How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

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HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.



So, don't be surprised if hdfc bank ask you for 10L limit. 😃

 

[R!ppEr]

wanted to know if i can directly mail my payslips to the grievance id and ask for an upgrade from millenia to something else along with limit increase(73k)? do not want to send courier to the chennai office which is so silly :|

 

[_ayush]

Mail them. They'll let you know if you are eligible.

wanted to know if i can directly mail my payslips to the grievance id and ask for an upgrade from millenia to something else along with limit increase(73k)? do not want to send courier to the chennai office which is so silly :|

 

[Ram1]

I enquired about c2c method from my branch manager but he had no idea about it,i am holding 3 axis cards with combined limit of 751k and would like to apply for DCB
More details here: https://www.technofino.in/community...ng-axis-credit-card-with-limit-of-7-5l.34630/

Heard hdfc recently stopped c2c method

 

[jar89]

wanted to know if i can directly mail my payslips to the grievance id and ask for an upgrade from millenia to something else along with limit increase(73k)? do not want to send courier to the chennai office which is so silly :|

You can. Attach the signed upgrade/LE form as well along with the pay slips.
I send to these id's -
escalation.cc@hdfcbank.com
grievance.redressalcc@hdfcbank.com

 

[techstrom007]

I'm not sure how people are getting card easily... My RM is not able to get card sorted for me even with 52L salary & 15L Existing credit limit.

 

[Ram1]

I'm not sure how people are getting card easily... My RM is not able to get card sorted for me even with 52L salary & 15L Existing credit limit.

Btw which card are you trying

 

[R!ppEr]

Btw which card are you trying

im sure its not millenia 😀

 

[techstrom007]

Btw which card are you trying

Lord Infinia 🙂 .. its been 2 months chasing him.. One new reason every week

 

[Ram1]

Lord Infinia 🙂 .. its been 2 months chasing him.. One new reason every week

Why to chase anybody, just spend 9L in 6months and give a mail to priority redressal, they will surely upgrade to infinia metal paid

 

[Ram1]

im sure its not millenia 😀

Yeah I'm also sure but confused between dcb/Infinia

 

[techstrom007]

Why to chase anybody, just spend 9L in 6months and give a mail to priority redressal, they will surely upgrade to infinia metal paid

Giving them more money with what they earn with 9L spends anyway with enough cash deposits in account. I would probably have 6-7L spends even on the card.

Mailing them didn't worked though. Issue may be the Neu infinity i use currently.

 

[R!ppEr]

Yeah I'm also sure but confused between dcb/Infinia

has to be infinia with the way he expressed his frustration

 

[Ram1]

Giving them more money with what they earn with 9L spends anyway with enough cash deposits in account. I would probably have 6-7L spends even on the card.

Mailing them didn't worked though. Issue may be the Neu infinity i use currently.

Not every RM BM have guts/know process of taking approvals. They just sit everyday at branch for regular works only.
I have a suggestion for you, might be some risky.
Why give them money which they don't deserve. You are losing a lot in this process of giving them business.

I would say loose 1% to 2% for cc to bank, they are many ways to do that. You may do that at petrol bunks, local stores, computer shops etc...

After reaching 9L spends, throw a mail and get ur work done. U don't have to please anyone

 

[Ram1]

has to be infinia with the way he expressed his frustration

Why to assume, who knows

 

[techstrom007]

Not every RM BM have guts/know process of taking approvals. They just sit everyday at branch for regular works only.
I have a suggestion for you, might be some risky.
Why give them money which they don't deserve. You are losing a lot in this process of giving them business.

I would say loose 1% to 2% for cc to bank, they are many ways to do that. You may do that at petrol bunks, local stores, computer shops etc...

After reaching 9L spends, throw a mail and get ur work done. U don't have to please anyone

I can live without HDFC & Infinia, if that's the only way forward. 🤣

But before that i would definitely get my RM and BM a good escalation to remember. I have sufficient cash in account to bargain at-least an escalation if not card 🤣

 

[techstrom007]

My original plan was to negotiate LTF Infinia but the way they responded and with the knowledge about HDFC process they have i doubt if they will be able to get the card approved at all 🤣 . Let's see ..Last update i received was 8-9 days back when they mentioned card is approved after i asked them to mail BBH with my case and mentioning all details, but no signs of card or application anywhere till now. Will keep bugging them again next week.

 

[tachniki]

Change RM to virtual RM if you don't get in next one week.

My original plan was to negotiate LTF Infinia but the way they responded and with the knowledge about HDFC process they have i doubt if they will be able to get the card approved at all 🤣 . Let's see ..Last update i received was 8-9 days back when they mentioned card is approved after i asked them to mail BBH with my case and mentioning all details, but no signs of card or application anywhere till now. Will keep bugging them again next week.