Move from HDFC Imperia to HSBC premier ??

[neogen]

I have a salary account with HDFC.

I am planning to move from HDFC Imperia to HSBC premier?

Does it make sense, advantage, disadvantage? What will I lose?

Also, whats the best way to open HSBC premier account?

 

[KumarS]

Note that couple of downside with HSBC may not be big case to case;

1)Premier CC has joining fees (if anyone recently waived off, do let know here)

2) Hsbc doesn't have IMPS (not a deal breaker but get to know later after opening the account, so best bet is UPI for instant transfer or neft)

 

[Rdspam]

I have HSBC Premier and HDFC Imperia. My RM is much better at HSBC, for an example I was in a different country and accidently called him while it was 1:30 AM in India and even then he was willing to help me resolve a very minor query about my cheque book. Do also get invited to events like once every quarter and he calls me up to tell me about them. And most importantly I am able to get premier status accounts opened in different country even if I have never been there(some countries have different conditions though like Switzerland but most should be possible).

What are the kind of events they invite too? Are they similar to Amex Plat’s free premium events?

 

[neogen]

Is it only me or for everyone that finds HSBC Mobile app quite boring?

 

[iamdhamo]

I have infinia for ages.. and that too LTF.. I dont see any value coming from HDFC imperia other than a free locker

Is it metal or plastic versin that's ltf

 

[neogen]

Is it metal or plastic versin that's ltf

Infinia plastic version

 

[percolate]

Is it only me or for everyone that finds HSBC Mobile app quite boring?

yeah the mobile app has very limited features and boring too. The internet banking is much better.

 

[KumarS]

yeah the mobile app has very limited features and boring too. The internet banking is much better.

Infact, we can't reset debit card pin, cant order check book etc, it has very very basic mobile banking feature.

I have both HDFC imperia and HSBC premier would go with Imperia anyway.

 

[Viper1057]

In that 40L balance relationship criteria, can I own mutual funds & FD worth of 40L to be eligible?

Anyone who can answer this?

 

[agrprashantagrprashant is verified member.]

I have HSBC Premier and HDFC Imperia. My RM is much better at HSBC, for an example I was in a different country and accidently called him while it was 1:30 AM in India and even then he was willing to help me resolve a very minor query about my cheque book. Do also get invited to events like once every quarter and he calls me up to tell me about them. And most importantly I am able to get premier status accounts opened in different country even if I have never been there(some countries have different conditions though like Switzerland but most should be possible).

What investments have you done through them?

 

[percolate]

In that 40L balance relationship criteria, can I own mutual funds & FD worth of 40L to be eligible?

Yeah, all those are part of TRV ( total relationship value)

 

[Pissant]

What investments have you done through them?

Account in Dubai allows me to trade futures in US Markets

 

[Pissant]

What are the kind of events they invite too? Are they similar to Amex Plat’s free premium events?

Yes you could say so. I was at the Cannes last month in Singapore. It was not exactly due to them as I also model in Singapore part-time and my RM asked me if I wanted to go. Happily said yes

 

[SSV]

I have HSBC Premier and HDFC Imperia. My RM is much better at HSBC, for an example I was in a different country and accidently called him while it was 1:30 AM in India and even then he was willing to help me resolve a very minor query about my cheque book. Do also get invited to events like once every quarter and he calls me up to tell me about them. And most importantly I am able to get premier status accounts opened in different country even if I have never been there(some countries have different conditions though like Switzerland but most should be possible).

So, is HSBC a good option for international travellers and short term stayers?? .
anyother bank in India which do support this section of people??

 

[Pissant]

So, is HSBC a good option for international travellers and short term stayers?? .
anyother bank in idia which do support this section of people??

I actually had a talk with DBS Treasures this morning and they assured me that they also provide this service.

 

[SSV]

I actually had a talk with DBS Treasures this morning and they assured me that they also provide this service.

Thanks,
How is the customer support in general byHSBC in general .. not specific to your RM..

 

[Pissant]

Thanks,
How is the customer support in general byHSBC in general .. not specific to your RM..

Support is good. And a lot of things can be handled simply in the app or on netbanking. Which is alway a plus

 

[SSV]

Support is good. And a lot of things can be handled simply in the app or on netbanking. Which is alway a plus

I just want to know how they treat customers?
Like Indian Banks treatment or developed world’s customer treatment in general??
Because I would like to open an account with Banker who has significant international presence and treats it’s customers with some dignity

 

[Pissant]

I just want to know how they treat customers?
Like Indian Banks treatment or developed world’s customer treatment in general??

Oh. Well you can’t really expect much in that regard since you will still be getting connected to the Indian call center. Definitely one of the better ones but that’s all I can say. Your BM and RM will most likely share their numbers with you and be ready to pick up any time of the day though.

 

[Rdspam]

Yes you could say so. I was at the Cannes last month in Singapore. It was not exactly due to them as I also model in Singapore part-time and my RM asked me if I wanted to go. Happily said yes

Oh cool wow

 

[SSV]

Oh. Well you can’t really expect much in that regard since you will still be getting connected to the Indian call center. But your BM and RM will most likely share their numbers with you and be ready to pick up any time of the day.

What about when you travel abroad and go to local hsbc bank and tell them that you are an Indian HSBC customer.. how do they treat you ??
This is important for me to know before I open an account with them