Should I take the Tata neu infinity LTF?

[navam]

So, need some suggestion from the community.I got the LTF tata neu infinity message and I am not sure if I should bother with it or not, my thoughts are -
1. I barely use this tata neu app and not exactly using tata products on a daily basis.
2. I am not a fan of having lots of cards, it's just a pain in the ass to keep em around so unless it serves some purpose I generally avoid them.
3. On the positive side I read on this forum about these being rupay cards and I don't have any of those (not sure why I should have one still)
4. Another thing of note is 10% seems like good returns and the neucoins can be used for taj hotels.
What do you guys think? Is there some value add that makes it must have? Or something that's an absolute deal breaker?

Thanks!

Edit: Just heard not everyone is getting this LTF, so changing the line that made me look like an ass.

 

[ssrahul96]

the key benifit of the card is 1.5x neu coins on UPI spends, and a good alernative to reduce upi junks in bank statement

 

[navam]

the key benifit of the card is 1.5x neu coins on UPI spends, and a good alernative to reduce upi junks in bank statement

Hmm how does it reduce the UPI junk? (Feel like I'm missing some important use case of rupay cards)
If there is some thread already talking about this you can share that here as well.
Thanks!

 

[CC-Muncher]

Neki aur puch puch...
Lelo ankein band karke

 

[CC-Muncher]

Hmm how does it reduce the UPI junk? (Feel like I'm missing some important use case of rupay cards)
If there is some thread already talking about this you can share that here as well.
Thanks!

Upi junk means your upi transaction will show up in your credit card statement and not in bank account statement

 

[Patil007]

Upi junk means your upi transaction will show up in your credit card statement and not in bank account statement

Yes, That is good reason to use RuPay card for UPI.

 

[navam]

Wait wait, toh how do we use it to make UPI transactions is what I'm asking, like abhi tak toh I just use Paytm, if I get this card how / which app do I use to scan them QRs

 

[bossman]

Wait wait, toh how do we use it to make UPI transactions is what I'm asking, like abhi tak toh I just use Paytm, if I get this card how / which app do I use to scan them QRs

You can link RuPay card in GPay, BHIM for UPI transactions

 

[Tosh]

Wait wait, toh how do we use it to make UPI transactions is what I'm asking, like abhi tak toh I just use Paytm, if I get this card how / which app do I use to scan them QRs

Bro is Patrick. Jk.

You can link Rupay CCs for UPI payments so instead of bank amount will be deducted through CC instead which you get rewards for and also 45 days of credit period to pay back.

 

[navam]

You can link RuPay card in GPay, BHIM for UPI transactions

Ok ok now it makes sense! So just to clarify cause, link card in common apps (assuming others will support it soon) pay like always, it becomes a cc transaction and you get 1.5% cashback as neu coins which was otherwise 0.
Does anyone know when the neu coins expire?

Edit: was typing when @Tosh replied as well, so this is a bit repetitive now lol.

 

[ssrahul96]

Short answer is, if u r getting it as LTF, go for it, u won't regret ur decision.

 

[ssrahul96]

Ok ok now it makes sense! So just to clarify cause, link card in common apps (assuming others will support it soon) pay like always, it becomes a cc transaction and you get 1.5% cashback as neu coins which was otherwise 0.
Does anyone know when the neu coins expire?

Edit: was typing when @Tosh replied as well, so this is a bit repetitive now lol.

Neu coin expires in 1 year,

U can use bigbasket, for getting some provision, just to pass the neu coins.

 

[Deleted member 16965]

Get the RuPay variant only for UPI integration.

 

[ssrahul96]

Get the RuPay variant only for UPI integration.

Yes, great point to mention, it ll give u option for visa / rupay, u need to go with rupay

 

[navam]

Get the RuPay variant only for UPI integration.

Can we choose?

 

[Deleted member 16965]

Can we choose?

Yes for Neu Infinity.

 

[AritraSaha]

So, need some suggestion from the community. Like everyone else I also.got the LTF tata neu infinity message and I am not sure if I should bother with it or not, my thoughts are -
1. I barely use this tata neu app and not exactly using tata products on a daily basis.
2. I am not a fan of having lots of cards, it's just a pain in the ass to keep em around so unless it serves some purpose I generally avoid them.
3. On the positive side I read on this forum about these being rupay cards and I don't have any of those (not sure why I should have one still)
4. Another thing of note is 10% seems like good returns and the neucoins can be used for taj hotels.
What do you guys think? Is there some value add that makes it must have? Or something that's an absolute deal breaker?

Thanks!

I think you should take it.
1.5%cb in upi (best in the class)
As you are getting lft it just free money for you.

You can link you rupay cc with most upi app(bhim, phonepe, paytm,gpay,kiwi,cred).

But only merchant upi transaction allowed in rupay cc.

 

[vaibhav111vaibhav111 is verified member.]

So, need some suggestion from the community.I got the LTF tata neu infinity message and I am not sure if I should bother with it or not, my thoughts are -
1. I barely use this tata neu app and not exactly using tata products on a daily basis.
2. I am not a fan of having lots of cards, it's just a pain in the ass to keep em around so unless it serves some purpose I generally avoid them.
3. On the positive side I read on this forum about these being rupay cards and I don't have any of those (not sure why I should have one still)
4. Another thing of note is 10% seems like good returns and the neucoins can be used for taj hotels.
What do you guys think? Is there some value add that makes it must have? Or something that's an absolute deal breaker?

Thanks!

Edit: Just heard not everyone is getting this LTF, so changing the line that made me look like an ass.

You need to check if tata neu infinity is really ltf for you or not and if you buy through upi then you cab shift that into this rupcard and earn some reward I don't use upi above 2 thousand cause charges could be levied so once thing to remember. For daily usage for upi.

 

[navam]

Applied rupay variant, let's see what happens next.

 

[RkrRkr is verified member.]

Wait wait, toh how do we use it to make UPI transactions is what I'm asking, like abhi tak toh I just use Paytm, if I get this card how / which app do I use to scan them QRs

You can still use the paytm and now use Rupay CC instaed of bank account for making transactions...Paytm already has the features to link RUPAY CC of most banks..