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New CIBIL Reporting Frequencies of Various Banks from January 2025

SSV

TF Reserve
Contributor
VIP Lounge
Guys,
We already know that the new norms of cibil reporting comes into place w.e.f 1 Jan 2025.
As per the new rules ,the banks and other financial institutions should report outstanding balances of loans and credit card accounts atleast every fortnight. In this regard some banks adopted fortnightly and some adopted weekly reporting.
Let's collate the list of various banks with their frequency of reporting here in this thread..
The following is the list of Banks with their respective frequency and reporting dates in a month:
We will add more banks to this list as and when the information is available...

Weekly ( Four times, a month)
  1. HDFC
    • 7th
    • 15th
    • 22nd
    • 30/31st ( ie month end)



Fortnightly ( Two times, a month )
  1. Statement Date and Statement Date + 15 days
    • Amex

  2. 15th and month end ( 30/31)
    • Axis
    • BOB Cards
    • Yes Bank
    • SBM Bank
    • Kotak
    • IndusInd
    • RBL
    • Indian Bank(One card)
    • Federal bank
    • AU
    • IDFC
 
Last edited:
You actually confused me.

All i know is this is coral rupay credit card which is not beneficial for Amazon pay. Rupay platinum debit card is for apay offer.

Umm, I saw youtube video, rupay one that I earlier had which vanished, idk if it was plat or not coz it was virtual.

But the one I have applied whose fee is 500 but it showed me NIL joining/annual fee(LTF) is this one that i have attached below, that's a rupay plat card no?

1740417471345.webp
 
Umm, I saw youtube video, rupay one that I earlier had which vanished, idk if it was plat or not coz it was virtual.

But the one I have applied whose fee is 500 but it showed me NIL joining/annual fee(LTF) is this one that i have attached below, that's a rupay plat card no?

View attachment 84671
This card doesn't give that apay offer.
As i said the offer is for rupay platinum debit card only.
Aise toh axis neo bhi rupay platinum hai..
 
This card doesn't give that apay offer.
As i said the offer is for rupay platinum debit card only.
Aise toh axis neo bhi rupay platinum hai..
lol, really? even I thought the same, idk. I have kotak league plat rupay cc too, I thought that might also work.

I always thought the offer is for rupay plat regardless dc or cc.

If that is the case, I will close both rupay and platinum secured card lol.
 
Update: Icici Apay again reported on 31-01-2025
but gemstone cards are not reported after November 2024.

For me apay reporting on 20th then month end.
Update: Apay reported on 15-02-2025
Last reporting was on 31/01 and 20/01

However gemstone cards still at November 2024.
 
Update on SBI
SBI Reporting on 15th+15days or month end whichever is earlier. I propose to confirm it.


Update on ICICI
APAY: 15th and month end
Gemstone: no update yet since November 2024
 
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