How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

[TechnoFino]

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.



So, don't be surprised if hdfc bank ask you for 10L limit.

 

[burugu]

Please help. I have Regalia with 10.85L limit. Also i hold Magnus with 10 L limit. I am using magnus since march 23 and earlier i was using SC titanium. But never using regalia much.
I tried requesting for upgrade from regalia to infinia as well as i tried against magnus on c2c. every time request rejected. what to do?

Contact ur hdfc RM and inform him will open hdfc savings account .. he will accept for card upgrade. It's worked for me

 

[jayawantjha]

i

Contact ur hdfc RM and inform him will open hdfc savings account .. he will accept for card upgrade. It's worked for me

already have saving account.

 

[saucy]

No chance of LE through online process?
Sending these physical docs is mandatory?
ye 2023 me me hard copy chahiye inko?

Kafi natak hain.
LE is possible through offline, never tried online.

 

[Zeel]

I recently applied for HDFC bank credit card through C2C at which point I did not have this knowledge and made an application for Regalia on Citi Card 11.35L, got business regalia with 4L limit, now is there a way around to get Infinia?

@TechnoFino Please guide

As how you applied for card to card basis please suggest??have you applied online?

 

[iethanhuntz]

I dont know, i sent an email but they havent responded yet, keep saying we'll send you a response and extend the timeline by a week.

 

[rranka]

Hello friends i am new here
I currently have an Axis Vistara Infinite Card,
But i want to apply for a hdfc infinia card,
I have an ITR of 42L+, but i dont have any account or card in hdfc bank, is there a way to apply for the card directly

 

[jack333]

Apply via itr through branch or online through PriorityRedressal.CreditCards@hdfcbank.com
They'll easily approve for new to bank customers

 

[rranka]

Apply via itr through branch or online through PriorityRedressal.CreditCards@hdfcbank.com
They'll easily approve for new to bank customers

I should directly send an email asking to apply and attach my itr?

 

[aniruddhaadhe]

HDFC CC success story () be like :
I have Imperia account since 5 years with NRV: X+ crores and salary Y+ lakhs.
So I was eligible for Infinia.
It was a damn easy process. Sent only self attested 50 pages to ‘Chennai’ office, 3 times.

Then my Infinia application was considered for getting fully paid DCB.

And after evaluation as per their ‘internal policies’
I was eligible for their ‘super premium’ Regalia.

Aha! Finally my super rewarding milenia got dispatched.

I am grateful to my RM and BM that my wait is over. I will activate my ‘moneyback’ today.

Just for fun. read with pinch of salt.

BYW, I’ve been using DCB and it a good card, it has solved its sole purpose, c2c magnus

 

[4uziaul]

HDFC CC success story () be like :
I have Imperia account since 5 years with NRV: X+ crores and salary Y+ lakhs.
So I was eligible for Infinia.
It was a damn easy process. Sent only self attested 50 pages to ‘Chennai’ office, 3 times.

Then my Infinia application was considered for getting fully paid DCB.

And after evaluation as per their ‘internal policies’
I was eligible for their ‘super premium’ Regalia.

Aha! Finally my super rewarding milenia got dispatched.

I am grateful to my RM and BM that my wait is over. I will activate my ‘moneyback’ today.

Just for fun. read with pinch of salt.

BYW, I’ve been using DCB and it a good card, it has solved its sole purpose, c2c magnus

I believe these types of posts about HDFC deserve a separate thread and should be pinned as well. This way, anyone applying for a card or seeking a limit enhancement or upgrade will have a better understanding of what they can expect in the future.

 

[avinash2711]

HDFC CC success story () be like :
I have Imperia account since 5 years with NRV: X+ crores and salary Y+ lakhs.
So I was eligible for Infinia.
It was a damn easy process. Sent only self attested 50 pages to ‘Chennai’ office, 3 times.

Then my Infinia application was considered for getting fully paid DCB.

And after evaluation as per their ‘internal policies’
I was eligible for their ‘super premium’ Regalia.

Aha! Finally my super rewarding milenia got dispatched.

I am grateful to my RM and BM that my wait is over. I will activate my ‘moneyback’ today.

Just for fun. read with pinch of salt.

BYW, I’ve been using DCB and it a good card, it has solved its sole purpose, c2c magnus

The last line . Yes did the same

 

[Sacrvn87]

I finally got the DCB LTF through the Alumni program. Thanks to the technofino community.
I am currently having regalia with 8.5L limit, and my salary account is with HDFC for around 15 years.
Here is my experience -

1. Entered my details on the Diners alumni website. I got a call after 10 days from an HDFC rep
2. Gave the documents (3 months sal slip, application form, degree certificate) to the rep, waited for another 10 days, and received an email that the application is rejected.
3. Sent an email to priority-readdressal, and got a call from another rep asking if I am looking for LTF DCB. I mentioned that yes, LTF DCB is through the alumni program and she mentioned that it means LTF DCB.
4. After a few days, got another email that they cannot approve DCB LTF as per bank policies.
5. I replied by asking if they have processed the application through the Diners Institute program. After a few days, they came back asking for the degree certificate.
6. They created another service request and asked me to send the application form through email.
7. Finally got an email that DCB LTF is approved through the Diners Institute program and the card is reflected in my online account.

