How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

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HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.



So, don't be surprised if hdfc bank ask you for 10L limit.

 

[jar89]

But income does not meet the criteria, should we still send the income documents?

No harm trying. My income was also not meeting the criteria, even my current limit was only 6 L and not the required 8 L.
Just tried my luck by sending the docs.

 

[jaatboy]

I raised the upgrade request for my CC on 21th September, to upgrade from RG to DCB. Got the below response after few hours.




After giving my consent, got another mail on 23rd September:



Today I got the SMS - "Your HDFC Bank request, case number: XXXXXX is closed". So, Is my application approved or how much time it will take to get processed?

 

[BVCBVC is verified member.]

I raised the upgrade request for my CC on 21th September, to upgrade from RG to DCB. Got the below response after few hours.

View attachment 69978


After giving my consent, got another mail on 23rd September:

View attachment 69980

Today I got the SMS - "Your HDFC Bank request, case number: XXXXXX is closed". So, Is my application approved or how much time it will take to get processed?

It should be approved. They will give you an update.

 

[jar89]

I raised the upgrade request for my CC on 21th September, to upgrade from RG to DCB. Got the below response after few hours.

View attachment 69978


After giving my consent, got another mail on 23rd September:

View attachment 69980

Today I got the SMS - "Your HDFC Bank request, case number: XXXXXX is closed". So, Is my application approved or how much time it will take to get processed?

Keep checking the netbanking portal and in the coming days you will start seeing the DCB card appearing.

 

[vineetverma]

But income does not meet the criteria, should we still send the income documents?

Asking for income documents is standard procedure. My income didn't meet the criteria either, but I did meet the spend criteria and was even short of the limit criteria at 7.23L against the required 8L. The upgrade to Infinia still came through.

So chill maadi and send your documents right away

 

[manish09]

Asking for income documents is standard procedure. My income didn't meet the criteria either, but I did meet the spend criteria and was even short of the limit criteria at 7.23L against the required 8L. The upgrade to Infinia still came through.

So chill maadi and send your documents right away

Hi, when you upgraded to infinia? how much was your spend for that. Do you have any other open relationship with HDFC bank. Please share your experience.

 

[vineetverma]

Hi, when you upgraded to infinia? how much was your spend for that. Do you have any other open relationship with HDFC bank. Please share your experience.

Hi,

You can find my experience here:

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