Revaluation Sbi virtual debit card is giving 2x reward points

[Sahil_07]

Sbi is giving 2x reward points for virtual card as they have described in their web site.
They are also giving birthday bonus(2x).
They are going crazy,I am unable to track

 

[Rahul_diwan]

yes . .

I do have SBI virtual Rupay DC, need to pay 2L HSBC bill.

Can I get 25p or 2x whatever with rupay? or it has to be visa?

Which app / site to use to pay?

 

[Sahil_07]

I do have SBI virtual Rupay DC, need to pay 2L HSBC bill.

Can I get 25p or 2x whatever with rupay? or it has to be visa?

Which app / site to use to pay?

I am getting 2x in mobikwik with visa card.
Can't confirm whether you will get 2x or not,may be some kind of offer is ongoing

 

[Rahul_diwan]

I am getting 2x in mobikwik with visa card.
Can't confirm whether you will get 2x or not,may be some kind of offer is ongoing

I don’t need 2x

Is rupay also have 0.25%? Or it’s just for visa

 

[Sahil_07]

I don’t need 2x

Is rupay also have 0.25%? Or it’s just for visa

Acc to tc,you should get.
But a few one was complaining here couple of months ago,don't know what is the situation now

 

[bhauka11]

Acc to tc,you should get.
But a few one was complaining here couple of months ago,don't know what is the situation now

Yesterday I did a transaction using SBI virtual DC, amount got deducted but transaction failed.

SBI customer care is saying it will get auto refunded in T+1 days.. It has already been 26 hours since the transaction, but no refund as of now..

Is this common with SBI??

 

[Sahil_07]

Yesterday I did a transaction using SBI virtual DC, amount got deducted but transaction failed.

SBI customer care is saying it will get auto refunded in T+1 days.. It has already been 26 hours since the transaction, but no refund as of now..

Is this common with SBI??

Wait for 3 days

 

[bhauka11]

Wait for 3 days

I can wait for 10 days, but the transaction was of 20k, so a little anxious

 

[desiviru]

I can wait for 10 days, but the transaction was of 20k, so a little anxious

Don't worry. You will get your refund tomorrow (or day after tomorrow) night. Mostly my failed txns refund came in 3-4 days excluding holidays with SBI card. Once it failed on Friday and 4th Sat and then Sunday was Holiday. I got it on Wednesday evening. Refund is mostly T+2/3 working days.

You are worried about 20K. Here I had 75K stuck for 10 days once and I was like, kaun complain kare? Aa toh jayenge apne aap. Fir 11th day morning 75K aa gaye. It was a rare case last year because Nippon Life insurance claimed the money on T+2 days and later refunded which usually takes 7 days. Sometime it remain stuck with bank due to technical reason.

 

[habibmy]

This whole thread is not accurate.

- First thing first, official website states "you will not get points when you make transaction using virtual card".
(But, we do get on some websites, Unipay doesn't work as far as I remember)

//Edit: My bad, apparently SBI contradicts their own words, virtual TnC: https://sbi.co.in/web/personal-banking/cards/debit-card/sbi-virtual-debit-card

Standard Points for Physical Debit Cards per 200 spent per card on PoS or e-Commerce: All type/ variants of Debit Cards Except- i. IOCL Co-branded Debit cards used in IOCL outlets, ii. Virtual Debit Card

2

- Second, the points which you were getting were part of a promotional offer by SBI called 'Rakshabandhan ka atoot rishta'

Which says, you will get 2x accelerated points where x = regular points up to 1000 points (including birthday bonus) can be awarded to the customer and this is how you accumulated your points. However, this offer is no longer available as it got expired on August 19th.

Note: Virtual debit card was working in this offer

You can read more about it here: https://rewardz.sbi/content/rakshabandhan_tnc

//Edit: He is getting points from his old month. He was supposed to get 2x points anyways as birthday month gives 2x instead of 1x.

- Lastly, we have now returned to the regular period, where you will earn 0.25% (physical DC) reward points on transactions.

Virtual Card gives 0.5%.

 

[Sahil_07]

Virtual Card gives 0.5%.

yeah I am getting 2x points

 

[habibmy]

yeah I am getting 2x points

So, In my birthday month I will get 1% back?

 

[Sahil_07]

So, In my birthday month I will get 1% back?

2x + x

 

[6ix9ine]

Virtual Card gives 0.5%.

That's a hit n miss, according to official sbi rewardz.

They have excluded sbi virtual, so enjoy till it lasts.

 

[habibmy]

That's a hit n miss, according to official sbi rewardz.

They have excluded sbi virtual, so enjoy till it lasts.

SBI Virtual Debit Card - Personal Banking

www.sbi.co.in

But this link says

Standard Reward:Earn 4 Reward Points per Rs.200 spent online or in-store with your SBI Virtual Debit Card.

 

[habibmy]

2x + x

4 Reward points per 200 spend X 2 = 8 rewards points i.e. ₹2.
Am I Correct?

 

[6ix9ine]

SBI Virtual Debit Card - Personal Banking

www.sbi.co.in

But this link says

Official sbi rewardz says otherwise. I have better ways so I don't really use sbi unless I get 3-5x points.

 

[bhauka11]

Official sbi rewardz says otherwise. I have better ways so I don't really use sbi unless I get 3-5x points.

Can anyone please tell if SBI has any redemption charges for virtual DC rewards points??

 

[pinki]

Can anyone please tell if SBI has any redemption charges for virtual DC rewards points??

No charges .