Overall, it is a painful process, but keep following up and wait patiently.

 

[nrb]

I had a LTF regalia for many years now and finally got a Upgrade offer for Infinia FYF today.
Applied online and the card generated instantly.

 

[avinash2711]

I had a LTF regalia for many years now and finally got a Upgrade offer for Infinia FYF today.
Applied online and the card generated instantly.

Hello, can you tell me what is the limit of your LTF regalia and is there any salary requirement for Infinia upgrade?

 

[nrb]

Hello, can you tell me what is the limit of your LTF regalia and is there any salary requirement for Infinia upgrade?

My limit was 15L. There was no other check for me. It was a pre-approved upgrade. I had to just click on Upgrade through net banking.

 

[manishtaneja90]

what was your spent on regalia during las 6 months

I had a LTF regalia for many years now and finally got a Upgrade offer for Infinia FYF today.
Applied online and the card generated instantly.

 

[nrb]

what was your spent on regalia during las 6 months

It was around 5L.
I got a offer for DCB upgrade after crossing 5L spent this year as FYF and I didn't took it.

 

[manishtaneja90]

It was around 5L.
I got a offer for DCB upgrade after crossing 5L spent this year as FYF and I didn't took it.

I am using DCB from last 2 year with 9.7 Lac limit but i am not getting any offer to upgrade. Most probably reason would be spent only. My spend is very low on card.

 

[QUIKSILVER27]

Thanks to this thread, was finally able to upgrade my paid diners black with credit limit above 15 lakhs and ZERO spends to FYF Infinia..

This is the way i did that -
1. Gathered pictures and screenshots of failed transactions on the diners platform like "failed" or "not accepted" on offline POS machines and online site and payment gateways which don't have diners as an option. Picture below is of rejection on kotak bank POS machine


2. After gathering data and photos this is the email that i sent to

grievance.redressalcc@hdfcbank.com

DEAR SIR/MADAM,
I AM AN HDFC BANK CUSTOMER FOR MORE THAN 5 YEARS AND HOLD AN IMPERIA RELATIONSHIP WITH THE BANK WITH CUSTOMER ID xxxxx.
I CURRENTLY HOLD AN HDFC DINERS BLACK CREDIT CARD WHICH HAS A CREDIT LIMIT OF RS xx,xx,000/-

I AM FACING SEVERE ACCEPTABILITY ISSUES ON THE DINERS CLUB PLATFORM AND AM NOT ABLE TO MAKE THE SPENDS ON MY DINERS BLACK CARD . PAYMENT GATEWAYS LIKE RAZORPAY AND PAYU ON MULTIPLE WEBSITES (LIKE PRIDE OF COWS) DO NOT ACCEPT DINERS CLUB AS PAYMENT OPTION(ONLY MASTERCARD AND VISA ACCEPTED). ALSO MANY OFFLINE STORES WITH NON HDFC POS MACHINES REJECT /DECLINE PAYMENTS WITH DINERS CARD. I AM ATTACHING PICTURES OF THE SAME WITH THIS EMAIL. I HAVE HAD TO SHIFT MOST OF MY SPENDS TO AXIS BANK MAGNUS VISA CARD BECAUSE OF THESE ISSUES.

TAKING THE ABOVE INTO CONSIDERATION KINDLY UPGRADE MY CURRENT DINERS BLACK INTO HDFC INFINIA METAL CARD. I AM ATTACHING THE CARD UPGRADE FORM AND LAST CARD STATEMENT FOR YOUR REFERENCE AND RECORD.

3. After sending the email, next day i got the reply that we are reviewing the application.

4. After 3 days this is the reply that i received -
We note form your email that you wish to upgrade your existing Diners Black credit card to Infinia Metal Card.
We take this opportunity to inform you that, your existing Diners Black Card has been upgraded to Infinia Metal Card ending with xxxx comes with first year free card and the subsequent year renewal fee of Rs, 12,500 would be reversed if your card account is utilized for retail transactions amounting to Rs.10,00,000.00 in a period of 12 months before the date of renewal fee debit. The spend threshold amounts will be checked and the accounts meeting the required spend thresholds, will have the annual fees reversed. The same is not in isolation to your card account but is followed as a standard procedure across all card accounts.

FYF Infinia thanks to Technofino, this thread and all the experiences shared!
Hope this helps someone in a similar situation get to Infinia!

 

[aniruddhaadhe]

15L limit, imperia banking (must be holding high NRV). U were anyways eligible i guess.

If it was rejected first and then after showing ‘acceptability issue’ proofs, it would have gotten approved then it would be considered a foolproof way of upgrading.

Many congratulation to you. Thanks for posting on the group. It will help all of us.