Is It Worth taking Amazon Pay ICICI card in 2024?

[Santhosh]

Hi Team ,
Any one using Amazon ICICI Bank credit card and is it worth taking it in 2024 or any better alternative?

 

[Slayer]

Not using just sitting there, although got a very good PL on CC because of that

 

[Santhosh]

Not using just sitting there, although got a very good PL on CC because of that

What is PL?

 

[D₹V]

Not using just sitting there, although got a very good PL on CC because of that

FYI: PL on CC attracts extra 18% GST on interests.

 

[D₹V]

What is PL?

Personal loan

 

[D₹V]

Hi Team ,
Any one using Amazon ICICI Bank credit card and is it worth taking it in 2024 or any better alternative?

If you have millennia or similar card, you can skip.

Else, Amazon ICICI is still great card to have.

 

[Ash8]

You can consider it for government payments.

 

[realjayt]

Not using just sitting there, although got a very good PL on CC because of that

On what ROI?

 

[Slayer]

On what ROI?

11% reducing .

 

[nh124001]

You can consider it for government payments.

on what govt spends apay icici is giving cashback?

 

[realjayt]

11% reducing .

I’ve taken one at the same rate‍ They are offering another top up on that. Broke banake chorega ICICI

 

[Slayer]

I’ve taken one at the same rate‍ They are offering another top up on that. Broke banake chorega ICICI

Mahine ka interest+gst se zyada profit kar raha hun toh kya hi bat hai, reverse sip

 

[Ash8]

on what govt spends apay icici is giving cashback?

Apay ICICI gives cashback on everything except fuel. But sometimes you might have to carefully transact using correct billing portal to get cashback.

 

[Deepak_Shetty]

Apay ICICI gives cashback on everything except fuel. But sometimes you might have to carefully transact using correct billing portal to get cashback.

Amazon Pay ICICI card is not giving cash back for property tax, income tax kind of transaction. Can you specify about your Govt transaction?

 

[Ash8]

Amazon Pay ICICI card is not giving cash back for property tax, income tax kind of transaction. Can you specify about your Govt transaction?

Check this thread on how to get cashback for income tax txns. Property tax payment use case varies from state to state so you might need figure out whether it works for you.

Thread '[Solved, Got RPs] No reward for paying tax on IT website using AZICICI'

Jul 12, 2024

I had recently made a payment of outstanding tax for the previous financial year using amazon pay ICICI and got no rewards for it. The transaction shows with the name 'CBDT' in the credit card transactions. On the portal, it asks which bank do you want to make payment from when you select credit card as payment option. There was no option to select ICICI bank. I had first selected SBI as it showed NIL transaction charges but then it did not accept credit card. Then I had selected HDFC bank which was showing lowest credit card charge of 0.72+GST. Payment went fine, I was charged extra and...

• Ash8
• Replies: 24
• Forum: Credit Card - General

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[praful47]

apay cashback gets credited in wallet or gift card of amazon ???

 

[Ash8]

apay cashback gets credited in wallet or gift card of amazon ???

Gift card .

 

[Riya]

Hi Team ,
Any one using Amazon ICICI Bank credit card and is it worth taking it in 2024 or any better alternative?

Definitely.... We all are engaged with buying on Amazon in one way or other... Plus the card gives 1% cashback on spends where other cards fails... Also being an LTF card, it's a no-brainer

 

[praful47]

Definitely.... We all are engaged with buying on Amazon in one way or other... Plus the card gives 1% cashback on spends where other cards fails... Also being an LTF card, it's a no-brainer

I think if one gets axis flipkart ltf it will be more rewarding ..

 

[Riya]

I think if one gets axis flipkart ltf it will be more rewarding ..

Axis Flipkart can be used for bill payments??? Moreover I had never ordered from Flipkart... Heard horror stories about the platform