BOB HPCL Energie - LTF?

[anbarsn]

I received BOB HPCL energie cc today. I heard there is LTF offer running on BOB cards. But I got my card with 499Rs annual charges. Is there a way to convert it to LTF?

 

[Wealth is my birth right!]

joining benefits on hppay app 100/- cashback on 1000/- wallet load not received, also 3 payback points received on wallet load of 100 through bob hpcl energie credit card & 1 payback point on 100 spend on hppay app, total 4 payback points on 100 which is equal to 1 rupee when redeem, but bob claim 1.5% on hppay app. Also wallet load with bob hpcl energie credit card on hppay wallet 0.85 charges extra. That means they charge 0.85 with 100/- spend on hppay & give 1 rupee cashback, total profit 0.15 on 100 rupee spend on hppay.

This card is useless with very low reward rate & high joining & annual fee of 499 + gst. Better to avoid this card. Also very poor customer service.

Bob have some rupay fuel card too
Check if it’s worthy than this energie wala
Advantage savings acc having that debit card which is also have dual use like Amaz Friday load by that way we earn more
@Abhishek012 is still bob issues that DC or it’s indepdence day offer over?

 

[Abhishek012]

Bob have some rupay fuel card too
Check if it’s worthy than this energie wala
Advantage savings acc having that debit card which is also have dual use like Amaz Friday load by that way we earn more
@Abhishek012 is still bob issues that DC or it’s indepdence day offer over?

Yes, BOB Advantage savings acc apply for total 3 RuPay Platinum debit cards.

1 virtual RuPay Platinum + 1 physical RuPay Platinum + 1 BPCL (BPCL also RuPay Platinum debit card)

 

[blacktiger]

Yes, BOB Advantage savings acc apply for total 3 RuPay Platinum debit cards.

1 virtual RuPay Platinum + 1 physical RuPay Platinum + 1 BPCL (BPCL also RuPay Platinum debit card)

hi where do u apply rupay physical card platinum. i can see only option for requesting physical rupay platinum in the same virtual platinum page. does this mean i will get same virtual card printed?
on the debit card section it only shows BPCL card and visa classic. i currently own rupay classic physical

 

[Abhishek012]

hi where do u apply rupay physical card platinum. i can see only option for requesting physical rupay platinum in the same virtual platinum page. does this mean i will get same virtual card printed?
on the debit card section it only shows BPCL card and visa classic. i currently own rupay classic physical

Oh sorry, BOB now stopped issuing 2 RuPay Platinum Virtual + Physical to new users. Now only option Virtual + BPCL.

 

[_na_cheese]

After researching through the forum, had two options bob energie and icici supersaver. Inquired about ltf for supersaver and they said no. Afw is at 150k for icici so i applied for this one. 500 rs joining. Afw is at 50000. Only need fuel for my bike. Monthly around 2k. (Add some utility bills and 50k is done). With all those issues regarding rewards for this one im only hoping for it to be resolved soon. It'll all be a waste of time and "energie" if they reject my application.

 

[Abhishek012]

Have not tried it since so long !! Using SBI BPCL for fuel spends 😛

Update - Just now one person told me, he got 24 rewards on BOB HPCL Credit card spend -

I have received 24 rewards point for 150 spent through HP pay app and also direct credit card payment .Both i have tried.

Regarding surcharge waiver . Initially bank will charge surcharges but reverse back only surcharge of 1 percent exclusive of GST .

Also i have got additional 1 percent as payback point for each 100 spent .but as per BOB advertisement they told 1.5 percent through HP pay but I got only 1percent additional

---

Any update from you side ? did you guys got fuel spend rewards or HP Pay spend rewards ?

@ghost2050
@pprakash11
@pmadhur37
@Shivad
@ajaystarin
@hariselio
@gocool
@anbarsn
@chinmoydas

 

[pprakash11]

Update - Just now one person told me, he got 24 rewards on BOB HPCL Credit card spend -

I have received 24 rewards point for 150 spent through HP pay app and also direct credit card payment .Both i have tried.

Regarding surcharge waiver . Initially bank will charge surcharges but reverse back only surcharge of 1 percent exclusive of GST .

Also i have got additional 1 percent as payback point for each 100 spent .but as per BOB advertisement they told 1.5 percent through HP pay but I got only 1percent additional

---

Any update from you side ? did you guys got fuel spend rewards or HP Pay spend rewards ?

@ghost2050
@pprakash11
@pmadhur37
@Shivad
@ajaystarin
@hariselio
@gocool
@anbarsn
@chinmoydas

Update - Just now one person told me, he got 24 rewards on BOB HPCL Credit card spend -

I have received 24 rewards point for 150 spent through HP pay app and also direct credit card payment .Both i have tried.

Regarding surcharge waiver . Initially bank will charge surcharges but reverse back only surcharge of 1 percent exclusive of GST .

