It's exclusively for consequential financial loss. He can surely get further compensation othar than 15k for other expenses incurred, loss of time, wastage of energy, mental anguish.
Only left of 35k, why and what do you mean by saying this?
FD toh kaise karega? 😂 Inke liye alag se coding karega?😂
Somehow, Yes! 🤭
Yes... FD got created at 7.25% on 10th Sept and broken FD payout happened at 3.5% ....So thats the loss.
I differ a bit, he could submit the call recording, saying see, RM accepted the mistake but not compensating the loss, rather just saying we are sorry nothing else can be done.
Yeh apne haath mai thodi na hai aese toh sjmajumder ne bhi 50K demand kiya, but axis settled for 20k. What I'm saying is go for the maximum.
That you should go for 50K minimum, rest they will decide.
Tabhi toh bola ki extra 35K bhi lo 😂
No worries, different mindset. It's completely normal.
Haat mein hai bro, unhone apna financial loss nahi dikhaya and apne complaint mein include nahi kiya fig kya kaise with proof inko direct loss huwa...
Haan ye bhi theek hai, 15k if loss huwa uss mistake se woh toh milega hi baaki, assuming ye proper calculation and proof submit kar sake acha se likhe ho, 15k alwa kitna jada deta hai BO ka khud ka mood pe depend karta hai.
😂 ₹1 dene ko raaji nahi hai...
True, BO accha mile bus baki toh sab upar wale ke hath mai hai, jitna strong case utna accha
hak se thoda badhkar hi manga
She refused to provide additional 5K compensation.
You need the proof where you asked to close FD in writing. It should be clear that you didn't ask to close the FD which was closed. Did you mention the FD number?
Calculate exact loss of interest. Bank FD interests (where not withdrawn periodically) are compounded with quarterly rests. Use the correct compound interest formula. (I saw that you mentioned same product at same ROI is available on date, so not covering that in interest loss)
Yes, send directly to PNO. No point sending to any other level. You need to wait either for 30 days or till the time you get an unsatisfactory response (whichever is earlier) before complaining to RBIO.
Not really required. Your complaint should be against loss of interest, lapse of service and mental anguish.
This is enough.
My personal advice: Don't touch this point in the complaint
My personal advice: Do not waste time writing to different levels. Write straight to PNO - it's what I do.
Monday morning will be nice for them 🤣
My personal advice: Keep your complaint against the bank. Do not drag any individual in it unless he/she has really pissed you off.
It's ok, I had suggested to do so, so that he can furnish incompetency/ deficiency in service of bank to the large extent. It may provide established ground for huge compensation for wastage of time, effort and mental anguish, that he escalated. I knew it, nothing will change.
I maintain my stance on the matter. No personal attack unless he/she has really pissed you off.
Nothing wrong with what you suggested. But in my view, what is the objective here? Complaining to RBIO or resolving the issue? My objective has always been to resolve the issue so I try to approach the level that has the authority to resolve the issue. It is a different thing that they never do, but not for the lack of trying on my part. That way I am clear in my conscience and the RBIO also knows that this person has made an honest attempt to resolve the issue with the RE before approaching me. He is not wasting my time.
I don't think there is anything wrong with you replying. You have given valuable suggestions and food for thought. The more we discuss the more things get clearer. Also, this is an open community and the power lies in the collective effort of us members.
