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this is bad honestly. taxing fines but can't expect anything else from our current govt 🙁I think the compensation amount gets added to your income and taxed as per the tax bracket you are in.
I will file another against HSBC in few days.Misleading thread title..suggest change title to " I WAS on a spree, in May 2024".
😅😅
What it has to do with "current" goverment ?this is bad honestly. taxing fines but can't expect anything else from our current govt 🙁
we should be happy 18% GST wasn't deducted from 5000 as a service charge
@VISHESH_BANSALI am on a spree...
Registered 5 complaints with RBI Ombudsman demanding compensation in each. Let's see how it goes 🙂
View attachment 53064
1. HSBC - Did not convert Amazon EMI purchase to EMI in a timely manner and sent full amount statement. After paying full amount they converted to EMI and charged interest. Also created lot of hassles in refunding credit balance after converting to EMI.
2. IndusInd - Doorstep Banking delayed cash pickup. Took 3 follow ups and one complaint to finally get the cash picked up after a five days delay.
3. Federal Bank - Issued Visa Signet when I applied for Celesta MC. Registered a complaint of mis-selling.
4. ICICI - Sapphiro Amex Addon card not working.
5. ICICI - 2 CIBIL enquiries for one Sapphiro application under alumni program.
Update:
15-May-2024: It seems the 30 days rule is there and bank can ask for it. 1 and 2 closed based on request from bank asking for more time to resolve the issue. It is mentioned that I can lodge a fresh complaint after 30 days has passed in case I don't receive a response/satisfactory resolution.
29-May-2024: Registered fresh complaint for 1 and 2 which was closed earlier.
13-Jun-2024: #3 closed as Federal bank issued Celesta Mastercard. No compensation. Details here.
16-Jun-2024: #5 closed. ICICI removed duplicate CIBIL hit. No compensation. Details here.
19-Jun-2024: #2. Received call from IndusInd Bank complaints department. They informed as per bank policy they have credited Rs. 2000 to my account yesterday and is also sending me an apology letter. Guess next step is closure mail from RBI.
21-Jun-2024: #1. Received mail from RBIO to attend conciliation meeting with HSBC on 26th June at RBI Kolkata. Details here.
24-Jun-2024: #4. Disappointed with RBIO. Closed complaint based on one sided input from ICICI stating no transactions were declined and they showed latest statement where there is transaction in primary card and RBIO got convinced and closed case. No option to appeal either. Written to RBIO, no response. Called them and I was told to go to court. This is VERY DISAPPOINTING.
02-Jul-2024: #1 Meeting at RBIO's office. Details here.
05-Jul-2024: #1 Received mail from HSBC PNO to share account details for credit of Rs. 5000 as per BO order.
Summary:
All cases closed.
#1: Got compensation of Rs. 5000
#2: Got compensation of Rs. 2000
#3: Federal bank issued Celesta MC. No compensation.
#4: Unresolved - Case closed based on fake evidence provided by ICICI bank. No option to appeal/reopen/register new complaint. Only option is to go to consumer court. No compensation.
#5: Both enquiries removed. No compensation.
Thanks @Tejo 🙂@VISHESH_BANSALyou lost Bomber position.
@sjmajumder congratulations, welcome to the Bomber position.
But main bank ICICI is missing, so I can't vote for No.1 position
When you do txns we get alert(email/sms) na, in that card last digits are not mentioned, for you?
Why don't you show that as a proof?
No, everything has to be considered as income.
(Exceptions are there if you receive money from Govt as compensation for death/accidents, etc)
I had a similar long running case against Indian Bank. More details here: https://www.technofino.in/community/threads/for-those-with-education-loan-subsidy-check.20212/I will file another against HSBC in few days.
Lol !
First one is correct, not sure about the second one.How do we contact hsbc for credit card related issues? Are below right email IDs?
complaints.india@hsbc.co.in
cardsupport@hsbc.co.in
I simply put all the below 4 ids in ToHow do we contact hsbc for credit card related issues? Are below right email IDs?
complaints.india@hsbc.co.in
cardsupport@hsbc.co.in
What it has to do with "current" goverment ?
Was it not the same case with "previous" goverment ?
The only difference is that earlier, in previous govt, the money was going in the pockets of corrupt goverment people and now it is going for development of Infra.
Asked HSBC for compensation of 50K, if not received in 30 days, will complaint to RBI ombudsman.
Great work!!👍👍