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debt.. took lot of debt

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Thor04

TF Premier
I lost my savings of 4 lakhs gambling on stake.com ... then I resorted to option trading and lost another 2 lakhs... to cover that up I withdrew 1,50,000 from my sbi credit card.. lost it all, withdrew 2 lakhs from hdfc.. lost it all on option trading.. withdrew another 2 lakhs from indusinf credit card lost it all...now i have to pay 6 lakh credit card bill.. im 21 ... every month I pay only min amount due but the companies levy hevy charged... i am very depressed.. very suicidal... my salary is only 50,000
 
I lost my savings of 4 lakhs gambling on stake.com ... then I resorted to option trading and lost another 2 lakhs... to cover that up I withdrew 1,50,000 from my sbi credit card.. lost it all, withdrew 2 lakhs from hdfc.. lost it all on option trading.. withdrew another 2 lakhs from indusinf credit card lost it all...now i have to pay 6 lakh credit card bill.. im 21 ... every month I pay only min amount due but the companies levy hevy charged... i am very depressed.. very suicidal... my salary is only 50,000
Take a personal of 6 lakh upto tenure of 5 years . You can easily pay emi
 
Bruh 🧉 have coconut drink & oil on your scalp

6 lakh isn't much if you earn 50k

That doesn't matter because it's not the emi it's your habit of gambling

I know 99 % you will do it again ... I helped two of gambling friend with money maths but they play once in while
Since then I stopped giving advice
i just got my salary yesterday and blew it all gambling within 5 minutes
 
Bruh 🧉 have coconut drink & oil on your scalp

6 lakh isn't much if you earn 50k

That doesn't matter because it's not the emi it's your habit of gambling

I know 99 % you will do it again ... I helped two of gambling friend with money maths but they play once in while
Since then I stopped giving advice
i lost 12 lkahs... 6 lakh in debt from cc and 4 lakh my savings
 
I have been in a similar situation. I was in debt of 43000 SGD when I was 19. Here are some things you can do to slowly get back on your feet.

Keep concentrating on your work. Do not let this stress degrade or distract you from your work and improving yourself.

Keep a journal that you write in every night which lists all the spends you made that day. Religiously update it every night.

Completely quit any sort of gambling or investing until you are completely debt free. There is no shortcut to becoming debt free.

Try to get a loan to consolidate your debt into one or at least move it to a credit card with the lowest interest rate.

Keep on paying minimum dues but also pay off a credit card completely instead of splitting it as by doing so you will be saving on interest.

Try to reduce your stress by exercising/doing yoga

Work on improving tour skillset so you can get a better job/promotion. This is the only way to go debt free. I repeat, there is no shortcut to going debt free.

If you have a close one you can trust tell them about your gambling habit and ask them to keep an eye out for you and prevent you from gambling more of your hard earned money away.
 
I have been in a similar situation. I was in debt of 43000 SGD when I was 19. Here are some things you can do to slowly get back on your feet.

Keep concentrating on your work. Do not let this stress degrade or distract you from your work and improving yourself.

Keep a journal that you write in every night which lists all the spends you made that day. Religiously update it every night.

Completely quit any sort of gambling or investing until you are completely debt free. There is no shortcut to becoming debt free.

Try to get a loan to consolidate your debt into one or at least move it to a credit card with the lowest interest rate.

Keep on paying minimum dues but also pay off a credit card completely instead of splitting it as by doing so you will be saving on interest.

Try to reduce your stress by exercising/doing yoga

Work on improving tour skillset so you can get a better job/promotion. This is the only way to go debt free. I repeat, there is no shortcut to going debt free.

If you have a close one you can trust tell them about your gambling habit and ask them to keep an eye out for you and prevent you from gambling more of your hard earned money away.
i hope he listen and dont fall again for gambling
 
I have been in a similar situation. I was in debt of 43000 SGD when I was 19. Here are some things you can do to slowly get back on your feet.

Keep concentrating on your work. Do not let this stress degrade or distract you from your work and improving yourself.

Keep a journal that you write in every night which lists all the spends you made that day. Religiously update it every night.

Completely quit any sort of gambling or investing until you are completely debt free. There is no shortcut to becoming debt free.

Try to get a loan to consolidate your debt into one or at least move it to a credit card with the lowest interest rate.

Keep on paying minimum dues but also pay off a credit card completely instead of splitting it as by doing so you will be saving on interest.

Try to reduce your stress by exercising/doing yoga

Work on improving tour skillset so you can get a better job/promotion. This is the only way to go debt free. I repeat, there is no shortcut to going debt free.

If you have a close one you can trust tell them about your gambling habit and ask them to keep an eye out for you and prevent you from gambling more of your hard earned money away.
43000 sgd is 25 lakhs inr? lol why u had a big debt.. i mean if u wanna tell its okay... the thing is my dad pays me 50k every month... I am a co director in his company and I get paid 50k monthly... all my expenses are taken care of by my parentss...
 
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