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HDFC Super Premium Cards Eligibility hiked!!!

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SSV said:
Even before, it was always a great deal for me personally...
Remember I had never spent a single rupee on any HDFC card nor waited for years ( within 6 months of HDFC relationship I got my Infinia Metal )....
and hence decided to get the Infinia metal via ULIP route..
and also more importantly I dont like begging with the BANKS ( for LEs, card upgrade, income waivers, spend waivers etc. etc.) where I am a valuable customer..


LTF for my Infinia Metal , is icing on the cake...

anyway, it is what it is.. they can hike or they can decrease.. it is upto them and the market will decide if it is a right move or not..
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Hey Bro, Is there any place on TF where you have jotted down your journey of getting the Infinia Metal LTF and your suggestion on the ULIP plan you opted for as a good option of investment. It would be really helpful if you can share the intricacies of the same.
 
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I have a question. If someone is self employed with Gross Profit of more than 60 lacs. But net profit much less because of business expenses and depreciation. Let’s say Net Profit is 30 lacs. Will one still be eligible for Infinia Metal?
 
beast_boy said:
Hey Bro, Is there any place on TF where you have jotted down your journey of getting the Infinia Metal LTF and your suggestion on the ULIP plan you opted for as a good option of investment. It would be really helpful if you can share the intricacies of the same.
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No.. I had not done it and I don't want to do it as well for apparent reasons as I want to spend my time wisely instead of wasting my time debating in unnecessary things as far as I am concerned!!
Sorry to disappoint you..
 
SSV said:
No.. I had not done it and I don't want to do it as well for apparent reasons as I want to spend my time wisely instead of wasting my time debating in unnecessary things as far as I am concerned!!
Sorry to disappoint you..
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Not asking for debate bro, I understand now that everyone here might have debated with you on ULIP plan,but I need your help, that's why asking, DM me the details please.
 
beast_boy said:
Not asking for debate bro, I understand now that everyone here might have debated with you on ULIP plan,but I need your help, that's why asking, DM me the details please.
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If you are looking infinia on ULIP , don't waste your time. This route is done and dusted.
 
beast_boy said:
Not asking for debate bro, I understand now that everyone here might have debated with you on ULIP plan,but I need your help, that's why asking, DM me the details please.
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He's done it in detailed manner how he got in some thread and ulip discussion also in another.

People have bugged him so much asking the same thing again again, initially he did tell them in brief but I can totally understand how person could get irritated if random strangers expects you to write big paragraphs and do Q&A instead of searching a bit on existing stuff.


Do your homework a bit buddy, you would find all this info on existing threads. And if you're so busy that you don't have time to search then don't expect something similar from others.
 
Jhon Anand said:
He's done it in detailed manner how he got in some thread and ulip discussion also in another.

People have bugged him so much asking the same thing again again, initially he did tell them in brief but I can totally understand how person could get irritated if random strangers expects you to write big paragraphs and do Q&A instead of searching a bit on existing stuff.


Do your homework a bit buddy, you would find all this info on existing threads. And if you're so busy that you don't have time to search then don't expect something similar from others.
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Itna mat ublo bhai....
I have already requested in my comment to share the link if it was already mentioned somewhere on TF by him.......
 
MusicalMind said:
With ₹1.5l criteria for regalia gold they can atleast provide an embossed card like regalia, I recently upgraded to regalia gold from regalia disappointed after opening the card. I don't why hdfc introduced regalia gold they should've increase the privilege of regalia instead.
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They do this to remove the LTF cards from circulation eventually. They push LTF regalia holders to go for RG FYF.
 
SSV said:
Even before, it was always a great deal for me personally...
Remember I had never spent a single rupee on any HDFC card nor waited for years ( within 6 months of HDFC relationship I got my Infinia Metal )....
and hence decided to get the Infinia metal via ULIP route..
and also more importantly I dont like begging with the BANKS ( for LEs, card upgrade, income waivers, spend waivers etc. etc.) where I am a valuable customer..


LTF for my Infinia Metal , is icing on the cake...

anyway, it is what it is.. they can hike or they can decrease.. it is upto them and the market will decide if it is a right move or not..
Click to expand...
What relationship you have and of what value
 
rogerthat said:
Got through to (who he says he is) a main credit card guy in this zone. Says HDFC Bank has suddenly become very strict about CC issuance. It is almost as if they don't want to issue cards anymore. Basically they are trying to curtail issuing of Reg G, DCBM and Infinia as much as possible. The only cards a normally salaried person with salary less than 1.5L can get is only either Millennia or Swiggy. Even if your salary is Rs.149999 you won't get Regalia G, that is how strict they are now. They are seemingly not worried about number of cards issued/marke tshare coming down because all banks are cutting down on credit cards. I am guessing this is in part becuase GOI and RBI are discouraging credit cards and putting all kinds of curbs on the industry to boost UPI.

He said he really can't help in my case at all, but he can either give Millennia or DCP LTF or Marriott Diners Paid. I have a trip coming up in December so I am looking for the add-on lounge. With DCP it won't be possible because I should've spent 15k in the previous three months. Marriott I don't see the value in paying Rs.3540 for it since I am absolutely not going to stay in any Marriott anywhere.

What should I do? Can I ask them to upgrade me from DCP to Regalia G as soon as I get the card? Knowledgeable people in the forum, please help.

(I should've been aware of my #aukaat and stuck to Regalia G when I had it).
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IMO, Marriott Bonvoy card is very much underrated in terms of Lounge access. It comes with Diners Network 12 lounge access which is more than enough for most of the users.
Apart from that, for the JF of Rs. 3,540/- you get one free stay which you can use in one year so I'll consider this card as practically LTF.
If you are looking for lounge access then look no further than Diners.
 
MusicalMind said:
I got regalia gold upgrade as ltf
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Sure and you must meet and exceed the criteria ? There are many old regalia users who wouldn't meet the new criteria. After all the early requirements were 1/3rd of what they expect for RG now. There are far more people from companies who have an association with HDFC whose employees are offered these cards when they don't really meet the criteria. Even HDFC employees with 1/3rd the income get offered these cards and eventually move on.
 
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