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How to get BOB Eterna as LTF

CRM team is saying it's paid not LTF. Now what to do, any pointers?
had applied C2C with 12L CL card and 31L ITR



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CRM team is saying it's paid not LTF. Now what to do, any pointers?
had applied C2C with 12L CL card and 31L ITR



View attachment 28987
You can use the card as fee wavier criteria is not so high for first year. For second year you can either close the card or downgrade to any LTF card.

First Year Waiver : Get joining fee waiver on spending ₹ 25,000 within first 60 days of card setup date. Fee reversal will reflect in the 4th bill statement from the card issuance month, provided all due payments are made.
 
Still in the Game! Received this email now to submit credit card photo. Earlier uploaded front side photo along with CC statement together in one pdf. Now sent separately. Lets see if i get success in getting Eterna LTF.

View attachment 28727
Almost 1 week gone. BOB website showing its still in process. Last communication was to submit credit card photo. There is no update after that. What to do now? Sit and relax or write an email?


Screenshot 2023-09-12 at 12.23.38 PM.png
 
CL is merely 3L. I had used a 12L CL card for C2C.
It took less than a month to get the card. better than PNB.

One weird thing, a BOB Sr. Credit Underwriter lady had visited my LinkedIn profile. Is it usual?
 
Almost 1 week gone. BOB website showing its still in process. Last communication was to submit credit card photo. There is no update after that. What to do now? Sit and relax or write an email?


View attachment 29194
Hello Everyone, Today again i received email from BOB. This is same email as last which requested Credit Card copy.

I have again provided credit card scan copy along with statement.

Anyone faced similar issue here? My CC Limit is only 3.56 L

Screenshot 2023-09-13 at 11.47.30 AM.png
 
CL is merely 3L. I had used a 12L CL card for C2C.
It took less than a month to get the card. better than PNB.

One weird thing, a BOB Sr. Credit Underwriter lady had visited my LinkedIn profile. Is it usual?
hehehe....I'm damn sure that was not part of underwriting methodology, but out of interest after seeing your ITR 😛 😛
 
I am still taking followup form BOB. Today received email that i have to provide card photo including full numbers visible. Is it same with everyone or do u provide card copy by hiding the middle numbers?
Today got email that Vintage of card for C2C is 1 year minimum. I have recently upgraded card hence the new card is only 6 month old. Now i have again sent email to clarify same. Let see how it goes.
Shared old statement of last year, plus statement of last billing before upgrade and latest statement as well.
 
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