IDFC Future First Savings Account

[Walter White]

Thinking of opening a Future First Savings Account with IDFC Bank. The services are more or less similar to a premium account at any bank with no MAB or Debit Card charges (Visa Signature is being offered).

Anyone who is using it currently, how has been the experience?

 

[VISHESH_BANSAL]

Thinking of opening a Future First Savings Account with IDFC Bank. The services are more or less similar to a premium account at any bank with no MAB or Debit Card charges (Visa Signature is being offered).

Anyone who is using it currently, how has been the experience?

Do you fulfill the Eligibllity Criteria for Future First Savings Account mentioned on Website ?

 

[Walter White]

Do you fulfill the Eligibllity Criteria for Future First Savings Account mentioned on Website ?

I do not have the list of institutes which they consider but most banks anyway consider my B-school as Tier 1 so it should work.

 

[Wealth is my birth right!]

I do not have the list of institutes which they consider but most banks anyway consider my B-school as Tier 1 so it should work.

Website not giving institution list

 

[RIB]

Recently had opened an account with IDFC. Had received a WhatsApp message from IDFC that I was eligible for a Lifetime Zero Balance Savings account. Didn’t have any relationship earlier except a personal loan long time ago which was paid for and closed.
My experience
I have a HDFC Savings account with Imperia Relationship, ICICI Wealth Savings Account & IndusInd Pioneer Savings Account.
In terms of general use, every bank has their pros & cons, mostly experiences have been similar.
Although the highlight has been the tech side of IDFC is definitely the best out of the lot. The app & online interface is very smooth. Their Smart Statements where you can manually mark what the transaction was for is a helpful feature if you have a lot of transactions.
I had opened the account as I had received the promotional offer thinking will just use it as a 3 in 1 account with Zerodha.
Inclined towards using it as my main account …

1. Great app & online banking
2. Zero Charges for day to day transaction even for their 10k minimum balance account
3. Decent customer service
4. Interest rates are better than the other main banks for now

Would recommend.

 

[Wealth is my birth right!]

Recently had opened an account with IDFC. Had received a WhatsApp message from IDFC that I was eligible for a Lifetime Zero Balance Savings account. Didn’t have any relationship earlier except a personal loan long time ago which was paid for and closed.
My experience
I have a HDFC Savings account with Imperia Relationship, ICICI Wealth Savings Account & IndusInd Pioneer Savings Account.
In terms of general use, every bank has their pros & cons, mostly experiences have been similar.
Although the highlight has been the tech side of IDFC is definitely the best out of the lot. The app & online interface is very smooth. Their Smart Statements where you can manually mark what the transaction was for is a helpful feature if you have a lot of transactions.
I had opened the account as I had received the promotional offer thinking will just use it as a 3 in 1 account with Zerodha.
Inclined towards using it as my main account …

1. Great app & online banking
2. Zero Charges for day to day transaction even for their 10k minimum balance account
3. Decent customer service
4. Interest rates are better than the other main banks for now

Would recommend.

I need zero balance account in idfc if any invite pls provide me
I have wealth cc as of now

 

[Walter White]

Website not giving institution list

I had sent them a mail yesterday. They asked me for the institute name. Should receive a response in some time.

 

[0xfallup]

I had sent them a mail yesterday. They asked me for the institute name. Should receive a response in some time.

pls update as you proceed

 

[Walter White]

This is what I got from them. Hope, they open it for alumni as well, and not just current students.

 

[0xfallup]

This is what I got from them. Hope, they open it for alumni as well, and not just current students.
View attachment 12412

Nice…share acc opening process also

 

[Shash]

You can use my referral link if you are opening account in IDFC. You will get 0 balance account or normal account based on your offer if provided over WhatsApp.

https://idfcfirst.ref-r.com/c/i/12572/65367635

 

[pprakash11]

Can one convert existing 25K MAB to Future First A/c ?
I hope IIT Kharagpur would be in their list.

 

[Wealth is my birth right!]

You can use my referral link if you are opening account in IDFC. You will get 0 balance account or normal account based on your offer if provided over WhatsApp.

https://idfcfirst.ref-r.com/c/i/12572/65367635

It’s showing 25k or 10k only

 

[Walter White]

Went to branch to confirm regarding this. They asked for Aadhaar, PAN, College ID card and a cheque of 25k. One should be presently studying in that college.

My college ID card does not show academic year anymore thanks to years of neglect. Will try it once to see if that works and will let you all know. 🤣

 

[0xfallup]

wew nice 25k cheque though ....pls update

 

[0xfallup]

Went to branch to confirm regarding this. They asked for Aadhaar, PAN, College ID card and a cheque of 25k. One should be presently studying in that college.

My college ID card does not show academic year anymore thanks to years of neglect. Will try it once to see if that works and will let you all know. 🤣

any luck?

 

[harshit 111]

Thinking of opening a Future First Savings Account with IDFC Bank. The services are more or less similar to a premium account at any bank with no MAB or Debit Card charges (Visa Signature is being offered).

Anyone who is using it currently, how has been the experience?

Recently went to Pune Law college road idfc first bank branch , asked them to open this acc and they were like we don't offer zero balance account and the most hilarious thing is the Branch was surrounded by 3 colleges, yet they had zero knowledge about the account.

 

[pprakash11]

This is what I got from them. Hope, they open it for alumni as well, and not just current students.
View attachment 12412

@Walter White How to get this written in email ?

 

[anirban.choudhuryanirban.choudhury is verified member.]

Recently had opened an account with IDFC. Had received a WhatsApp message from IDFC that I was eligible for a Lifetime Zero Balance Savings account. Didn’t have any relationship earlier except a personal loan long time ago which was paid for and closed.
My experience
I have a HDFC Savings account with Imperia Relationship, ICICI Wealth Savings Account & IndusInd Pioneer Savings Account.
In terms of general use, every bank has their pros & cons, mostly experiences have been similar.
Although the highlight has been the tech side of IDFC is definitely the best out of the lot. The app & online interface is very smooth. Their Smart Statements where you can manually mark what the transaction was for is a helpful feature if you have a lot of transactions.
I had opened the account as I had received the promotional offer thinking will just use it as a 3 in 1 account with Zerodha.
Inclined towards using it as my main account …

1. Great app & online banking
2. Zero Charges for day to day transaction even for their 10k minimum balance account
3. Decent customer service
4. Interest rates are better than the other main banks for now

Would recommend.

You found the tech of idfc better than that of ICICI ?

 

[Walter White]

any luck?

Not even getting time to visit the branch these days. I'll be taking an off some day next week. Will try to go unless procrastination gets the better of me. 😉