LTF Bob eterna

[SpiesCan'tCatchMe]

I got a mail, see the screenshot and i have a ITR of 12 lacs + and 5.1 lac limit on ICICI Amazon pay. If i apply what are the chances i will get it LTF

 

[Rahul92]

Eterna is still worthy , even after devaluation if you know how to use it.

 

[PavanPavan is verified member.]

Eterna is still worthy , even after devaluation if you know how to use it.

Need your help ..how it is useful ?not getting

 

[Rahul92]

Need your help ..how it is useful ?not getting

It still gives 3.75% on most online spends and wallet loading. So , find your suitable transactions by trial and error method and keep on using.

They also have frequent 10% off offers so effectively you get 13.75 % back.

 

[PavanPavan is verified member.]

It still gives 3.75% on most online spends and wallet loading. So , find your suitable transactions by trial and error method and keep on using.

They also have frequent 10% off offers so effectively you get 13.75 % back.

Thank you 🙂

 

[Dazzwilliams]

It still gives 3.75% on most online spends and wallet loading. So , find your suitable transactions by trial and error method and keep on using.

They also have frequent 10% off offers so effectively you get 13.75 % back.

Is it still LTF?
any ongoing offers?

 

[PavanPavan is verified member.]

Is it still LTF?
any ongoing offers?

As per my knowledge BOB stopped issues eterna LTF

 

[SpiesCan'tCatchMe]

I have a query, i applied for Bob cc on 13th Jan and uploaded documents while applying but got a mail saying send the documents again. So i mailed them all the documents once again and home verification happened on 28th Jan and on 10th Feb i called customer care to check my application status but she said we didn't receive your documents nor your application number. Kindly mail all the documents and your mobile number with application number.
What should I do?

 

[anirban.choudhuryanirban.choudhury is verified member.]

As per my knowledge BOB stopped issues eterna LTF

Yes they are only issuing LTF eterna for Bob radiance customers only

 

[purush]

I got Eterna as LTF . My ITR is nearly 20L. applied through online

 

[Dazzwilliams]

I got Eterna as LTF . My ITR is nearly 20L. applied through online

Application date? And approval date?
C2c?
Other cards max limit?
Cibil score?

 

[purush]

Application date? And approval date?
C2c?
Other cards max limit?
Cibil score?

3-4 month back approved almost after 20 days. , I gave all the document which they asking in online. Not remembered whether i gave other credit card statement. I have amozon card with 6 L Limit. CIBIL >780

 

[Dazzwilliams]

3-4 month back approved almost after 20 days. , I gave all the document which they asking in online. Not remembered whether i gave other credit card statement. I have amozon card with 6 L Limit. CIBIL >780

Were you offered LTF by them? Or did you escalate?
LTF offer was before CIBIL hit or after?

Asking because no point taking CIBIL hit for non LTF card..

 

[purush]

fer was before CIBIL hit or after?

I did not ask them. I found out its LTF only when I am not charged for first year fee on the statement so not aware about this detail.

 

[Sevendar@01]

I did not ask them. I found out its LTF only when I am not charged for first year fee on the statement so not aware about this detail.

call them or email them and ask

 

[Rahul92]

I did not ask them. I found out its LTF only when I am not charged for first year fee on the statement so not aware about this detail.

I upgraded from LTF easy card to LTF premier card first and then after 2 months upgraded LTF Premier to Etarna.

Came to know that i had LTF Eterna when the fee was not charged in statement. Didn't even asked for LTF as i was not eligible. I guess they just extended LTF status from my earlier cards.

Now enjoying the card from past 4 months !!

 

[anirban.choudhuryanirban.choudhury is verified member.]

I did not ask them. I found out its LTF only when I am not charged for first year fee on the statement so not aware about this detail.

There is joining fee waiver , if you spend 50k in 60 days then no joining fees is charged . My LTF premiere card was upgraded to eterna and I was also not charged joining fees .
Just get a mail confirmation from Bob whether it’s LTF or not

 

[anirban.choudhuryanirban.choudhury is verified member.]

I upgraded from LTF easy card to LTF premier card first and then after 2 months upgraded LTF Premier to Etarna.

Came to know that i had LTF Eterna when the fee was not charged in statement. Didn't even asked for LTF as i was not eligible. I guess they just extended LTF status from my earlier cards.

Now enjoying the card from past 4 months !!

It’s highly unlikely the card is LTF , as an upgrade you got FYF or May be you hit the waiver criteria . I am also in same boat.

 

[Rahul92]

It’s highly unlikely the card is LTF , as an upgrade you got FYF or May be you hit the waiver criteria . I am also in same boat.

I'll easily cross 2.5 L , so no fee for next year too. So it dosent even matter

 

[anirban.choudhuryanirban.choudhury is verified member.]

I'll easily cross 2.5 L , so no fee for next year too. So it dosent even matter

That’s great. Even I have completed the fee waiver criteria. Still it’s more relaxing to know whether the card is LTF or not , so that charges are not levied even if card is not used , coz once the card is old and you want to close it for annual charges it can harm your Cibil as well.

 

[Vineet Kumar]

Had applied just for the sake of applying for a BOB Card, as already have all the Top Cards, mostly as LTF.
Completed the online application process, uploaded all the relevant income documents.

The card was delivered in January.
Spent abt 2.9L in first month itself for a family trip. After statement generation no Joining Fee was charged.

On enquiring the customer care told it was issues LTF on the basis of meeting salary criteria for LTF.

For confirmation sent an email and it had been confirmed that it is LTF.
Great! 👍