Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[SSV]

Now you have understood everything 😁 my job is done here 🙏

Excellent.. Job well done 👍 👍Thank you very much for your time🙏🙏🙏...

 

[Deleted member 13721]

Excellent.. Thank you very much for your time...

Glad to be of service. 😍😊

Now just wait for the activation email.

 

[AritraSaha]

They also sent a email with all the details (acc no, debit no, exp date, customer id, branch, fsce code).

You will get the email after your customer ID create.(20min after vkyc for me)

After that your account will be activated.(3hrs after vkyc).

 

[CHOCOPANDA]

Thanks for your concern...
Don't you worry... I know how to get these things done.. He is not from AXIS, that is for sure... I will get everything done from my home only...
Actually AXIS is just 30 seconds walk away from my place, I still preferred to open the account online to test the process.
Will keep posting the updates as and when they are available...

BTW, my WM and Preferred RM's come to my place for all my banking needs..or thru WhatsApp...

WM means

 

[SSV]

WM means

Icici wealth management account

 

[Deleted member 16965]

VKyc done.. Application successfully completed.. Virtual debit card successfully generated..( VISA platinum it is..). Funded this with WM MC ...

Received email stating that account activation could take upto 8 days becuase I have an existing relationship with the bank...

View attachment 24374


When I applied for Myzone cc from their website and told them that I have prior relationship with them as I had FK card at that time...They told me your relationship was not a relationship with them because I hold just a CC.
Now when I apply for SB account, they are saying I am having relationship with them hence it could take upto 8 days..

I am really confused whether I got any reltaionship with them or not?? or Is it only me feeling having relationship with them and they are not reciprocating?

or "DIl se open" means n number of people can have relationship with them and feel that way, but they change their mind every second about our relationship with them??

I am totally confused with these guys,..
I will tell another new FCUK up( may be not exactly by them) in the next post,.. Stay tuned...

Relationship is always Complicated 😆

 

[SSV]

Relationship is always Complicated 😆

Agreed you honour....

 

[Deleted member 16965]

About 30 minutes after I finished my Vkyc, I got a call from someone stating that he was from AXIS bank , Bangalore central office ( talking in Telugu) and enquired whether I have finished my Vkyc or not as I applied last night and could not do Vkyc then because it was after 8 pm. I said I have done.
He asked me to send some proof.. I thought may be he wanted to close this issue with some doc evidence.. I sent screenshot of SMS I received after my successfull apllication.. Unfortuantely in that screeen shot the link for Vkyc also was there.. but I thought I don't need to worry because I had done VKyc and that link would no longer be valid..

Now he is asking me my account number to activat it...
Then I realised this guy was not from AXIS and He was a big Fraud.. I asked him we would meet at my place then I would give. He was even ready for that.. Then I stopped communication with him..

All this happened in the last one hour..

My question is:
How come my data that I submitted to AXIS went to a fraudster?? Is AXIS bank serious about customer's privacy and safety??
I was not really convinced about AXIS before opening this SB account. Still half heartedly I opened this account ( sort of basic account...)

I will tell the reason why I still went with these guys inspite of my brain saying these guys are right for me..
They recently acquired CITI , and there is every chance they could become one of the big players in the short term if they play their cards right...
but with this kind of operations I would definitely proven wrong with my assumption...
I will wait for some time and close this relationship( which they hink it is on one day and off on another day)... Anyway this relationship looks like a oneway relationship from our side only..

Same had happened with me multiple times and it is not a bank specific issue regarding data breach. These fraudsters have multiple links with bank employees, who provides customer's data to these fraudsters. It is safe to say that nowadays some bank employees are also fraudsters.

 

[SSV]

Same had happened with me multiple times and it is not a bank specific issue regarding data breach. These fraudsters have multiple links with bank employees, who provides customer's data to these fraudsters. It is safe to say that nowadays some bank employees are also fraudsters.

💯💯💯

 

[Deleted member 16965]

💯💯💯

I have never believed anyone who called me from personal numbers because banks always calls from their office landline numbers. I always take written confirmation from bank employees. If they can't provide me with a written confirmation then I take them as fraudsters by default.

 

[SSV]

I have never believed anyone who called me from personal numbers because banks always calls from their office landline numbers. I always take written confirmation from bank employees. If they can't provide me with a written confirmation then I take them as fraudsters by default.

Correct, I too never give any personal info to anyone over the phone unless I call them on CC number..
WHen I check this particual number in True caller , it came as "credit card".... he may be a CC agent, not sure who this guys is..I don't care as well.
I will not share any sensitive info over phone..

 

[Tejo]

I have never believed anyone who called me from personal numbers because banks always calls from their office landline numbers. I always take written confirmation from bank employees. If they can't provide me with a written confirmation then I take them as fraudsters by default.

Axis always calls with their premium numbers starts with 80..... can known via truecaller.

If we did any complain, where the online support fails to find solution they will revert to branch.

Branch team calls, several time I got calls from hdfc, indus staff with their personal number.

 

[Deleted member 16965]

Axis always calls with their premium numbers starts with 80..... can known via truecaller.

If we did any complain, where the online support fails to find solution they will revert to branch.

Branch team calls, several time I got calls from hdfc, indus staff with their personal number.

These are exceptional cases.... I am talking in general.

 

[Tejo]

Now you have understood everything 😁 my job is done here 🙏

Nice job, I think with @Abhishek012 bhai, you also joined in volunteer services.

 

[Tejo]

Relationship is always Complicated 😆

You should not feel, relationships are burden.

It's duty.

One for one, unity for all*

 

[Deleted member 16965]

You should not feel, relationships are burden.

It's duty.

One for one, unity for all*

This applies to the person who only has 1 relationship. 🙂

 

[SSV]

This applies to the person who only has 1 relationship. 🙂

Bang on target..

 

[AritraSaha]

Axis always calls with their premium numbers starts with 80..... can known via truecaller.

If we did any complain, where the online support fails to find solution they will revert to branch.

Branch team calls, several time I got calls from hdfc, indus staff with their personal number.

Every time i got call from no starting with 80 is a scammer or a robo caller.

It true caller its should show axis bank & no start with your state std code.

And indie have a bad security, there are official ask me my full card no, to refund me. (I Confirm that his not a scammer).

 

[docmaniac]

Now HDFC do not issue mentioned Prepaid Card. No point in further discussion on it.

Bro any ideas to get the 500 rupees cashback??
I have been reading the forum for more than 1hr. I am totally confused

 

[Deleted member 2540]

Bro any ideas to get the 500 rupees cashback??
I have been reading the forum for more than 1hr. I am totally confused

By doing spends on FEST

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