Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 15th November, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 15th November, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[Deleted member 13721]

Other than paytm and mobikwik any other platform to earn 60k goals by paying CC bills?

You can try Cheq.

 

[Cebu]

Other than paytm and mobikwik any other platform to earn 60k goals by paying CC bills?

Cheq and cred..

 

[ArpanOP]

Cheq and cred..

I have used cred only till now. 1 rupee reward for 2 lakhs hits differently 🤣

 

[telescope]

I have got welcome kit of liberty savings (SBLBR). Got only passbook (very poor paper quality) and liberty dc. No chequebook.
Is it only me that who have not received chequebook? or the cheque book will come later? or I need to manually request for it?

I checked in netbanking that no cheque book has been issued to my account (checked using date range).

 

[varun__goel_]

I have got welcome kit of liberty savings (SBLBR). Got only passbook (very poor paper quality) and liberty dc. No chequebook.
Is it only me that who have not received chequebook? or the cheque book will come later? or I need to manually request for it?

I checked in netbanking that no cheque book has been issued to my account (checked using date range).

For digitally opened accs they are not issuing cheque book by default. I only received dc.

 

[ArpanOP]

I have got welcome kit of liberty savings (SBLBR). Got only passbook (very poor paper quality) and liberty dc. No chequebook.
Is it only me that who have not received chequebook? or the cheque book will come later? or I need to manually request for it?

I checked in netbanking that no chequebook has been issued to my account (checked using date range).

For the chequebook, you have to raise a request and it will be dispatched from them. Just a way to save money/paper. I don't even maintain a physical pasbook for any of my accounts. An email statement is more than enough for me. My father has an axis passbook the page quality degraded over time for sure.

 

[telescope]

For the chequebook, you have to raise a request and it will be dispatched from them. Just a way to save money/paper. I don't even maintain a physical pasbook for any of my accounts. An email statement is more than enough for me. My father has an axis passbook the page quality degraded over time for sure.

Ok I'll raise a request for cheque book. But, in the SoC link on axis website, charges for cheque are vaguely written.

 

[ArpanOP]

Ok I'll raise a request for cheque book. But, in the SoC link on axis website, charges for cheque are vaguely written.

1st one will be free. For any doubts call customer care and ask them then tell them to send you one. Generally, you get one book/financial year for free. Some bank offers differently as well like per quarter.

 

[Badshah]

Ok I'll raise a request for cheque book. But, in the SoC link on axis website, charges for cheque are vaguely written.

1st one will be free. For any doubts call customer care and ask them then tell them to send you one. Generally, you get one book/financial year for free. Some bank offers differently as well like per quarter.

Free of cost unlimited in axis liberty saving account if you maintain trv

Axis Support - Customer Support - Axis Bank

Connect with Axis Bank Insta Services for instant answers to your banking-related queries. Chat with agent, speak with us or send an email for customer complaints.

application.axisbank.co.in

 

[varun__goel_]

Ok I'll raise a request for cheque book. But, in the SoC link on axis website, charges for cheque are vaguely written.

What I understand from soc is if you maintain 25k then cheque book is free, otherwise chargeable(spending 25k)

 

[ArpanOP]

Free of cost unlimited in axis liberty saving account if you maintain trv

Axis Support - Customer Support - Axis Bank

Connect with Axis Bank Insta Services for instant answers to your banking-related queries. Chat with agent, speak with us or send an email for customer complaints.

application.axisbank.co.in

That's a great info!

 

[telescope]

Free of cost unlimited in axis liberty saving account if you maintain trv

Axis Support - Customer Support - Axis Bank

Connect with Axis Bank Insta Services for instant answers to your banking-related queries. Chat with agent, speak with us or send an email for customer complaints.

application.axisbank.co.in

This TRV is confusing me. TRV value is not given there. Instead for liberty, spending condition is given.

What I understand from soc is if you maintain 25k then cheque book is free, otherwise chargeable(spending 25k)

You mean if I spend 25k instead of maintaining, and order cheque book, I'll be charged?

 

[ashwinkashwink is verified member.]

You mean if I spend 25k instead of maintaining, and order cheque book, I'll be charged?

Yes!
If you have exhausted free limit.

 

[ArpanOP]

This TRV is confusing me. TRV value is not given there. Instead for liberty, spending condition is given.

You mean if I spend 25k instead of maintaining, and order cheque book, I'll be charged?

Either spend 25k or maintain 25k minimum balance

 

[varun__goel_]

This TRV is confusing me. TRV value is not given there. Instead for liberty, spending condition is given.

You mean if I spend 25k instead of maintaining, and order cheque book, I'll be charged?

First cheque book must be free, if you want clarification mail them so as it will act as proof if charged🤷🤷

 

[telescope]

Yes!
If you have exhausted free limit.

What's the free limit?

 

[ashwinkashwink is verified member.]

What's the free limit?

As per general savings account...

 

[telescope]

Yes!
If you have exhausted free limit.

Either spend 25k or maintain 25k minimum balance

First cheque book must be free, if you want clarification mail them so as it will act as proof if charged🤷🤷

Too much ambiguity. Better I'll mail axis and post here.

 

[Badshah]

Too much ambiguity. Better I'll mail axis and post here.

As per axis website you have to maintain 25k mab to avail unlimited cheque book

 

[ashwinkashwink is verified member.]

As per axis website you have to maintain 25k mab to avail unlimited cheque book

Yes that's right.