IDFC Upgrading Select Credit Card to Wealth Credit Card

[BVCBVC is verified member.]

IDFC started upgrading IDFC Select Credit Card to IDFC Wealth Credit Card on request.

Process:

- Call to customer care.
- Tell them that you want to upgrade Select CC to Wealth CC.
- They will deny saying that Wealth CC has a minimum floor CL of 5L and we cannot upgrade.
- Inform that you've been using your select card well for the past 3-6 months.
- They will deny again (If possible).
- Then tell that many of our friends are getting it upgraded to Wealth CC from Select CC.
- They will take the request for upgrade.


-Within 1 working day the request has been processed to Wealth CC.



Note:

1. We have tried 3 cards within our friends and family circle and all have been approved.
2. All the members are having CL more than 2L (So not sure of Select cards <2L Credit limit).
3. I have Wealth account.

Appreciation: This was informed by @zaid_2913 in one of the post.

Update at 9pm on 30-07-2024: Seems Savings account needed for this trick. (Wealth Worked for me and Select worked for my friend)

 

[BVCBVC is verified member.]

But did they ask you to submit documents?

No nothing. Just had 2-3 negotiations as mentioned on the post. That’s it. I have wealth account, that’s the only additional point.

 

[DarkKnight]

No nothing. Just had 2-3 negotiations as mentioned on the post. That’s it. I have wealth account, that’s the only additional point.

It seems they are now asking for documents now!!

 

[BVCBVC is verified member.]

It seems they are now asking for documents now!!

Slow changes .

 

[BVCBVC is verified member.]

@SSV @Vasuki @SpiesCan'tCatchMe @Anonymous ツ @Batman

Thank you guys in discussing with me in getting Select Card.

 

[theflash]

IDFC started upgrading IDFC Select Credit Card to IDFC Wealth Credit Card on request.

Process:

- Call to customer care.
- Tell them that you want to upgrade Select CC to Wealth CC.
- They will deny saying that Wealth CC has a minimum floor CL of 5L and we cannot upgrade.
- Inform that you've been using your select card well for the past 3-6 months.
- They will deny again (If possible).
- Then tell that many of our friends are getting it upgraded to Wealth CC from Select CC.
- They will take the request for upgrade.

View attachment 63227
-Within 1 working day the request has been processed to Wealth CC.

View attachment 63228

Note:

1. We have tried 3 cards within our friends and family circle and all have been approved.
2. All the members are having CL more than 2L (So not sure of Select cards <2L Credit limit).
3. I have Wealth account.

Appreciation: This was informed by @zaid_2913 in one of the post.

Update at 9pm on 30-07-2024: Seems Savings account needed for this trick. (Wealth Worked for me and Select worked for my friend)

And I never got any idfc card 🥲

 

[theflash]

Excellent info.. Well done..
Congratulations and Welcome ot IDFC Wealth..
Unfortunately it is not so much of use these days.. neverthless Welath from IDFc , top teir card from IDFC..

Isn't Vistara top card AFAIK?

 

[SSV]

Isn't Vistara top card AFAIK?

that is also a top tieer card and also there is another one Wealth Private..

 

[hellobois]

But.. but Wealth CC lost its shine 🙁

Just another Axis Airtel credit Card

 

[SpiesCan'tCatchMe]

@SSV @Vasuki @SpiesCan'tCatchMe @Anonymous ツ @Batman

Thank you guys in discussing with me in getting Select Card.

You got select card? How come??
I got 2 wealth cards in the mean time 😌

 

[BVCBVC is verified member.]

You got select card? How come??
I got 2 wealth cards in the mean time 😌

Got select cc in March 2024 and got upgraded to wealth cc as per the post.

 

[BVCBVC is verified member.]

Wow
The dream of many 🤩

Yes, it was dream of many and mine too. Getting IDFC card was only being tough till March 2024, but now with this small trick got Wealth CC.

 

[BVCBVC is verified member.]

All black cards from IDFC.

 

[SSV]

View attachment 63311

I know Vistara will be disappearing soon..
is CV CC any good in IDFC? On the other day one IDFC guys called me and offered me.. I dais I will look inot it.. Somewhere I read it is not that great

 

[Tharun Tellakula]

IDFC started upgrading IDFC Select Credit Card to IDFC Wealth Credit Card on request.

Process:

- Call to customer care.
- Tell them that you want to upgrade Select CC to Wealth CC.
- They will deny saying that Wealth CC has a minimum floor CL of 5L and we cannot upgrade.
- Inform that you've been using your select card well for the past 3-6 months.
- They will deny again (If possible).
- Then tell that many of our friends are getting it upgraded to Wealth CC from Select CC.
- They will take the request for upgrade.

View attachment 63227
-Within 1 working day the request has been processed to Wealth CC.

View attachment 63228

Note:

1. We have tried 3 cards within our friends and family circle and all have been approved.
2. All the members are having CL more than 2L (So not sure of Select cards <2L Credit limit).
3. I have Wealth account.

Appreciation: This was informed by @zaid_2913 in one of the post.

Update at 9pm on 30-07-2024: Seems Savings account needed for this trick. (Wealth Worked for me and Select worked for my friend)

I just now called customer care and asked them to upgrade to wealth CC from select CC, they said same thing that limit should be 5lk minimum and first I have to raise request for LE. I tried my best for 10mins to upgrade but no use. They are saying if your friend has been upgraded without LE then share us the details so that we can check, if proved we can upgrade you to wealth CC without LE. As of now they took request for LE with documents needed. If my limit upgrades to 5lk then they will just look for card upgrade offer. I also have account with idfc. Even with that also they are denaying. Their point is simple if your friend upgraded then share details like name and registered mobile no that's it.

 

[BVCBVC is verified member.]

I know Vistara will be disappearing soon..
is CV CC any good in IDFC? On the other day one IDFC guys called me and offered me.. I dais I will look inot it.. Somewhere I read it is not that great

Took for the joining benefits and 3 months benefits. I usually have some insurance spending which will be covered in milestones on this card.
Right now only for Insurance spends and milestones hit.

 

[BVCBVC is verified member.]

I just now called customer care and asked them to upgrade to wealth CC from select CC, they said same thing that limit should be 5lk minimum and first I have to raise request for LE. I tried my best for 10mins to upgrade but no use. They are saying if your friend has been upgraded without LE then share us the details so that we can check, if proved we can upgrade you to wealth CC without LE. As of now they took request for LE with documents needed. If my limit upgrades to 5lk then they will just look for card upgrade offer. I also have account with idfc. Even with that also they are denaying. Their point is simple if your friend upgraded then share details like name and registered mobile no that's it.

Sorry brother. Confidential information 😋 you can share the images which I have shared on the post.

 

[Tharun Tellakula]

Sorry brother. Confidential information 😋 you can share the images which I have shared on the post.

It's ok bro, shared the experience. How like i try they are coming to this point only. I think they are just trying to avoid. I have been using aggressively for last one year but yours in 3 months means that's grate.

 

[BVCBVC is verified member.]

It's ok bro, shared the experience. How like i try they are coming to this point only. I think they are just trying to avoid. I have been using aggressively for last one year but yours in 3 months means that's grate.

Do you have wealth or select banking account relationship?

 

[gvs]

I have a Select Savings account and Select Credit Card. If I raised request to Upgrade to Wealth CC, My Savings account will also upgraded to Wealth Savings account or Remains same as old

 

[SpiesCan'tCatchMe]

I have a Select Savings account and Select Credit Card. If I raised request to Upgrade to Wealth CC, My Savings account will also upgraded to Wealth Savings account or Remains same as old

Savings account and credit card has no relationship whatsoever