HDFC Super Premium Cards Eligibility hiked!!!

[vishp]

I too got approved for Infinia Metal FYF today from LTF DCB.

I had got an upgrade option for paid Infinia during Covid times and hadn’t opted for it since the benefits were comparable for my spends (and no travel during Covid). In hindsight, should have opted for it.

For the FYF, can anyone please point to any published TnCs for the 3L spend in 90 days requirement?

Can you share how you requested for upgrade? RM or grievance redressal? Also please share previous credit limit and spend in last 6 months. Did you meet the new salary criteria? I am planning to ask upgrade in December end.

 

[_ayush]

Can you share how you requested for upgrade? RM or grievance redressal? Also please share previous credit limit and spend in last 6 months. Did you meet the new salary criteria? I am planning to ask upgrade in December end.

If you have 9L+ spends in last 6 months and 8L+ credit limit, you should directly mail PNO asking for upgrade to infinia.
This is the new eligibility criteria and its how I got the upgrade 2 weeks ago. No need to mention salary or any other details.

 

[RDR]

Can you share how you requested for upgrade? RM or grievance redressal? Also please share previous credit limit and spend in last 6 months. Did you meet the new salary criteria? I am planning to ask upgrade in December end.

I had started the process with the RM before the new criteria kicked in Oct. Insurance route for a policy that I anyways wanted to buy. It was slightly more expensive than what I could have gotten from outside. I meet the salary criteria but not the spends.

 

[vishp]

If you have 9L+ spends in last 6 months and 8L+ credit limit, you should directly mail PNO asking for upgrade to infinia.
This is the new eligibility criteria and its how I got the upgrade 2 weeks ago. No need to mention salary or any other details.

Thank you for the info!

 

[vishp]

I had started the process with the RM before the new criteria kicked in Oct. Insurance route for a policy that I anyways wanted to buy. It was slightly more expensive than what I could have gotten from outside. I meet the salary criteria but not the spends.

Thanks for the details!

 

[Dazzwilliams]

I had started the process with the RM before the new criteria kicked in Oct. Insurance route for a policy that I anyways wanted to buy. It was slightly more expensive than what I could have gotten from outside. I meet the salary criteria but not the spends.

Now after new norms, for existing HDFC card holder, major criteria is spends and for new cc applicant it's income threshold

 

[theXfactor]

Now after new norms, for existing HDFC card holder, major criteria is spends and for new cc applicant it's income threshold

9L in 6 months is huge which avgs out to 1.5L/Mon and, I believe, not everyone who's getting upgraded to Infinia met it. I can be wrong though. Earlier, for upgrades, RM could seek formal exemption on the other criteria if any one is fulfilled (8L Card limit/7.5L spends in 6 months). Don't know how it is now...but exemption route is usually there in you are pretty close on meeting the criteria.