IDFC Upgrading Select Credit Card to Wealth Credit Card

[BVCBVC is verified member.]

IDFC started upgrading IDFC Select Credit Card to IDFC Wealth Credit Card on request.

Process:

- Call to customer care.
- Tell them that you want to upgrade Select CC to Wealth CC.
- They will deny saying that Wealth CC has a minimum floor CL of 5L and we cannot upgrade.
- Inform that you've been using your select card well for the past 3-6 months.
- They will deny again (If possible).
- Then tell that many of our friends are getting it upgraded to Wealth CC from Select CC.
- They will take the request for upgrade.


-Within 1 working day the request has been processed to Wealth CC.



Note:

1. We have tried 3 cards within our friends and family circle and all have been approved.
2. All the members are having CL more than 2L (So not sure of Select cards <2L Credit limit).
3. I have Wealth account.

Appreciation: This was informed by @zaid_2913 in one of the post.

Update at 9pm on 30-07-2024: Seems Savings account needed for this trick. (Wealth Worked for me and Select worked for my friend)

 

[BVCBVC is verified member.]

How do I get IDFC wealth now'

People who don't have IDFC savings or salary account find it impossible to upgrade to Wealth, even without limit increase

-5L Credit Limit on Existing IDFC CC

-Existing IDFC Credit card -> Holding IDFC Wealth Account -> Upgrade to IDFC Wealth CC

 

[BVCBVC is verified member.]

Bro what about the MAB requirement. Since I got the account as zero balance

- Metro Branches ask for 10L for wealth savings account and 3L for select savings account (10K minimum balance account is fine).

- Tier 2 cities they will accept for 5L for wealth and 2L for select based on RM and BM support (10K MAB account is fine).

 

[BVCBVC is verified member.]

Got my card delivered.

 

[BVCBVC is verified member.]

Yes each add on gets its separate BOGO quota, I have 2 primary wealth and 2 add ons

Any idea of the approval timeline after VKYC??

Where will the card details be updated?? In add on card profile or primary card profile??

 

[SpiesCan'tCatchMe]

Any idea of the approval timeline after VKYC??

Where will the card details be updated?? In add on card profile or primary card profile??

Approval is almost instant maximum time taken is 1 day as it's an add on card
Card details will be available in the primary card holders profile as well as the add on holders profile

 

[BVCBVC is verified member.]

Approval is almost instant maximum time taken is 1 day as it's an add on card
Card details will be available in the primary card holders profile as well as the add on holders profile

I had done VKYC on Sunday (Yesterday) and yet to get the update.

Under Primary wealth card CC only? or any other section?

 

[SpiesCan'tCatchMe]

I had done VKYC on Sunday (Yesterday) and yet to get the update.

Under Primary wealth card CC only? or any other section?

Yes under primary you'll see a new section add on

 

[BVCBVC is verified member.]

Yes under primary you'll see a new section add on

As of now not updated and still shows only Primary card. Let me wait till EOD.

 

[BVCBVC is verified member.]

Yes under primary you'll see a new section add on

Got message. Card approved and reflecting on App.

 

[SpiesCan'tCatchMe]

Got message. Card approved and reflecting on App.

Enjoy the BOGO but beware that one Paytm account supports booking of tickets only twice means in a month you'll be able to book 4 tickets with a single card from one Paytm account

 

[BVCBVC is verified member.]

Enjoy the BOGO but beware that one Paytm account supports booking of tickets only twice means in a month you'll be able to book 4 tickets with a single card from one Paytm account

Yes, I do know that. Earlier used to use on IDFC select and Axis Myzone.

 

[BVCBVC is verified member.]

Enjoy the BOGO but beware that one Paytm account supports booking of tickets only twice means in a month you'll be able to book 4 tickets with a single card from one Paytm account

Thanks for your inputs.

 

[BVCBVC is verified member.]

Seems Delhi Arrival lounge has been halted to Wealth Debit and Wealth CC.



Yesterday I saw Arrival lounge open, but due to short time I couldn’t check the access. But on DF page they’re saying temporarily closed. @jetesh confirm this.

 

[BVCBVC is verified member.]

Seems Delhi Arrival lounge has been halted to Wealth Debit and Wealth CC.

View attachment 64104

Yesterday I saw Arrival lounge open, but due to short time I couldn’t check the access. But on DF page they’re saying temporarily closed. @jetesh confirm this.

@jetesh any idea on this?

 

[Predator]

Thanks...it worked
They are taking requests for Select/wealth account holders for the upgrade irrespective of the select credit card limit.

 

[BVCBVC is verified member.]

Thanks...it worked
They are taking requests for Select/wealth account holders for the upgrade irrespective of the select credit card limit.

Congratulations on your Wealth Card.

 

[BVCBVC is verified member.]

After converting to wealth credit card, tried for limit enhancement but IDFC denied even though there is an increase in income. They’re asking to wait for 6 months. Actually my select cc is 4.5 months old.

 

[imdjay]

After converting to wealth credit card, tried for limit enhancement but IDFC denied even though there is an increase in income. They’re asking to wait for 6 months. Actually my select cc is 4.5 months old.

 

[BVCBVC is verified member.]

There was an increase in ITR so after converting I tried it

 

[BVCBVC is verified member.]

Yes each add on gets its separate BOGO quota, I have 2 primary wealth and 2 add ons

Yes it's getting separate quota. Worked fine. Thanks.