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Folks unaware about card benefits or unwilling to spend time to learn about optimising benefits will not sign up, even if they can afford.I understand . Lol in reality from my network not many are reach but decent earners managed to get it through different options. Their is no such thing one has to spend crores or lakhs. Spend as per your wallet. That is what many do including me.
I understand once in a year I to travel international. But mostly travel domestically and stay in manageable hotels.I see, i feel like to make this card worth you need to have a certain level of lifestyle and income to support it, like if you're married with kinds, earn in lakhs, travel frequently, some of it internationally,
Then it makes sense,
For a 31 yrs old unmarried guy earning 1.2L/mo, travels domestically once in 2 months, mostly to visit family, it's just not worth 60k+gst i think
Within next 24 hours. They may email you to upload documents or approve directly.Did vkyc today, how long till I get response or acceptance/rejection from them?
5X on amex multiplier vs 2X for MRCC - I feel is the main benefit.What is the attraction of the gold card? I feel mrcc is better than gold. Similar fee. Less number of transactions for bonus points.
Gold chg card you can pay utilities and fuel spends in HP and u get MR points for it plus 1000×6 transaction per month gets u 1k bonus points apart from normal MR. Mrcc I don't think u get MR points for utility spends and fuel.What is the attraction of the gold card? I feel mrcc is better than gold. Similar fee. Less number of transactions for bonus points.
Hope so.. may your wish come trueSeems like a good way to make the people who have always thought about it but we're on the fence to finally take the leap.
i hope Hyatt gets added as a transfer partner (don't care for the membership)
Because gold charge gives 10.71% return buying 6 into 1000 Amazon pay every monthwhy are you even considering any other card when you have true M4B?
So you save about ₹600 every month? Is that the big draw?Because gold charge gives 10.71% return buying 6 into 1000 Amazon pay every month
With Magnus burgundy, in order to get more than 10.71% return you need to cross one and half lakhs buying Amazon pay vouchers
Yes in about 12 months you will get 25200 points (worth 8000 Amazon pay plus a little cashback)So you save about ₹600 every month? Is that the big draw?
You didn't have to call me out on my gareebi /sI am a true burgundy I get excellent customer service
Yes in about 12 months you will get 25200 points for 8000 Amazon pay plus a little cashback.
I know it's peanuts but then we are talking percentage returns here
That is right, otherwise all the other cards would go out of businessOkay, good.
So m4b is not everything and for not everyone and not for every spend.....
Good to know..
Thanks
but at times we get a feeling that m4b is everything that we need by some of your posts…That is right, otherwise all the other cards would go out of business
Of course it isn'tbut at times we get a feeling that m4b is everything that we need by some of your posts…
Glad that you recognised m4b is not everything
The % return is great. Just not sure it's worth the effort buying 6 times every month. Anyway to automate it?Yes in about 12 months you will get 25200 points (worth 8000 Amazon pay plus a little cashback)
Just buying Amazon pay of 72000 on Gyftr 5x
I know it's peanuts but then we are talking percentage returns here
Yes yes Anirban put a post on automationThe % return is great. Just not sure it's worth the effort buying 6 times every month. Anyway to automate it?