

C2c is not gonna work anymore. Hdfc giving cheap limits on c2c from past couple of months (~25% only of old card)
And regarding annual income, i already mentioned i am not in that bracket.
Any other approach would be appreciated 🙏

 

[787]

C2c is not gonna work anymore. Hdfc giving cheap limits on c2c from past couple of months (~25% only of old card)
And regarding annual income, i already mentioned i am not in that bracket.
Any other approach would be appreciated 🙏

C2c worked for me last week for hdfc infinia.

 

[sv004]

C2c worked for me last week for hdfc infinia.

I thought u applied for infinia based on your limits and spends on regalia

 

[787]

I thought u applied for infinia based on your limits and spends on regalia

Yes attached my cc statement for regalia with limit of more than 10L.
Barely any spends in the last 6 months.

 

[Ram1]

Yes attached my cc statement for regalia with limit of more than 10L.
Barely any spends in the last 6 months.

I mentioned fresh infinia bro not upgrade
I don't have hdfc credit card

 

[787]

I mentioned fresh infinia bro not upgrade
I don't have hdfc credit card

As per my Rm, all they want is a credit limit > 10L and spends of 5L on that card within last 6 months even if it is another bank cc.

 

[anirban.choudhuryanirban.choudhury is verified member.]

Is

I had applied to upgrade from Regalia to Infinia using the email method listed on this thread.

The only eligibility I had was that I hold a HDFC Regalia and my credit limit was above 10L. Not much spending done on Regalia recently.

Below is the timeline for the same.


1.) Sent email on 4th Feb to grievance.redressalcc@hdfcbank.com and attached the signed form and a copy of my hdfc regalia statement with credit limit > 10L. Received a reply the same day that it is being processed and will receive response latest by 10th Feb.

2.) Didn't get any update by 10th Feb, so sent an email again to grievance.redressalcc@hdfcbank.com and also cc'd it to priorityredressal.creditcards@hdfcbank.com and escalation.cc@hdfcbank.com.

3.) Received reply on 16th Feb that card has been approved and will be dispatched soon.

4.) Today on 18th Feb, I have received the Infinia Metal card via Blue Dart. Also received the priority pass for myself + add-on Infinia (Add-on as registered on older Regalia, didn't do anything extra to apply for new add-on) and add-on priority pass too!


All thanks to this wonderful thread!
Thank you very much @TechnoFino 🙂

is your infinia LTF ?

 

[anirban.choudhuryanirban.choudhury is verified member.]

As per my Rm, all they want is a credit limit > 10L and spends of 5L on that card within last 6 months even if it is another bank cc.

Will try this tomorrow
fresh infinia can be issued ?
I don’t have a hdfc cc

 

[787]

Will try this tomorrow
fresh infinia can be issued ?
I don’t have a hdfc cc

Is

is your infinia LTF ?

Nope it’s FYF.

I think you must have a hdfc bank cust id though.

 

[vysakh]

Those who got the upgrade to infinia in recent times, is the criteria both spends and high credit limit? My last LE on the DCB put me has put me over the infinia base limit, but thanks to magnus, the spends on DCB is negligible.

 

[787]

Those who got the upgrade to infinia in recent times, is the criteria both spends and high credit limit? My last LE on the DCB put me has put me over the infinia base limit, but thanks to magnus, the spends on DCB is negligible.

Negligible spends in last 6 months.

Credit limit above 10L.

Got Infinia upgrade from regalia this week.

 

[Pr@k]

Negligible spends in last 6 months.

Credit limit above 10L.

Got Infinia upgrade from regalia this week.

Using the above email method?

 

[787]

Using the above email method?

Here it is.


View attachment 10444

Cheers!

Yes absolutely. I have shared the email I had sent to hdfc in the post above.