Easily approved credit cards for beginners (unsecure)

[Mahirathore360]

suggest some easily approved unsecured credit card for beginner students with less than 1 year CIBIL history ,.

 

[habibmy]

suggest some easily approved unsecured credit card for beginner students with less than 1 year CIBIL history ,.

Try Amazon Pay ICICI CC.

 

[Mahirathore360]

Try Amazon Pay ICICI CC.

not a easily approved card, i got rejection for it

 

[habibmy]

not a easily approved card, i got rejection for it

3 of my friends get approved in first application, This was the first cc for 2 of them.

 

[Mahirathore360]

3 of my friends get approved in first application, This was the first cc for 2 of them.

maybe they had longer credit history

 

[hitirfan]

3 of my friends get approved in first application, This was the first cc for 2 of them.

Amazon Pay ICICI CC easily nahi milta ajkal. Mje 760 CIBIL, 7 Year + Credit history hoke b approve nahi huwa.

 

[TheTrickySid]

Amazon Pay ICICI CC easily nahi milta ajkal. Mje 760 CIBIL, 7 Year + Credit history hoke b approve nahi huwa.

7+ yrs history hoke 760 cibil hai??
Any late payments??

 

[TheTrickySid]

You can go for very basic cc from every bank
SBI simply click
Axis Neo
Axis myzone
HDFC money-back
RBL shoprite

 

[hitirfan]

7+ yrs history hoke 760 cibil hai??
Any late payments??

None. My CIBIL was stuck at 747 till January, 2024, I only had personal loans. Then I applied for Credit Card in February, 2024 and CIBIL went to 726, then I got first CC in March after then CIBIL went up and down.

 

[Mahirathore360]

None. My CIBIL was stuck at 747 till January, 2024, I only had personal loans. Then I applied for Credit Card in February, 2024 and CIBIL went to 726, then I got first CC in March after then CIBIL went up and down.

its because you had too many enquiries

 

[VibhavBilgoji]

You can go for very basic cc from every bank
SBI simply click
Axis Neo
Axis myzone
HDFC money-back
RBL shoprite

you can get unsecured credit cards without income documents?

 

[TheTrickySid]

you can get unsecured credit cards without income documents?

Depends on luck.

Else pre approved offers are the only options.

 

[VibhavBilgoji]

Depends on luck.

Else pre approved offers are the only options.

how long should the credit history be for a better chances?
i have CIBIL score of 772 with around 10-11 months of credit history
i only have IDFC WOW secured card as of now

 

[karuturi24]

Try indusind legend, it will approve easily

 

[Mahirathore360]

Try indusind legend, it will approve easily

are you sure ? have you applied for it ?

 

[karuturi24]

are you sure ? have you applied for it ?

I had this card, closed 1 year back after devaluation.

 

[HumorSimpson]

Try Amazon Pay ICICI CC.

Habibi @Vasuki . .

 

[Vasuki]

suggest some easily approved unsecured credit card for beginner students with less than 1 year CIBIL history ,.

2 things

Another catfish account 💀

Yes amazon pay icici should be applied with 1 year of active cc on cibil not just cibil history
You should mention which card u have
Which bank account u have
Salary/business or just student with money or without money.

 

[Vasuki]

Habibi @Vasuki . .

I answered ..
Icici apay is no go for newbies

You can get it as your first cc but not as 2nd or 3rd without completing 1 year on first cc

 

[hitirfan]

its because you had too many enquiries

January, 2024 tak sirf ek enquiry thi meri wo b June, 2023 ki. Feb se enquiries lagan start kiya maine. abhi 25 hain.