PNB Issues Two Select Credit Cards. What to Do?

[Salvo08]

1. PNB converted my 13 years+ old Gold Credit card to PNB Select Rupay card on my request last month i.e. May 23 which I have started using . For details please refer this thread - https://www.technofino.in/community/threads/three-cards-approved-in-one-week.12780/.

2. Today when I opened PNB Genie App, I saw one more card in my profile and on enquiring, the Customer Care confirmed that I have been issued a second PNB Select Rupay Card on 01 Jun. As the card is not activated yet, she asked me to activate the Card.

3. Can you guys suggest as to what you would have done in such a situation.
(a) Not activate the card and block it permanently or
(b) Activate it and start using it for wellness benefits. As one only needs to pay Joining Fees practically and annual fee can be reversed by one transaction per quarter.

 

[Tejo]

1. PNB converted my 13 years+ old Gold Credit card to PNB Select Rupay card on my request last month i.e. May 23 which I have started using . For details please refer this thread - https://www.technofino.in/community/threads/three-cards-approved-in-one-week.12780/.

2. Today when I opened PNB Genie App, I saw one more card in my profile and on enquiring, the Customer Care confirmed that I have been issued a second PNB Select Rupay Card on 01 Jun. As the card is not activated yet, she asked me to activate the Card.

3. Can you guys suggest as to what you would have done in such a situation.
(a) Not activate the card and block it permanently or
(b) Activate it and start using it for wellness benefits. As one only needs to pay Joining Fees practically and annual fee can be reversed by one transaction per quarter.

its credit card. so i advice to take.

if the limit on both cards differ. then activate, after 6 mon, close and request credit transfer to old card.