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How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

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TechnoFino

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HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.

IMG-20220812-WA0046.jpg

So, don't be surprised if hdfc bank ask you for 10L limit. 😃
 

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Am I missing something here? I hold an Infinia but shifting ALL my spends to Infinia is not seeming attractive to me. In fact, I am using my Amex Gold as a primary one. I now intend to apply for an MRCC card too.

Reason - I feel that Infinia is more rewarding only for offline and travel bookings. They have even started charging 3.5% fee on Amazon Pay GVs which is a shame. I understand that it's a subjective matter but still, what is your opinion on it?
 
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rohitnsync said:
Am I missing something here? I hold an Infinia but shifting ALL my spends to Infinia is not seeming attractive to me. In fact, I am using my Amex Gold as a primary one. I now intend to apply for an MRCC card too.

Reason - I feel that Infinia is more rewarding only for offline and travel bookings. They have even started charging 3.5% fee on Amazon Pay GVs which is a shame. I understand that it's a subjective matter but still, what is your opinion on it?
Click to expand...
Most people can't get Amex due to non serviceablity and hence the run for Infinia as magnus also got devalued.
 
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rohitnsync said:
Am I missing something here? I hold an Infinia but shifting ALL my spends to Infinia is not seeming attractive to me. In fact, I am using my Amex Gold as a primary one. I now intend to apply for an MRCC card too.

Reason - I feel that Infinia is more rewarding only for offline and travel bookings. They have even started charging 3.5% fee on Amazon Pay GVs which is a shame. I understand that it's a subjective matter but still, what is your opinion on it?
Click to expand...
I have Amex Trifecta. But infinia with Gyftr vouchers is very rewarding. Even with 3.5% fee, infinia users still save 13% when it comes to Apay vouchers.

Worst case you will always save 3.33% with infinia but wirh amex gold you only save 1% (2%-3% only for people targeting Marriot points). I see no point in shifting to Amex gold when you have infinia.

My amex gold works better for me in terms of amazon gv as I still have regalia.
 
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Mpautobe said:
Oh really... will try this too...
Click to expand...
More details about the chennai office postal mail method:
www.technofino.in

How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card. Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location) DCB - 24L ITR...
www.technofino.in www.technofino.in

HDFC CC Chennai office address: HDFC Bank Cards Division. P.O.Box No.8654. Thiruvanmiyur P.O. Chennai - 600 041
 
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dominic1229 said:
More details about the chennai office postal mail method:
www.technofino.in

How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card. Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location) DCB - 24L ITR...
www.technofino.in www.technofino.in

HDFC CC Chennai office address: HDFC Bank Cards Division. P.O.Box No.8654. Thiruvanmiyur P.O. Chennai - 600 041
Click to expand...
Sure Thanks....
 
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dominic1229 said:
I have Amex Trifecta. But infinia with Gyftr vouchers is very rewarding. Even with 3.5% fee, infinia users still save 13% when it comes to Apay vouchers.

Worst case you will always save 3.33% with infinia but wirh amex gold you only save 1% (2%-3% only for people targeting Marriot points). I see no point in shifting to Amex gold when you have infinia.

My amex gold works better for me in terms of amazon gv as I still have regalia.
Click to expand...
Wat benefits with Regalia ...I haven't tried GV...
 
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Mpautobe said:
Wat benefits with Regalia ...I haven't tried GV...
Click to expand...
Regalia gives 6.65% savings on GV. Example: You want to buy 10K of stuff from amazon. In this case you will take amazon shopping voucher GV of 10K which gives you RP + bonus RP leading to a total of 6.65% savings. Quick comparison, amazon pay card will only save you 5% in this case. This GV is good when there is no sale on amazon and if you don't have the bank card giving 10% off on amazon sale.

Lowest savings is for Amazon pay GV which gives only 3.15% savings. Sometimes GV are on discounts, currently on swiggy you get 6.65%+2% (8.65% approx).

With DCB you get 9.9% and with infinia 16.65%.
 
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dominic1229 said:
Regalia gives 6.65% savings on GV. Example: You want to buy 10K of stuff from amazon. In this case you will take amazon shopping voucher GV of 10K which gives you RP + bonus RP leading to a total of 6.65% savings. Quick comparison, amazon pay card will only save you 5% in this case. This GV is good when there is no sale on amazon and if you don't have the bank card giving 10% off on amazon sale.

Lowest savings is for Amazon pay GV which gives only 3.15% savings. Sometimes GV are on discounts, currently on swiggy you get 6.65%+2% (8.65% approx).

With DCB you get 9.9% and with infinia 16.65%.
Click to expand...
Thanks a lot.. 🙏
 
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dominic1229 said:
Regalia gives 6.65% savings on GV. Example: You want to buy 10K of stuff from amazon. In this case you will take amazon shopping voucher GV of 10K which gives you RP + bonus RP leading to a total of 6.65% savings. Quick comparison, amazon pay card will only save you 5% in this case. This GV is good when there is no sale on amazon and if you don't have the bank card giving 10% off on amazon sale.

Lowest savings is for Amazon pay GV which gives only 3.15% savings. Sometimes GV are on discounts, currently on swiggy you get 6.65%+2% (8.65% approx).

With DCB you get 9.9% and with infinia 16.65%.
Click to expand...
Any idea about ICICI Sapphiro..Jus asking...
 
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