Swiggy hdfc LTF offer via swiggy app

[b4bhar]

Hi guys,

I see today a limited period swiggy hdfc lifetime free offer on my swiggy app. What should i do? Apply it from swiggy? Any issues that i need to take into consideration? Also, how do u confirm its LTF?

 

[Deleted member 26954]

One , tata neu only

HDFC has strict policy of only ONE Core Card and only ONE Co-branded card.

 

[MONEY]

HDFC has strict policy of only ONE Core Card and only ONE Co-branded carcard

I know people with 2 core and 2 co branded card.

 

[b4bhar]

HDFC has strict policy of only ONE Core Card and only ONE Co-branded card.

That's not correct. I have seen people with 4 cards as well

 

[MONEY]

What's the reason they mentioned?

Unfortunately, your application could not pass through this check as it does not meet the internal policy requirements of our bank.

 

[Deleted member 26954]

That's not correct. I have seen people with 4 cards as well

There might be handful exception like CC under Alumni Offer, Salary account or add on cards etc...I know someone with 4 CC's under alumni offer, Salary account, co-branded and one card is add-on linked to her husband.....Otherwise 99.99% cases it is 1+1 only

 

[b4bhar]

There might be handful exception like CC under Alumni Offer, Salary account or add on cards etc...I know someone with 4 CC's under alumni offer, Salary account, co-branded and one card is add-on linked to her husband.....Otherwise 99.99% cases it is 1+1 only

No. Not true. I even checkee with their customer care and they confirmed that there is no such rule.

They are ready to give me Marriot Bonvoy card when i already have Regalia

 

[rimtesh]

what’s the process for application for non hdfc card/account holders ?
Will there be a physical verification of itr or itr isn’t required?

 

[cardio_guy]

I have a paid HDFC Swiggy card. Is it possible to cancel/close it card and then apply for the LTF version?
Will it work? Has anyone done like that?
Is there any cooling off period for HDFC?

 

[b4bhar]

I have a paid HDFC Swiggy card. Is it possible to cancel/close it card and then apply for the LTF version?
Will it work? Has anyone done like that?
Is there any cooling off period for HDFC?

LTF offer is completely random and there isn't specific criteria for it. Yes, there will be a cooling period, as they wont give another card immediately once you cancel the card. If you only wanted a LTF card, you could've waited for it. But you never knw when you would get as it requires patience. I was checking every day since many days and suddenly got it on Monday

 

[MONEY]

Today i received lifetime free offer in swiggy app and i applied it. i already have hdfc bank account so just need to verify using netbanking or debit card. Approximately limit shows 38k during application process ( i already have tata neu with 15k limit)

just now receive sms, CIBIL Alert! Your CIBIL Score and Report was checked by HDFC BANK.

Any update on your card ?

 

[sshah6416]

Any update on your card ?

just today received card approved email and sms

 

[Brainy humanoid]

what’s the process for application for non hdfc card/account holders ?
Will there be a physical verification of itr or itr isn’t required?

You have to mention your annual income, but there will be only physical verification of home/office. No document verification

 

[indraneal89]

My wife (non hdfc account account / card holder) got the LTF offer on her app but I didn't. Not that I'm particularly interested, just wondering what their criteria is (maybe it looks random but they might have some underlying criteria?)

 

[rimtesh]

You have to mention your annual income, but there will be only physical verification of home/office. No document verification

and would they be asking income documents while applying ?
I have itr of last to last year but they will need itr of latest fin year

 

[Brainy humanoid]

No

and would they be asking income documents while applying ?
I have itr of last to last year but they will need itr of latest fin year

They won't ask those documents. Only original PAN card and Aadhaar number

 

[MONEY]

just today received card approved email and sms

What about limit ? Did they give the 38k or they kept the previous limit

 

[b4bhar]

What about limit ? Did they give the 38k or they kept the previous limit

I'm struggling with 5k limit since 1 week. They are saying it will take 10 working days for the limit to get shared with my core card. Annoying as i have only 500 left now

 

[sshah6416]

What about limit ? Did they give the 38k or they kept the previous limit

Previous limit 15k.

 

[Fini7777]

I have a paid HDFC Swiggy card. Is it possible to cancel/close it card and then apply for the LTF version?
Will it work? Has anyone done like that?
Is there any cooling off period for HDFC?

I did the same but once your old swiggy card is linked to that swiggy app u can't get that card again for the same number linked to swiggy
I've been waiting for LTF offer for my secondary number did not get any offer yet applied through website for paid card but rejected

 

[Fini7777]

LTF offer is completely random and there isn't specific criteria for it. Yes, there will be a cooling period, as they wont give another card immediately once you cancel the card. If you only wanted a LTF card, you could've waited for it. But you never knw when you would get as it requires patience. I was checking every day since many days and suddenly got it on Monday

ur statement may not be true for hdfc core cards like tata neu I closed my moneyback+ and next day applied for tata neu infinity card FYF the card was approved