Also i have got additional 1 percent as payback point for each 100 spent .but as per BOB advertisement they told 1.5 percent through HP pay but I got only 1percent additional

---

Any update from you side ? did you guys got fuel spend rewards or HP Pay spend rewards ?

@ghost2050
@pprakash11
@pmadhur37
@Shivad
@ajaystarin
@hariselio
@gocool
@anbarsn
@chinmoydas

For my fuel purchase of Rs. 900 in October 2022, I got surcharge waiver of Rs. 9 on 2nd Feb. 2023

 

[Sevendar@01]

For my fuel purchase of Rs. 900 in October 2022, I got surcharge waiver of Rs. 9 on 2nd Feb. 2023

And what about fuel purchase cashback

 

[_na_cheese]

Update - Just now one person told me, he got 24 rewards on BOB HPCL Credit card spend -

I have received 24 rewards point for 150 spent through HP pay app and also direct credit card payment .Both i have tried.

Regarding surcharge waiver . Initially bank will charge surcharges but reverse back only surcharge of 1 percent exclusive of GST .

Also i have got additional 1 percent as payback point for each 100 spent .but as per BOB advertisement they told 1.5 percent through HP pay but I got only 1percent additional

---

Any update from you side ? did you guys got fuel spend rewards or HP Pay spend rewards ?

@ghost2050
@pprakash11
@pmadhur37
@Shivad
@ajaystarin
@hariselio
@gocool
@anbarsn
@chinmoydas

Just used it for the first time last week. Got 1% back from hp pay. Got charged 1% surcharge which I haven't received back. Got reward points equivalent of 4% on the card. And 100rs bonus from hp in the form of wallet money.


I scanned and paid with card. Didn't do add money.

 

[pprakash11]

And what about fuel purchase cashback

Didn't get the reward points.

 

[Abhishek012]

Just used it for the first time last week. Got 1% back from hp pay. Got charged 1% surcharge which I haven't received back. Got reward points equivalent of 4% on the card. And 100rs bonus from hp in the form of wallet money.


I scanned and paid with card. Didn't do add money.

What's the merchant name showing in your transaction statement for hp pay app load ?

 

[_na_cheese]

What's the merchant name showing in your transaction statement for hp pay app load ?

didn't load money into hp pay wallet. I did scan and pay and paid via cc. The merchant name is "hp pay direct."

I got basic reward points at first when the transaction showed up in history (3 days). The bonus rewards came a day later.

 

[Harry1]

For my fuel purchase of Rs. 900 in October 2022, I got surcharge waiver of Rs. 9 on 2nd Feb. 2023

Under utility category, does it count normal utility categories also like Paytm wallet load gives utility mcc many times?

 

[pprakash11]

And what about fuel purchase cashback

I got 144 Reward Points today, for my payment of Rs. 900 (Done in October 2022) directly through HPCL BOB CC at pump.
Looks like they synchronized their system.

 

[Abhishek012]

I got 144 Reward Points today, for my payment of Rs. 900 (Done in October 2022) directly through HPCL BOB CC at pump.
Looks like they synchronized their system.

If you have paulpay wallet or mayamoney wallet, can you check this wallet load count under Utility bill category or not ? 🤣🤣

You will get 10 point per 150 spend on Utility bill category.

 

[Sevendar@01]

I got 144 Reward Points today, for my payment of Rs. 900 (Done in October 2022) directly through HPCL BOB CC at pump.
Looks like they synchronized their system.

which bank swipe machine was it ?

 

[pprakash11]

Paytm POS Machine!

which bank swipe machine was it ?

 

[pprakash11]

If you have paulpay wallet or mayamoney wallet, can you check this wallet load count under Utility bill category or not ? 🤣🤣

You will get 10 point per 150 spend on Utility bill category.

No, I don't have 😂😂😂

 

[thekirang]

I made transaction of 4997,4998,4999 on bob easy rupay card at petrol pump. as I read their official site, there is 1% fuel surcharge waiver. But I am charged with fuel surcharge i.e 5055,5056,5057 respectively


Anyone here know when will be waiver amount will be credited in card
or
Surcharge is 2% and they already waived off 1% ?

 

[pprakash11]

I made transaction of 4997,4998,4999 on bob easy rupay card at petrol pump. as I read their official site, there is 1% fuel surcharge waiver. But I am charged with fuel surcharge i.e 5055,5056,5057 respectively


Anyone here know when will be waiver amount will be credited in card
or
Surcharge is 2% and they already waived off 1% ?

Surcharge is 1%+(GST 18% on 1%)
1. 4997* 1%= 49.97*1.18%= 58.96+4997= 5055.96
Similarly can calculate for other amounts of 4998 & 4999 also

They reverse 1% only, GST is not reversed.