HDFC credit card offer - Help needed

[tchawla2]

I am so sorry if there is a post already existing for my issue but I need some help.
So I had HDFC Times card and Tata Neu Infinity LTF. I closed my Times Card cause I wanted a better card. It's been an year since I did that.
Today I checked my offers on HDFC pre-approved offers website and after providing my details, I could see 3 cards.
1. DCB Metal - Fee 10000+GST
2. Marriot Bonvoy - 3000+GST
3. Tata Neu Plus - doesnt matter.

BTW my current limit on HDFC is 8.9L as I have been using HDFC cards for over 6 years.

DCB Metal is not even FYF so I don't see any point getting it as the fee waiver of 8L is too much as well.
I am not a frequent traveller so MB is not a good option either.

Now if I want DCP instead of DBC but that is not shown on the website, so shall I reach out the branch for that?

Also, I should mention that I have a home loan, auto loan, and a savings account already with HDFC.

So any way of getting a good card as LTF or any way to convert DCB metal as LTF or even getting DCB plastic as LTF?

Again, so sorry if there is an existing post of this kind but I have been traversing through TFC for a few hours now.

 

[anotheruser]

If you are not frequent traveller, then i dont think dcb will suit(even ltf) your case as reward redemption are mainly structured around travelling.Cash/vouchers redeem at much lower rate.
You can lookout for cashback type cards like amazon pay, sbi , hsbc, might give more value to you

 

[tchawla2]

If you are not frequent traveller, then i dont think dcb will suit(even ltf) your case as reward redemption are mainly structured around travelling.Cash/vouchers redeem at much lower rate.
You can lookout for cashback type cards like amazon pay, sbi , hsbc, might give more value to you

I have a few cashback cards and lot more. I already have HSBC cashback, APay, Idfc Select, Amex Gold Charge, Axis Select, AU Vetta (LTF, looking to upgrade to Zenith as I am from AU affliated organisations).

It's just that now I want some good premium card as I have been thinking to travel in near future. I do not want to go for DCB for the fee. I am fine with fee upto 3000 for now and would love to upgrade later to a better variant in future once I am actually flying.

 

[Vasuki]

I am so sorry if there is a post already existing for my issue but I need some help.
So I had HDFC Times card and Tata Neu Infinity LTF. I closed my Times Card cause I wanted a better card. It's been an year since I did that.
Today I checked my offers on HDFC pre-approved offers website and after providing my details, I could see 3 cards.
1. DCB Metal - Fee 10000+GST
2. Marriot Bonvoy - 3000+GST
3. Tata Neu Plus - doesnt matter.

BTW my current limit on HDFC is 8.9L as I have been using HDFC cards for over 6 years.

DCB Metal is not even FYF so I don't see any point getting it as the fee waiver of 8L is too much as well.
I am not a frequent traveller so MB is not a good option either.

Now if I want DCP instead of DBC but that is not shown on the website, so shall I reach out the branch for that?

Also, I should mention that I have a home loan, auto loan, and a savings account already with HDFC.

So any way of getting a good card as LTF or any way to convert DCB metal as LTF or even getting DCB plastic as LTF?

Again, so sorry if there is an existing post of this kind but I have been traversing through TFC for a few hours now.

Get dcb metal . If u want infinia in future .since u have amex & all don't go for L card of hotel .

Ever better just wait for offer to get better